公开(公告)号：US20150269662A1

公开(公告)日：2015-09-24

申请号：US14218681

申请日：2014-03-18

Applicant: Xerox Corporation

Inventor： BRYAN J. ROOF ,  Andrew Shih-Suen Yeh ,  Howard A. Mizes ,  Haitao Du

IPC: G06Q40/00 ,  G06Q50/26

CPC classification number: G06Q40/00 ,  G06Q50/265

Abstract: A method, non-transitory computer readable medium, and apparatus for verifying a validity of a communication from a fraud detection service are disclosed. For example, the method receives the communication from the fraud detection service indicating that a credit card number is associated with potentially fraudulent activity, provides a personal identification to the fraud detection service via a secured connection to request a confirmation that the communication is from the fraud detection service, wherein the personal identification is used to identify the credit card number and receives the confirmation that the communication is valid and was sent from the fraud detection service based upon a verification performed by the fraud detection service that compares the credit card number to a database containing a plurality of credit card numbers that are flagged for potentially fraudulent activity.

Abstract translation: 公开了一种用于从欺诈检测服务验证通信的有效性的方法，非暂时计算机可读介质和装置。 例如，该方法从欺诈检测服务接收到指示信用卡号与潜在的欺诈活动相关联的通信，经由安全连接向欺诈检测服务提供个人身份，以请求确认来自欺诈的通信 检测服务，其中，所述个人识别用于识别所述信用卡号，并且基于所述欺诈检测服务执行的验证，所述确认将所述信用卡号码与所述信用卡号码进行比较，并接收所述通知有效并且从所述欺诈检测服务发送的确认 数据库包含被标记为可能的欺诈活动的多个信用卡号码。

公开(公告)号：US20160125404A1

公开(公告)日：2016-05-05

申请号：US14529399

申请日：2014-10-31

Applicant: Xerox Corporation

Inventor： BRYAN J. ROOF ,  ANDREW S. YEH ,  HOWARD A. MIZES ,  HAITAO DU ,  MING YANG

IPC: G06Q20/40 ,  G06F17/30 ,  G06Q20/20 ,  G06K9/00

CPC classification number: G06F16/51 ,  G06F16/58 ,  G06F16/5838 ,  G06K9/00288 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/206 ,  G06Q20/40145 ,  G06Q20/4016 ,  G07F19/207

Abstract: A system and method for identifying perpetrators of ATM fraud. A subscription fee is collected for defined services for collecting, processing, and analyzing facial data. Facial data is acquired from a person conducting a transaction with an automated transaction system having a camera device. The facial data is linked to a transaction identifier including at least time and location associated with the transaction. The facial data and the transaction identifier are stored in a centralized repository. Upon request from an authorized subscriber to identify the person based on the transaction identifier, because the transaction is deemed fraudulent, the facial data associated with the transaction identifier is compared to facial profiles obtained from private, public, and law enforcement databases. Potential identity matches are generated based on the facial profiles. The potential identity matches are output to the authorized subscriber for further prosecutorial and/or investigative actions.

Abstract translation: 一种识别ATM欺诈行为人的制度和方法。 收集，处理和分析面部数据的定义服务收取订阅费用。 使用具有相机装置的自动交易系统从进行交易的人处获取面部数据。 面部数据被链接到事务标识符，其包括至少与事务相关联的时间和位置。 面部数据和事务标识符存储在集中式存储库中。 根据来自授权用户的请求，基于交易标识符来识别该人，因为该交易被认为是欺诈性的，将与交易标识符相关联的面部数据与从私人，公共和执法数据库获得的面部轮廓进行比较。 潜在身份匹配是根据面部特征生成的。 将潜在身份匹配输出到授权订户进行进一步的检察和/或调查行动。