-
公开(公告)号：US20210084022A1
公开(公告)日：2021-03-18
申请号：US17104071
申请日：2020-11-25
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Anthony Haituyen NGUYEN , Yubing LIU , Arthur Carroll CHOW , Casey Lyn DOYLE , Richard John Frederick THAKE , Mengfei WANG , Aaron Ashish HUDALI , Gregory Albert KLIEWER , Martin Albert LOZON , Yusbel Garcia DIAZ , Gareth DALY , Masashi KOBAYASHI , Randall John BAST
Abstract: An electronic device is disclosed. The electronic device includes a memory, a camera module, a communications module, and a processor that is configured to: receive, from the camera module, image data associated with a machine-readable optical label, the optical label encoding transaction details of a transfer of data to a recipient account, wherein the transaction details do not indicate an identity of the recipient account; receive a user input indicating authorization to initiate a transfer of data, via a protected resource, from an account associated with the user to the recipient account; and in response to receiving the user input, generate a request for initiating the transfer of data based on the transaction details, the request including an access token for use in authenticating the user on requests to access the protected resource.
-
公开(公告)号：US20230360500A1
公开(公告)日：2023-11-09
申请号：US18352368
申请日：2023-07-14
Applicant: The Toronto-Dominion Bank
Inventor： A Warren PRATTEN , Randall Walton MARTIN , Martin Albert LOZON , Graham Allan ANDERSON , Ratnadeep BHADRA , James Kenneth MCCRAE , Dino Paul D'AGOSTINO
CPC classification number: G07F19/202 , G06Q20/4037 , G06Q20/042 , G07F19/206
Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
-
公开(公告)号：US20210098002A1
公开(公告)日：2021-04-01
申请号：US17063036
申请日：2020-10-05
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , David Samuel TAX , Arthur Carroll CHOW , Peter Glen NAIRN , Edward James HOOD , Martin Albert LOZON , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. In response to a determination that an environment of a first voice assistant device is not private, a first secure communication session between the first voice assistant device and an application server is suspended. In response a determination that one or more other voice assistant devices have been authorized for communication with the application server is made and input to transfer the first secure communication session, a second secure communication session between a second voice assistant device and the application server is initiated. The first secure communication session between the first voice assistant device and the application server is terminated in response to successful initiation of the second secure communication session.
-
公开(公告)号：US20200082675A1
公开(公告)日：2020-03-12
申请号：US16129060
申请日：2018-09-12
Applicant: The Toronto-Dominion Bank
Inventor： A. Warren PRATTEN , Randall Walton MARTIN , Martin Albert LOZON , Graham Allan ANDERSON , Ratnadeep BHADRA , James Kenneth MCCRAE , Dino Paul D'AGOSTINO
Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
-
公开(公告)号：US20190372993A1
公开(公告)日：2019-12-05
申请号：US16000086
申请日：2018-06-05
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Anthony Haituyen NGUYEN , Yubing LIU , Arthur Carroll CHOW , Casey Lyn DOYLE , Richard John Frederick THAKE , Mengfei WANG , Aaron Ashish HUDALI , Gregory Albert KLIEWER , Martin Albert LOZON , Yusbel Garcia DIAZ , Gareth DALY , Masashi KOBAYASHI , Randall John BAST
Abstract: A method for regulating access to a protected resource is disclosed. The method includes: receiving, from a client application executing on a first device, a first signal including a request to obtain an access token for accessing a protected resource, the request including: a client identifier uniquely identifying the client application; a user identifier uniquely identifying an end user of the client application; and a public key associated with the end user; in response to validating the request, transmitting, to the client application on the first device, a second signal including an access token for accessing the protected resource; receiving, from a web server associated with the protected resource, a third signal including a request to validate a bearer token submitted by the client application to the web server, the bearer token including a digital signature; validating the bearer token, the validating including verifying the digital signature using the public key; and in response to validating the bearer token, sending to the web server a fourth signal including a notification that the bearer token is valid.
