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公开(公告)号:US20240346469A1
公开(公告)日:2024-10-17
申请号:US18755844
申请日:2024-06-27
发明人: David DALLENBACH , Steven TURNER
CPC分类号: G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/206 , G06Q20/322 , G06Q20/3221 , G06Q20/36 , G06Q20/40
摘要: A mobile banking system and method allows an unbanked individual to engage in banking practices that would otherwise not be available to the individual due to the individual not having a bank account and not being able to cash checks, make deposits, etc. The mobile banking system allows the unbanked individual to create a registered system account and become a customer of the system. This system account allows the customer to make deposits at credit unions and merchants who are part of the mobile banking system. The customer can also withdraw funds from a merchant or make purchases from a merchant. The customer can also make donations to a desired donation receiver and create a wallet that allows the customer to allocate funds to cards in the wallet and allow individuals access to the cards and money associated with a card.
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公开(公告)号:US20220215358A1
公开(公告)日:2022-07-07
申请号:US17701801
申请日:2022-03-23
发明人: David DALLENBACH , Steven TURNER
摘要: A mobile banking system and method allows an unbanked individual to engage in banking practices that would otherwise not be available to the individual due to the individual not having a bank account and not being able to cash checks, make deposits, etc. The mobile banking system allows the unbanked individual to create a registered system account and become a customer of the system. This system account allows the customer to make deposits at credit unions and merchants who are part of the mobile banking system. The customer can also withdraw funds from a merchant or make purchases from a merchant. The customer can also make donations to a desired donation receiver and create a wallet that allows the customer to allocate funds to cards in the wallet and allow individuals access to the cards and money associated with a card.
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公开(公告)号:US11593774B2
公开(公告)日:2023-02-28
申请号:US17701801
申请日:2022-03-23
发明人: David Dallenbach , Steven Turner
摘要: A mobile banking system and method allows an unbanked individual to engage in banking practices that would otherwise not be available to the individual due to the individual not having a bank account and not being able to cash checks, make deposits, etc. The mobile banking system allows the unbanked individual to create a registered system account and become a customer of the system. This system account allows the customer to make deposits at credit unions and merchants who are part of the mobile banking system. The customer can also withdraw funds from a merchant or make purchases from a merchant. The customer can also make donations to a desired donation receiver and create a wallet that allows the customer to allocate funds to cards in the wallet and allow individuals access to the cards and money associated with a card.
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公开(公告)号:US11288643B2
公开(公告)日:2022-03-29
申请号:US15550068
申请日:2016-02-11
发明人: David Dallenbach , Steven Turner
摘要: A mobile banking system and method allows an unbanked individual to engage in banking practices that would otherwise not be available to the individual due to the individual not having a bank account and not being able to cash checks, make deposits, etc. The mobile banking system allows the unbanked individual to create a registered system account and become a customer of the system. This system account allows the customer to make deposits at credit unions and merchants who are part of the mobile banking system. The customer can also withdraw funds from a merchant or make purchases from a merchant. The customer can also make donations to a desired donation receiver and create a wallet that allows the customer to allocate funds to cards in the wallet and allow individuals access to the cards and money associated with a card.
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公开(公告)号:US12125006B2
公开(公告)日:2024-10-22
申请号:US18106612
申请日:2023-02-07
发明人: David Dallenbach , Steven Turner
CPC分类号: G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/206 , G06Q20/322 , G06Q20/3221 , G06Q20/36 , G06Q20/40
摘要: A mobile banking system and method allows an unbanked individual to engage in banking practices that would otherwise not be available to the individual due to the individual not having a bank account and not being able to cash checks, make deposits, etc. The mobile banking system allows the unbanked individual to create a registered system account and become a customer of the system. This system account allows the customer to make deposits at credit unions and merchants who are part of the mobile banking system. The customer can also withdraw funds from a merchant or make purchases from a merchant. The customer can also make donations to a desired donation receiver and create a wallet that allows the customer to allocate funds to cards in the wallet and allow individuals access to the cards and money associated with a card.
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公开(公告)号:US20230186259A1
公开(公告)日:2023-06-15
申请号:US18106612
申请日:2023-02-07
发明人: David Dallenbach , Steven Turner
CPC分类号: G06Q20/10 , G06Q20/40 , G06Q20/322 , G06Q20/20 , G06Q20/206 , G06Q20/204 , G06Q20/3221 , G06Q20/36
摘要: A mobile banking system and method allows an unbanked individual to engage in banking practices that would otherwise not be available to the individual due to the individual not having a bank account and not being able to cash checks, make deposits, etc. The mobile banking system allows the unbanked individual to create a registered system account and become a customer of the system. This system account allows the customer to make deposits at credit unions and merchants who are part of the mobile banking system. The customer can also withdraw funds from a merchant or make purchases from a merchant. The customer can also make donations to a desired donation receiver and create a wallet that allows the customer to allocate funds to cards in the wallet and allow individuals access to the cards and money associated with a card.
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