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公开(公告)号:US20250071070A1
公开(公告)日:2025-02-27
申请号:US18665810
申请日:2024-05-16
Applicant: The Toronto-Dominion Bank
Inventor: David Samuel TAX , Milos DUNJIC , Pranay Chander GUPTA , Hitesh BAJAJ , Kushank RASTOGI , Abeera AGUIAR
IPC: H04L47/70 , G06Q40/04 , H04L47/762
Abstract: Methods and computer systems for locking in offsets associated with resource requests. Receiving input of a resource request amount for a resource request, the resource request associated with a defined period of time and a property. Determining, based on data indicating one or more characteristics of the property, a metric representing an expected quantity of emissions over the defined period of time. Identifying an application programming interface capable of processing a request to lock in an amount for an offset product. Using the application programming interface and the metric to determine an offset amount to offset the expected quantity of emissions. Determining a periodic data transfer amount for the resource request that is based on the resource request amount and the offset amount. Outputting the periodic data transfer amount. Receiving an instruction to initiate the resource request and using the application programming interface to lock in the offset amount.
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公开(公告)号:US20250106312A1
公开(公告)日:2025-03-27
申请号:US18472902
申请日:2023-09-22
Applicant: The Toronto-Dominion Bank
Inventor: David Samuel TAX , Milos DUNJIC , Pranay GUPTA , Hitesh BAJAJ , Kushank RASTOGI , Abeera AGUIAR
IPC: H04L69/18 , G06Q30/018
Abstract: Systems and methods for the encouragement of environmentally sustainable behaviour are provided. A system may assign, in a second memory, an environmental score to each of a plurality of transfer protocol options. A rank may then be determined for each of the plurality of transfer protocol options based on the assigned environmental scores. In response to detecting an event associated with a first storage location, the system may filter the plurality of transfer protocol options to exclude at least a first transfer protocol option having a relatively low rank. The system may also generate user interface data identifying at least a second transfer protocol option, the second transfer protocol option having a relatively high rank.
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