-
Patent Agency Ranking
6.发明公开公开(公告)号：US20230291571A1
公开(公告)日：2023-09-14
申请号：US18196230
申请日：2023-05-11
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Arthur Carroll CHOW , David Samuel TAX , Armon ROUHANI , Keith Sanjay AJMANI , Gregory Albert KLIEWER , Anthony Haituyen NGUYEN , Martin Albert LOZON , Kareem EL-ONSI , Ashkan ALAVI-HARATI , Arun Victor JAGGA
CPC classification number: H04L9/3247 , H04L9/3213 , H04L9/30
Abstract: The disclosed exemplary embodiments include computer-implemented systems, devices, apparatuses, and processes that dynamically implement and manage consent and permissioning protocols using container-based applications. By way of example, a device may receive, through a programmatic interface, a first request for an element of data generated by an executed application program. When the first request is consistent with consent data associated the executed application program, the device may obtain the requested data element and a digital signature applied to the requested data element by a computing system. Based on a verification of the applied digital signature, the device may generate and present a representation of the requested data element within a digital interface, along with an interface element that confirms the verification of the digital signature.
-
公开(公告)号：US20210374282A1
公开(公告)日：2021-12-02
申请号：US17399539
申请日：2021-08-11
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , David Samuel TAX , Arthur Carroll CHOW , Peter Glen NAIRN , Edward James HOOD , Martin Albert LOZON , John Jong-Suk LEE , Arun Victor JAGGA
Abstract: A computer system and method for managing a data request interface. The system includes a memory associated with the data request interface and coupled to a processor. The memory includes processor-executable instructions of the method for managing the data request interface. The method includes: receiving, from a first client device, a first signal including a primary authorization credential associated with a data record and a second signal including a request to generate an alternate authorization credential for use by a software module. The alternate authorization credential is associated with data retrieval constraints. The method includes generating the alternate authorization credential and configuring the data request interface to impose the data retrieval constraints for constraining data operations on the data record upon receipt of the alternate authorization credential. The method further includes sending, to the first client device or a second client device, a third signal including the alternate authorization credential.
-
8.发明申请公开(公告)号：US20200382510A1
公开(公告)日：2020-12-03
申请号：US16429719
申请日：2019-06-03
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Arthur Carroll CHOW , David Samuel TAX , Armon ROUHANI , Keith Sanjay AJMANI , Gregory Albert KLIEWER , Anthony Haituyen NGUYEN , Martin Albert LOZON , Kareem EL-ONSI , Ashkan ALAVI-HARATI , Arun Victor JAGGA
IPC: H04L29/06
Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems that maintain confidential data and unrelated third-party applications. By way of example, an apparatus may obtain interaction data that identifies an interaction between an application program executed at a first computing system and a programmatic interface of a second computing system. Based on the interaction data, the apparatus may generate outcome data characterizing a probability that the requested access to the data element is inconsistent with an access permission granted to the executed application program, and may modify the access permission in accordance with the outcome data. The apparatus may also perform that generate permissioning data indicative of the modified access permission and that store the permissioning data within a locally accessible or cloud-based repository.
-
公开(公告)号：US20200097710A1
公开(公告)日：2020-03-26
申请号：US16139287
申请日：2018-09-24
Applicant: The Toronto-Dominion Bank
Inventor： A Warren PRATTEN , Randall Walton MARTIN , Martin Albert LOZON , Graham Allan ANDERSON , Ratnadeep BHADRA , James Kenneth MCCRAE , Dino Paul D'AGOSTINO
Abstract: A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.
-
公开(公告)号：US20220360446A1
公开(公告)日：2022-11-10
申请号：US17853080
申请日：2022-06-29
Applicant: The Toronto-Dominion Bank
Inventor： Milos DUNJIC , Arthur Carroll CHOW , David Samuel TAX , Armon ROUHANI , Keith Sanjay AJMANI , Gregory Albert KLIEWER , Anthony Haituyen NGUYEN , Martin Albert LOZON , Kareem EL-ONSI , Ashkan ALAVI-HARATI , Arun Victor JAGGA
Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically implement and manage hash-based consent and permissioning protocols. By way of example, an apparatus may obtain consent data that identifies one or more elements of data accessible to an application program executed by a device. The apparatus may generate a consent document for the application program based on at least a portion of the consent data, and may compute a consent hash value representative of the consent document. The apparatus may also generate and transmit permissioning data that includes at least the consent hash value to the device. The permissioning data may, for example, include information that instructs the executed application program to store the consent hash value within a local memory of the device and to associate the consent hash value with an access token of the executed application program.
-
-
-
-
-
-
-
-
-
Search Results
20
records
(took 0.016 seconds)
