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1.
公开(公告)号:WO2021222073A1
公开(公告)日:2021-11-04
申请号:PCT/US2021/029103
申请日:2021-04-26
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: KUMAR, Rakesh
IPC: G06Q20/40 , H04W12/65 , H04L29/06 , G06Q50/26 , H04W12/06 , G06Q20/3674 , G06Q20/3821 , G06Q20/40145
Abstract: The disclosure herein describes enabling authentication of a user's identity based on a user identification (ID) token. An enrollment request is received by an identity platform from a computing device of the user. The enrollment request includes face data and payment account data associated with a payment account of the user. A face identification template of the user is generated based on the face data. Based on verifying the user's identity using data in the enrollment request, an ID token is generated including the face identification template and the payment account data. The ID token is then provided to the computing device of the user, wherein the computing device is enabled to verify the user's identity based on comparison of the captured image data of the face of the user to the face identification template of the ID token during transactions associated with the computing device.
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2.
公开(公告)号:WO2023283303A2
公开(公告)日:2023-01-12
申请号:PCT/US2022/036309
申请日:2022-07-07
Applicant: AVA LABS, INC.
Inventor: KAPLAN, Michael Edmond , LEARY, Conor , MUSSALLEM, Nicholas , SIRER, Emin Gun , WONG, Bernard
IPC: G06Q20/36 , G06Q20/38 , H04L9/30 , H04L9/14 , G06Q20/3674 , G06Q20/3825 , G06Q20/3829 , H04L9/50
Abstract: Described herein is technology for providing the secure transfer of assets between blockchain networks. A secure-execution server can be configured to execute a bridge program in a secure execution environment to interact with a first pool of warden servers to facilitate secure transfer of assets between a first blockchain network and a second blockchain network. The bridge program may include instructions that, when executed by the secure execution environment, cause the secure-execution server to perform operations that may include performing lock operations that lock first assets from a contractless blockchain network and mint second assets representing the first assets in a contracting blockchain network, where the contracting blockchain network supports smart-contracts that are unsupported on the contractless blockchain network; and performing unlock operations that unlock the first assets by transferring the first assets in the first blockchain network in response to the second assets being returned or destroyed.
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公开(公告)号:WO2022265581A2
公开(公告)日:2022-12-22
申请号:PCT/SG2022/050420
申请日:2022-06-17
Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.
Inventor: RAVINATHAN, Srinath , HUANG, Donghao , GUAN, Hancong , CHENG, Karl , LE, Phuoc Hoang Long , MA, Weiming
IPC: G06Q20/02 , G06Q20/38 , H04L9/32 , G06F16/2379 , G06Q20/3674 , G06Q20/381 , G06Q20/38215 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829 , G06Q20/389 , G06Q20/401 , H04L9/3239 , H04L9/3247 , H04L9/50
Abstract: OF THE DISCLOSURE A method for mediating an atomic swap includes: receiving a swap request from a first computing device including a first address associated with a first blockchain and a network identifier associated with a second blockchain; identifying a second computing device using the network identifier and a second address associated with the second blockchain; generating a proof value and a hashlock using the proof value; transmitting (i) the hashlock and second address to the first computing device, and (ii) the hashlock and first address to the second computing device; verifying a first blockchain transaction on the first blockchain for transfer to the first address, and a second blockchain transaction on the second blockchain for transfer to the second address; and transmitting the proof value to blockchains node associated with the first and second blockchains.
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公开(公告)号:WO2022240425A1
公开(公告)日:2022-11-17
申请号:PCT/US2021/040063
申请日:2021-07-01
Applicant: HIRES, Richard
Inventor: HIRES, Richard
IPC: H04L9/40 , H04L9/08 , H04L9/32 , G06Q20/06 , G06Q20/227 , G06Q20/229 , G06Q20/3674 , G06Q20/3821 , G06Q20/3829 , G06Q20/4014
Abstract: A computer-implemented method for managing a delegation request is provided. The method includes linking a first account of a first user with a second account of the first user and receiving the delegation request from the first user, to delegate an access for the second account of the first user to a second user. The method further includes extracting, from the received delegation request, a delegation request payload and verifying the delegation request based on the extracted delegation request payload. Furthermore, the method includes transmitting the verified delegation request to an identity verification database, receiving, from the identity verification database, an authentication response indicating authentication of the first user, the second user and the delegation of access for the second account of the first user to the second user, and allocating, to the second user, an authority to conduct a transaction for the second account based on the authentication response.
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5.
公开(公告)号:WO2021245341A1
公开(公告)日:2021-12-09
申请号:PCT/FR2021/050962
申请日:2021-05-27
Applicant: IDEMIA FRANCE
Inventor: LOSTANLEN, Mateo
IPC: G06F21/16 , G06F21/64 , G06Q20/40 , G06Q50/26 , G06T1/00 , G06F21/34 , G06Q50/18 , G06F21/645 , G06F2221/0733 , G06Q20/3674 , G06Q20/4014 , G06Q20/40145 , G06Q50/265 , G06T1/005 , G06T2201/0065
Abstract: L'invention concerne un procédé de sécurisation d'une image à enregistrer dans un document de sécurité, un visage du porteur du document de sécurité étant représenté sur l'image, le procédé comprenant: une détermination (S10) d'une image antagoniste de l'image par rapport à un réseau de neurones artificiels adapté pour subir un apprentissage automatique pour détecter la présence d'un visage sur des images et par rapport à la classe visage, un transfert (S20) de l'image antagoniste sur le document de sécurité. L'invention concerne également l'authentification d'un document de sécurité.
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6.
