公开(公告)号：US20170262836A1

公开(公告)日：2017-09-14

申请号：US15604927

申请日：2017-05-25

Applicant: VeriFone, Inc.

Inventor： Brad MCGUINNESS ,  David EZELL ,  Paul JANNARONE ,  Erik VLUGT ,  Mike Thomas ROACH

IPC: G06Q20/32 ,  G06Q20/40 ,  H04W4/02 ,  G06Q20/20

CPC classification number: G06Q20/3224 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/40 ,  G06Q20/405 ,  H04W4/021

Abstract: A virtual payment system including a customer-specific, customer geolocation responsive, limited time duration payment identifier generator operative to generate a customer-specific, customer geolocation responsive, limited time duration payment identifier, a customer-specific limited time duration payment identifier communicator operative to communicate the customer-specific, customer geolocation responsive, limited time duration payment identifier to a customer and a limited time duration payment identifier validator, operative to verify genuineness and timeliness of the customer-specific, customer geolocation responsive, limited time duration payment identifier presented by the customer at a point of sale.