METHODS AND SYSTEMS FOR USING THE PUBLIC SWITCHED TELEPHONE NETWORK TO CONDUCT A TRANSACTION BETWEEN CUSTOMER ACCOUNTS
    2.
    发明申请
    METHODS AND SYSTEMS FOR USING THE PUBLIC SWITCHED TELEPHONE NETWORK TO CONDUCT A TRANSACTION BETWEEN CUSTOMER ACCOUNTS 审中-公开
    利用公共交换电话网络进行客户帐户之间的交易的方法和系统

    公开(公告)号:WO0060845A3

    公开(公告)日:2001-01-18

    申请号:PCT/US0009132

    申请日:2000-04-06

    Inventor: MALIK DALE W

    Abstract: Methods and systems for using a communication to execute a transaction with respect to an account. A communication is received on a calling line associated with a calling line number. An account number and a transaction amount are obtained from the communication. The account number corresponds to an account with respect to which a transaction is to be conducted. The transaction amount may be a number of units, a dollar amount, etc. A validation may be carried out to determine whether the caller or calling line number is authorized with respect to the conduct of the transaction. In an exemplary embodiment, a billing message is created to include the account number, the transaction amount, and the calling line number. The account number and the transaction amount from the billing message are used to execute the transaction with respect to the account corresponding to the account number. The transaction may be executed by crediting the account by the transaction amount such as by at least the number of units or by at least the dollar amount and by debiting the calling line number account by at least the number of units or by at least the dollar amount. The communication may be provided with an announcement regarding the execution of the transaction.

    Abstract translation: 用于使用通信执行与帐户相关的交易的方法和系统。 在与呼叫线路号相关联的呼叫线路上接收到通信。 从通信中获得帐号和交易金额。 帐号对应于要进行交易的帐户。 交易量可以是单位数量,美元数量等。可以执行验证以确定呼叫者或呼叫线路号码是否相对于交易的进行被授权。 在示例性实施例中,创建记帐消息以包括帐号,交易金额和呼叫线路号码。 来自记帐信息的帐号和交易金额用于对与帐号相对应的帐户执行交易。 该交易可以通过以交易金额计入帐户来执行,例如至少单位数量或至少美元金额,并通过至少单位数量或至少美元借记呼号行号码帐户来执行 量。 通信可以被提供关于交易的执行的通知。

    METHODS AND SYSTEMS FOR PROVIDING INFORMATION CORRELATED TO A COMMUNICATION
    5.
    发明申请
    METHODS AND SYSTEMS FOR PROVIDING INFORMATION CORRELATED TO A COMMUNICATION 审中-公开
    提供与通信相关的信息的方法和系统

    公开(公告)号:WO2003027881A1

    公开(公告)日:2003-04-03

    申请号:PCT/US2002/031179

    申请日:2002-09-27

    Inventor: MALIK, Dale, W.

    Abstract: Information correlated to a particular communication is provided. A communications manager (10) may provide a message log (50) including an entry with data for the particular communication. A feature of the data is provided in a request for retrieval of the correlated information (126). The feature may be used to retrieve the correlated information or the types of correlated information may relate to the feature (128). The types of data may be displayed (130), and a type of data may be selected (132). The substanceof the selected type is retrieved (136) and displayed (138). The types of data available and the substance of the selected type may be obtained by the communications manager from a telecommunications and/or data network. An indication of an action to be taken relating to the selected type of correlated information may be received, and the action may be carried out using the telecommunication and/or data network.

    Abstract translation: 提供与特定通信相关的信息。 通信管理器(10)可以提供包括具有用于特定通信的数据的条目的消息日志(50)。 在对相关信息(126)的检索请求中提供数据的特征。 该特征可以用于检索相关信息,或者相关信息的类型可以涉及特征(128)。 可以显示数据的类型(130),并且可以选择一种类型的数据(132)。 检索所选类型的物质(136)并显示(138)。 通信管理器可以从电信和/或数据网络获得可用数据的类型和所选类型的实质。 可以接收关于所选择的相关信息类型的动作的指示,并且可以使用电信和/或数据网络来执行动作。

    METHODS AND SYSTEMS FOR ONE-STOP COMMUNICATIONS MANAGEMENT
    6.
    发明申请
    METHODS AND SYSTEMS FOR ONE-STOP COMMUNICATIONS MANAGEMENT 审中-公开
    一站式通信管理的方法与系统

    公开(公告)号:WO2003027880A1

    公开(公告)日:2003-04-03

    申请号:PCT/US2002/031005

    申请日:2002-09-27

    Inventor: MALIK, Dale, W.

    Abstract: Methods and systems for providing information about a user's communications. The inventions allow a user (102) to obtain information correlated or corresponding to a communication. In addition, the inventions allow a user (102) to take action based on the information about a communication or the correlated or corresponding information. An exemplary system includes a telecommunications (telecom) manager (40) connected to a telecommunications network; a gateway (114) connected to a data network; and a communications manager that may communicate with the telecom manager (40) and the gateway (114). In addition, the communications manager may store information about a user's communication preferences. The preferences may include a preference for presentation of information correlated or corresponding to a communication. The communications manager obtains information correlated or corresponding to a communication from its own resources, from the telecom manager (40), or from the gateway (114). The communications manager allows the user to act on the correlated or corresponding information.

    Abstract translation: 用于提供用户通信信息的方法和系统。 本发明允许用户(102)获得与通信相关或对应的信息。 此外,本发明允许用户(102)基于关于通信的信息或相关或相应的信息来采取行动。 示例性系统包括连接到电信网络的电信(电信)管理器(40) 连接到数据网络的网关(114); 以及可以与电信管理器(40)和网关(114)通信的通信管理器。 此外,通信管理器可以存储关于用户的通信偏好的信息。 偏好可以包括对与通信相关或对应的信息的呈现的偏好。 通信管理器从其自己的资源,从电信管理器(40)或从网关(114)获取与通信相关或相应的信息。 通信管理器允许用户对相关或相应的信息采取行动。

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