-
1.发明申请公开(公告)号：US20210406895A1
公开(公告)日：2021-12-30
申请号：US17467769
申请日：2021-09-07
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Arthur Carroll CHOW , Anthony Haituyen NGUYEN , Casey Lyn DOYLE , Yubing LIU , Het Anand PATEL , Stephen John McCANN , Perry Aaron Jones HALDENBY , David TAX , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.
-
公开(公告)号：US20210174362A1
公开(公告)日：2021-06-10
申请号：US17178654
申请日：2021-02-18
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Perry Aaron Jones HALDENBY , Arthur Carroll CHOW , Anthony Haituyen NGUYEN , Het Anand PATEL , Casey Lyn DOYLE , Yubing LIU , John Jong-Suk LEE , David Samuel TAX , Arun Victor JAGGA
Abstract: Computer-implemented methods and systems reliant on establishing a common session key between an electronic device and a computer server are disclosed. The method and systems may be for processing de-tokenization requests in payment transaction processing and for preparing an electronic device to perform payment transactions. During such a transaction, the server may perform a method that includes receiving a de-tokenization request including a payment token and a cryptogram generated by the electronic device using a session key generated by the electronic device based on a fingerprint of the electronic device, a secret value previously shared with the electronic device, the payment token, and a transaction counter; retrieving the fingerprint, the secret value, and the transaction counter and generating the session key based on the same; verifying the cryptogram using the session key; retrieving an associated account number; and sending response to the request including the account number.
-
公开(公告)号：US20210103908A1
公开(公告)日：2021-04-08
申请号：US16592894
申请日：2019-10-04
Applicant: The Toronto-Dominion Bank
Inventor： Sangeeta MATHEW , Darius BRAZIUNAS , Arthur Carroll CHOW , Ling TAO , Arun Victor JAGGA
Abstract: In an aspect, the present application describes a computer-implemented method including: storing a set of candidate rules, the set of candidate rules defining payment cycles; identifying, from a transaction history for an account, an actual set of transfers made to a first recipient; identifying a first reference transfer from the actual set of transfers; for each of at least a plurality of candidate rules in the set of candidate rules, identifying, based on the first reference transfer, an expected set of transfers for that candidate rule; identifying one of the candidate rules as a closest rule for the actual set of transfers; identifying a future expected transfer based on the identified one of the candidate rules; and providing a notification to a client device associated with the account of the future expected transfer.
-
公开(公告)号：US20210098002A1
公开(公告)日：2021-04-01
申请号：US17063036
申请日：2020-10-05
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , David Samuel TAX , Arthur Carroll CHOW , Peter Glen NAIRN , Edward James HOOD , Martin Albert LOZON , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. In response to a determination that an environment of a first voice assistant device is not private, a first secure communication session between the first voice assistant device and an application server is suspended. In response a determination that one or more other voice assistant devices have been authorized for communication with the application server is made and input to transfer the first secure communication session, a second secure communication session between a second voice assistant device and the application server is initiated. The first secure communication session between the first voice assistant device and the application server is terminated in response to successful initiation of the second secure communication session.
-
5.发明申请公开(公告)号：US20210058404A1
公开(公告)日：2021-02-25
申请号：US17092588
申请日：2020-11-09
Applicant: The Toronto-Dominion Bank
Inventor： Dino D'AGOSTINO , Perry Aaron Jones HALDENBY , Dean TSERETOPOULOS , Jeffrey ECKER , Adam Douglas MCPHEE , Milos DUNJIC , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data in real-time based on dynamically generated tokenized data. For example, an apparatus may receive first positional data identifying a first geographic position of a client device and based on the first positional data, the apparatus may determine a value of a parameter characterizing an exchange of data between the client device and a terminal device disposed proximate to the client device during a temporal interval. The apparatus may transmit data requesting a pre-authorization of the data exchange to a computing system, which perform operations that pre-authorize the data exchange in accordance with the parameter value and transmit a digital token representative of the pre-authorized data exchange to the terminal device. The digital token may be valid during the temporal interval and may include a cryptogram associated with the client device.
