公开(公告)号：US12056675B1

公开(公告)日：2024-08-06

申请号：US15333931

申请日：2016-10-25

Applicant: Vantiv, LLC

Inventor： Chance Ulrich

IPC: G06Q20/40 ,  G06Q20/12 ,  G06Q20/34

CPC classification number: G06Q20/12 ,  G06Q20/341 ,  G06Q20/401

Abstract: Systems and methods for facilitating e-commerce transactions between web-based merchants and consumers with EMV cards for payments processing. The systems and methods include a web browser installed in a computer associated with the consumer. The web browser includes a browser plugin for managing EMV card data. The computer is associated with an EMV card reader for collecting EMV card data. The browser plug-in is directed to sending EMV card data for remote processing and/or directed to processing the EMV card natively at the web browser.

公开(公告)号：US11238439B1

公开(公告)日：2022-02-01

申请号：US15827850

申请日：2017-11-30

Applicant: Vantiv, LLC

Inventor： Chance Ulrich

IPC: G06Q20/34 ,  H04L29/08 ,  G06Q20/40

Abstract: Technologies for emulating payment transaction messaging for electronic payment transaction include a transaction management controller for receiving a transaction amount for a payment transaction from a business management engine and simulated payment card data for the payment transaction from a point of interaction emulator. The transaction management controller inserts the transaction amount and the payment card data into a test payment authorization request message, which is transmitted to a null host. A payment authorization response message is received from the null host and transmitted by the transaction management controller the business management engine. Other embodiments are described and claimed.

公开(公告)号：US20170200148A1

公开(公告)日：2017-07-13

申请号：US14990319

申请日：2016-01-07

Applicant: Vantiv, LLC

Inventor： Chance Ulrich

IPC: G06Q20/34 ,  H04L29/08 ,  G06Q20/40

CPC classification number: G06Q20/351 ,  G06Q20/401 ,  G06Q20/4012 ,  G07G1/0009 ,  H04L67/02 ,  H04L67/20 ,  H04L67/38

Abstract: Technologies for emulating payment transaction messaging for electronic payment transaction include a transaction management controller for receiving a transaction amount for a payment transaction from a business management engine and simulated payment card data for the payment transaction from a point of interaction emulator. The transaction management controller inserts the transaction amount and the payment card data into a test payment authorization request message, which is transmitted to a null host. A payment authorization response message is received from the null host and transmitted by the transaction management controller the business management engine. Other embodiments are described and claimed.

公开(公告)号：US10475005B1

公开(公告)日：2019-11-12

申请号：US15333900

申请日：2016-10-25

Applicant: Vantiv, LLC

Inventor： Chance Ulrich

IPC: G06Q20/04 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q50/22

Abstract: Systems and methods are disclosed for generating electronic receipts (e-receipts) at point-of-sale (POS) terminals associated with a merchant at a retail location. The systems and methods include a near field communication (NFC) reader and an NFC-enabled payment vehicle. A POS terminal processes a payment transaction after an initial interaction between the NFC reader and the NFC-enabled payment vehicle. An e-receipt is generated when a second interaction is detected between the NFC reader and the NFC-enabled payment vehicle.