公开(公告)号：WO2017127237A1

公开(公告)日：2017-07-27

申请号：PCT/US2017/012434

申请日：2017-01-06

申请人： MASTERCARD INTERNATIONAL INCORPORATED

发明人： PAREEK, Ravi ,  GURUNATHAN, Arunmurthy ,  SHRIVASTAVA, Sachin

IPC分类号： G06Q20/40 ,  B42D25/305 ,  B42D25/309 ,  G06K19/06 ,  G06K19/07 ,  G06Q20/34 ,  G06T7/00

CPC分类号： G06Q20/4014 ,  G06Q20/382 ,  G06Q20/3829 ,  G06Q20/409 ,  G06Q2220/00 ,  G07F7/0813

摘要： Described is a payment vehicle for use in initiating a transaction. The payment vehicle includes a body and an image applied to the body. The image includes encrypted data that is readable by an electronic reader to ascertain account details of a payment vehicle user, thereby to initiate the transaction. The image is also visually comparable to the user, or to information produced by the user, to confirm the user's identity.

摘要翻译： 描述了用于启动交易的支付工具。 付款车辆包括身体和应用于身体的图像。 该图像包括电子阅读器可读取的加密数据，以确定支付交通工具用户的账户细节，从而启动交易。 该图像在视觉上也与用户或用户制作的信息相媲美，以确认用户的身份。

公开(公告)号：WO2018236486A1

公开(公告)日：2018-12-27

申请号：PCT/US2018/032620

申请日：2018-05-15

申请人： MASTERCARD INTERNATIONAL INCORPORATED

发明人： SHRIVASTAVA, Sachin ,  PANDEY, Ajitesh

IPC分类号： G06Q30/02 ,  G06Q30/06 ,  G06Q20/34

CPC分类号： G06Q30/0631 ,  G06Q20/34 ,  G06Q20/3572 ,  G06Q30/0201

摘要： The present invention provides an adaptive payment card system and process for providing a customer (referred to herein as a "cardholder") with a payment card (referred to herein as an "adaptive" payment card) that is issued by an issuing financial institution (an "issuer"), and linked to a card entity (such as MasterCard), where the product associated with the adaptive payment card can be changed without modification to the corresponding payment card and without requiring issuance of a new payment card.