AUTHENTICATION CREDENTIAL SYSTEM
    1.
    发明申请

    公开(公告)号:US20210056518A1

    公开(公告)日:2021-02-25

    申请号:US14976676

    申请日:2015-12-21

    IPC分类号: G06Q20/02 G06Q20/40

    摘要: A system and method of leveraging a trust relationship for e-commerce transactions is provided that includes an access component allowing a consumer access to a merchant website, a selection component allowing the consumer to enter authentication credentials associated with a third party on the merchant website, an authentication component authenticating the authentication credentials for the third party entered into the merchant website, a communication interface component allowing an association of the consumer's payment account information from the third party to the merchant website, and a consummation component allowing consummation of an electronic transaction between the third party and the merchant.

    Flexible authentication
    2.
    发明授权

    公开(公告)号:US11816672B1

    公开(公告)日:2023-11-14

    申请号:US15009917

    申请日:2016-01-29

    IPC分类号: G06Q20/40 H04L9/40 G06Q20/38

    摘要: Provided is dynamic and flexible authentication based on an interaction over a communications link between a user device and a financial entity. A set of interactions enabled at the user device are categorized into different levels, each level comprises a different authentication policy. At about the same time as an interaction is initiated at the device, an authentication policy assigned to the interaction is accessed and a security challenge is activated at the device. Based upon a successful response to the security challenge, an enablement of the communications link is continued. Based upon an unsuccessful response to the security challenge, the communications link is disabled.

    SYSTEMS AND METHODS FOR FEDERATED IDENTIFY MANAGEMENT

    公开(公告)号:US20190259029A1

    公开(公告)日:2019-08-22

    申请号:US15902579

    申请日:2018-02-22

    摘要: A computer-implemented method includes receiving, by a federated identity computing system, identity information from a customer; receiving, by the computing system, preferences for the identity information from the customer, wherein the preferences govern distribution of the identity information to requesting parties; generating, by the computing system, a key specific to the customer; and provisioning, by the computing system, the key to an identification chip associated with the customer. The computer-implemented method further includes receiving, by the computing system, the key and a request for one or more pieces of the identity information from a requesting party and providing, by the computing system, the requested one or more pieces of identity information to the requesting party based on the key and the preferences.

    Systems and methods for vendor intelligence

    公开(公告)号:US11205147B1

    公开(公告)日:2021-12-21

    申请号:US15909234

    申请日:2018-03-01

    摘要: A computing system includes a network interface configured to communicate data over a network, a vendor database configured to retrievable store vendor data related to a vendor of interest, and a processing circuit with a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to identify a vendor of interest; conduct a search of internal documents and external resources to obtain the vendor data related to the vendor of interest, store the vendor data in the vendor database, and generate a vendor performance score based on the vendor data.

    Flexible authentication
    6.
    发明授权

    公开(公告)号:US12039540B2

    公开(公告)日:2024-07-16

    申请号:US18310323

    申请日:2023-05-01

    IPC分类号: G06Q20/40 G06Q20/38 H04L9/40

    摘要: Provided is dynamic and flexible authentication based on an interaction over a communications link between a user device and a financial entity. A set of interactions enabled at the user device are categorized into different levels, each level comprises a different authentication policy. At about the same time as an interaction is initiated at the device, an authentication policy assigned to the interaction is accessed and a security challenge is activated at the device. Based upon a successful response to the security challenge, an enablement of the communications link is continued. Based upon an unsuccessful response to the security challenge, the communications link is disabled.

    FLEXIBLE AUTHENTICATION
    9.
    发明公开

    公开(公告)号:US20240338706A1

    公开(公告)日:2024-10-10

    申请号:US18746255

    申请日:2024-06-18

    IPC分类号: G06Q20/40 G06Q20/38 H04L9/40

    摘要: Provided is dynamic and flexible authentication based on an interaction over a communications link between a user device and a financial entity. A set of interactions enabled at the user device are categorized into different levels, each level comprises a different authentication policy. At about the same time as an interaction is initiated at the device, an authentication policy assigned to the interaction is accessed and a security challenge is activated at the device. Based upon a successful response to the security challenge, an enablement of the communications link is continued. Based upon an unsuccessful response to the security challenge, the communications link is disabled.