Real-time insurance policy underwriting and risk management
    2.
    发明申请
    Real-time insurance policy underwriting and risk management 审中-公开
    实时保险承保和风险管理

    公开(公告)号:US20060100912A1

    公开(公告)日:2006-05-11

    申请号:US10537636

    申请日:2003-12-16

    IPC分类号: G06Q40/00

    摘要: Provided is a technique for evaluating risk associated with underwriting an insurance policy (FIG. 1). At least one location to be covered under the insurance policy is received (FIG. 3, block 320). Risk associated with the location is automatically assessed (FIG. 3, block 338). It is determined whether to underwrite the location based on the assessed risk (FIG. 3, block 340). Also provided is a technique for proximity analysis (FIG. 54). Selection of a proximity center is received (FIG. 55). A function is executed with the proximity center to determine target data items that fall within a proximity area around the proximity center. The target data items are spatially represented.

    摘要翻译: 提供了一种评估与承保保险相关的风险的技术(图1)。 接收至少一个要保险单覆盖的位置(图3,框320)。 自动评估与该位置相关联的风险(图3,框338)。 确定是否基于评估的风险来覆盖位置(图3,框340)。 还提供了用于邻近分析的技术(图54)。 接收到接近中心的选择(图55)。 使用邻近中心执行功能以确定落在邻近中心附近的邻近区域内的目标数据项。 目标数据项目在空间上被表示。