公开(公告)号：WO2012155031A1

公开(公告)日：2012-11-15

申请号：PCT/US2012/037485

申请日：2012-05-11

Applicant: KARRICK, Robert, A.

Inventor： KARRICK, Robert, A.

IPC: G06Q20/00

CPC classification number: G06Q10/00 ,  G06Q20/29 ,  G06Q20/3278 ,  G06Q20/347

Abstract: A method and system for eliminating a need for coins in cash transactions in most currencies includes a comparison of a sum of a fractional dollar amount of an original transaction amount of a cash transaction between a merchant and a consumer plus a beginning value of a consumer storage device to a value of either 1.00 or 2.00. The amount of the value depends on whether a sum of credits and debits incurred by the merchant is greater or less than or equal to a sum of per transaction fees. The original transaction amount is decreased or increased to the next whole dollar amount, thereby providing a new transaction amount, if it is determined that the sum of the fractional dollar amount of the original transaction amount plus the beginning value of the consumer storage device is greater or less than, respectively, the value assigned.

Abstract translation: 用于消除对大多数货币的现金交易中的硬币的需要的方法和系统包括：商家和消费者之间的现金交易的原始交易金额的分数美元金额与消费者存储的起始值的比较 设备的值为1.00或2.00。 价值的数额取决于商家所产生的信用和借方的总和是否大于或等于每笔交易费用的总和。 如果确定原始交易金额的分数美金加上消费者存储装置的开始价值的总和大于原始交易金额，则原始交易金额减少或增加到下一个整个美元金额，从而提供新的交易金额 或分别小于分配的值。