-
Patent Agency Ranking
公开(公告)号：US20210019039A1
公开(公告)日：2021-01-21
申请号：US17062680
申请日：2020-10-05
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Perry Aaron Jones HALDENBY , Arthur Carroll CHOW , Anthony Haituyen NGUYEN , Het Anand PATEL , Casey Lyn DOYLE , Yubing LIU , John Jong-Suk LEE , David Samuel TAX , Arun Victor JAGGA
IPC: G06F3/0481 , G06Q40/00 , G06F3/0485 , G06F3/0486 , G06F3/0484
Abstract: A computer system provides a user interface efficient in its use of screen space allowing values to be provided for attributes. The computer system comprises a processor and a display, an input interface, and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: display, within a first region of the display, a plurality of icons corresponding to a plurality of attributes; receive, via the input interface, input corresponding to a drag-and-drop operation wherein a particular one of the plurality of icons is dragged to and then dropped at a drop position within a second region of the display; and assign a value to an attribute corresponding to the particular one of the plurality of icons based on a location of the drop position within the second region. Related methods and computer-readable media are also disclosed.
-
公开(公告)号：US20190124213A1
公开(公告)日：2019-04-25
申请号：US16223860
申请日：2018-12-18
Applicant: The Toronto-Dominion Bank
Inventor： Peter HORVATH , Eric Paul KAISER, JR. , Steven GERVAIS , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: A computer-implemented method for processing images of a document is disclosed. The method includes: capturing an image of at least part of a document by a camera of an electronic device, the document having one or more data fields; determining, by the electronic device, one or more data entry items from analyzing the one or more data fields in the image; and displaying, on a display of the electronic device, a preview of the document including annotation overlays on the preview, each annotation overlay containing a respective one of the one or more data entry items and being displayed in association with its respective data field in the preview.
-
公开(公告)号：US20230065483A1
公开(公告)日：2023-03-02
申请号：US17942581
申请日：2022-09-12
Applicant: The Toronto-Dominion Bank
Inventor： Nasim SARIR , Steven GERVAIS , Peter HORVATH , Ekas Kaur RAI , Peter John ALEXANDER , Arun Victor JAGGA
IPC: G06F3/16 , G06F3/04817 , G06F3/0482
Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.
-
公开(公告)号：US20220277297A1
公开(公告)日：2022-09-01
申请号：US17744966
申请日：2022-05-16
Applicant: The Toronto-Dominion Bank
Inventor： Adrian BLOY , Ryan Edmund VEKEMAN , Connie Maun-Fong CHAN , Sebastien FORGET , Daniel LAM TIN CHEUNG , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.
-
公开(公告)号：US20200380201A1
公开(公告)日：2020-12-03
申请号：US16996156
申请日：2020-08-18
Applicant: The Toronto-Dominion Bank
Inventor： John Michael COLLINSON , Christopher William COONEY , Russell VOUTOUR , Marie-Julie DEMERS , Arun Victor JAGGA , John Jong-Suk LEE
IPC: G06F40/174 , G06F3/0481 , G06F9/451 , G06F40/103
Abstract: Methods and systems for providing a graphical user interface to a computing device are described. In one aspect, a method includes: providing a first portion of the graphical user interface to the computing device, the first portion of the graphical user interface including an interface element for receiving input through an input interface associated with the computing device; receiving input received at the interface element; determining an eligibility metric based on the input; comparing the eligibility metric to eligibility criteria to determine if a user is likely eligible for a service; and when it is determined that the user is not likely to be eligible for the service, providing, to the computing device, a second portion of the graphical user interface, the second portion of the graphical user interface having a greater completion complexity than a third portion of the graphical user interface, the third portion of the graphical user interface being provided when it is determined that the user is likely to be eligible for the service.
-
-
-
-
-
-
-
-
-
Search Results
55
records
(took 0.019 seconds)
