公开(公告)号：US10657344B1

公开(公告)日：2020-05-19

申请号：US16549869

申请日：2019-08-23

申请人： United Services Automobile Association (USAA)

发明人： Shantanu Tripathy ,  David Lindley ,  Ricardo Alcantar ,  Adam Walker Moran ,  Rupesh Dhakal

IPC分类号： G06K7/10 ,  G06K7/14

摘要： Techniques are described for facilitating and/or optimizing a transaction, such as a purchase transaction, through the use of scanned data. In some implementations, a user may use a portable computing device to scan a vehicle tag (e.g., vehicle identification number) that is affixed to a vehicle and determine vehicle information. The user may also scan a user tag such as a driver's license to determine user data that identifies the user. The vehicle data and/or user data may be communicated to transaction service(s), which generate transaction data that may be specific to the particular user that provided the vehicle data and/or user data. The transaction data may include information regarding a price of the vehicle, terms of a loan that the user may take out to finance the purchase of the vehicle, information regarding an insurance policy for insuring the vehicle, and so forth.

公开(公告)号：US11978113B1

公开(公告)日：2024-05-07

申请号：US18326677

申请日：2023-05-31

申请人： United Services Automobile Association (USAA)

发明人： Philip Andrew Leal ,  Ricardo Alcantar

IPC分类号： G06Q30/0601 ,  G06F16/9038 ,  G10L15/26

CPC分类号： G06Q30/0643 ,  G06F16/9038 ,  G06Q30/0623 ,  G10L15/26

摘要： Techniques are described for cross-device presentation. During a speech interaction with a conversational user interface (CUI) executing on an input device, such as a personal assistant (PA) device or other computing device, a user may utter one or more search terms to search for an item, such as a vehicle to purchase. The search term(s) may be employed by a search engine to identify one or more items that correspond to the search term(s). The search engine can generate recommendation information that includes a description of the item(s) corresponding to the search term(s). The recommendation information can be communicated to an output device that is registered to, or otherwise associated with, the user who spoke the search term(s) to the input device. In some instances, the recommendation information can be presented through speech output on the PA device or other device.

公开(公告)号：US10438037B1

公开(公告)日：2019-10-08

申请号：US16211874

申请日：2018-12-06

申请人： United Services Automobile Association (USAA)

发明人： Shantanu Tripathy ,  David Lindley ,  Ricardo Alcantar ,  Adam Walker Moran ,  Rupesh Dhakal

IPC分类号： G06K7/10 ,  G06K7/14

摘要： Techniques are described for facilitating and/or optimizing a transaction, such as a purchase transaction, through the use of scanned data. In some implementations, a user may use a portable computing device to scan a vehicle tag (e.g., vehicle identification number) that is affixed to a vehicle and determine vehicle information. The user may also scan a user tag such as a driver's license to determine user data that identifies the user. The vehicle data and/or user data may be communicated to transaction service(s), which generate transaction data that may be specific to the particular user that provided the vehicle data and/or user data. The transaction data may include information regarding a price of the vehicle, terms of a loan that the user may take out to finance the purchase of the vehicle, information regarding an insurance policy for insuring the vehicle, and so forth.

公开(公告)号：US11776046B1

公开(公告)日：2023-10-03

申请号：US16258268

申请日：2019-01-25

申请人： United Services Automobile Association (USAA)

发明人： Philip Andrew Leal ,  Ricardo Alcantar

IPC分类号： G06F16/9038 ,  G10L15/26 ,  G06Q30/0601

CPC分类号： G06Q30/0643 ,  G06F16/9038 ,  G06Q30/0623 ,  G10L15/26

摘要： Techniques are described for cross-device presentation. During a speech interaction with a conversational user interface (CUI) executing on an input device, such as a personal assistant (PA) device or other computing device, a user may utter one or more search terms to search for an item, such as a vehicle to purchase. The search term(s) may be employed by a search engine to identify one or more items that correspond to the search term(s). The search engine can generate recommendation information that includes a description of the item(s) corresponding to the search term(s). The recommendation information can be communicated to an output device that is registered to, or otherwise associated with, the user who spoke the search term(s) to the input device. In some instances, the recommendation information can be presented through speech output on the PA device or other device.

公开(公告)号：US10198609B1

公开(公告)日：2019-02-05

申请号：US15711459

申请日：2017-09-21

申请人： United Services Automobile Association (USAA)

发明人： Shantanu Tripathy ,  David Lindley ,  Ricardo Alcantar ,  Adam Walker Moran ,  Rupesh Dhakal

IPC分类号： G06K7/10 ,  G06K7/14

摘要： Techniques are described for facilitating and/or optimizing a transaction, such as a purchase transaction, through the use of scanned data. In some implementations, a user may use a portable computing device to scan a vehicle tag (e.g., vehicle identification number) that is affixed to a vehicle and determine vehicle information. The user may also scan a user tag such as a driver's license to determine user data that identifies the user. The vehicle data and/or user data may be communicated to transaction service(s), which generate transaction data that may be specific to the particular user that provided the vehicle data and/or user data. The transaction data may include information regarding a price of the vehicle, terms of a loan that the user may take out to finance the purchase of the vehicle, information regarding an insurance policy for insuring the vehicle, and so forth.