公开(公告)号:WO2021133502A1
公开(公告)日:2021-07-01
申请号:PCT/US2020/061960
申请日:2020-11-24
Applicant: CAPITAL ONE SERVICES, LLC
Inventor: RULE, Jeffrey , OSBORN, Kevin
IPC: H04L29/06 , H04W12/06 , H04W12/47 , H04L9/32 , H04W4/14 , H04W4/80 , G06Q20/3255 , G06Q20/3278 , G06Q20/352 , G06Q20/3674 , G06Q20/385 , G06Q20/4014 , H04L2209/80 , H04L2209/805 , H04L63/0838 , H04L63/0846 , H04L63/0853 , H04L63/107 , H04L9/3226 , H04L9/3228 , H04L9/3234
Abstract: Exemplary embodiments may use a contactless card as a secondary form of authentication in a multi-factor authentication for a secure messaging service. The recipient party of a request to initiate a messaging service session (such as a server computing device) may be programmed to use the phone number of the originating device to look up records regarding an identity of a party and their associated phone number as a primary credential and then may require an authentication credential originating from the contactless card as a secondary credential for the initiating party. In some instances, the credential originating from the contactless card is a onetime password that is valid only for a period of time. The recipient party determines whether the onetime password is valid. If both credentials are valid, a secure messaging session may be initiated with the initiating party.
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7.
公开(公告)号:WO2022238071A1
公开(公告)日:2022-11-17
申请号:PCT/EP2022/059690
申请日:2022-04-12
Applicant: NCHAIN LICENSING AG
Inventor: DAVIES, Jack, Owen , WRIGHT, Craig, Steven
IPC: H04L9/32 , H04L9/00 , G06Q20/3674 , G06Q20/4014 , H04L63/0853 , H04L67/1097 , H04L9/3234 , H04L9/3236 , H04L9/3247 , H04L9/3265 , H04L9/3278 , H04L9/50
Abstract: A challenge is input to a PUF device comprising a physically unclonable function, PUF. The device generates a corresponding response. A wallet application is instantiated to use a seed determined from the response, the instantiating comprising storing a transform of the seed or response in association with the wallet application. At a later time, a user supplies the wallet application with information demonstrating a right to use the seed, wherein the wallet application is configured so as in response to verify this information based on the transform as stored in association with the wallet application, and on condition that the information is thereby verified, to derive at least one child key from the seed. A blockchain transaction is then signed using the child key as derived by the wallet application in response to the verification.
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公开(公告)号:WO2022010596A1
公开(公告)日:2022-01-13
申请号:PCT/US2021/035472
申请日:2021-06-02
Applicant: ALDELO, LP
Inventor: TU, Harry
IPC: G06Q20/06 , G06Q20/38 , G06F16/2379 , G06K7/10722 , G06K7/1413 , G06K7/1417 , G06Q20/02 , G06Q20/108 , G06Q20/202 , G06Q20/204 , G06Q20/3224 , G06Q20/3276 , G06Q20/3278 , G06Q20/3674 , G06Q20/3676 , G06Q20/3829 , G06Q20/389 , G06Q20/4015 , G06Q20/4037 , G06Q20/42 , G06Q30/0185 , G06Q40/02 , H04L2209/38 , H04L2209/56 , H04L9/30 , H04L9/3239
Abstract: The present disclosure involves systems, software, and computer implemented methods for providing rapid approval of blockchain-based transactions. This includes approval of transactions prior to the transaction being written to the blockchain. A transaction system can register with a transaction manager, such as a cloud-based or cloud transaction manager, which can maintain a queue of pending transactions and provide approval for transactions in real-time or near real-time, while later verifying the pending transactions are written into the blockchain as expected. This allows the transaction system to securely confirm the transaction is approved prior to the transaction being written in the blockchain, based on a real-time or near real-time analysis of each customer's corresponding account and transactions.
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公开(公告)号:WO2021262090A1
公开(公告)日:2021-12-30
申请号:PCT/SG2021/050283
申请日:2021-05-24
Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.
Inventor: RAVINATHAN, Srinath , HUANG, Donghao
IPC: G06Q20/38 , G06Q40/04 , G06Q20/20 , G06Q20/0655 , G06Q20/202 , G06Q20/204 , G06Q20/34 , G06Q20/3674 , G06Q20/3678 , G06Q20/381 , G06Q20/3825 , G06Q20/3829 , G06Q20/4014 , G06Q20/405 , G06Q2220/00 , H04L2209/38 , H04L2209/56 , H04L9/0637 , H04L9/3073 , H04L9/3247
Abstract: A method for acceptance of blockchain payment at a traditional point of sale device direct to a merchant includes: receiving an authorization request for a fiat payment transaction including a transaction account number, transaction amount, and merchant identifier; identifying blockchain payment acceptance for a transaction account associated with the transaction account number; transmitting an address request to an exchange server including the merchant identifier; receiving a destination address associated with the merchant identifier for a blockchain network from the exchange server; transmitting a new blockchain transaction to a blockchain node in the blockchain network including the destination address and a cryptocurrency amount based on the transaction amount; and transmitting an authorization response for the fiat payment transaction to a payment network for routing to a point of sale device, the authorization response including an indication that clearance and settlement of the fiat payment transaction is not required.
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公开(公告)号:WO2021252125A1
公开(公告)日:2021-12-16
申请号:PCT/US2021/032240
申请日:2021-05-13
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: RICHARDSON, Gary , DUFFY, Colum , HAMDAN, Husham
IPC: H04L29/08 , G06Q20/308 , G06Q20/3674 , G06Q20/401 , G06Q20/405 , G06Q20/4093
Abstract: A method of operating an Internet of Things (IoT) device, the IoT device capable of communicating with a third-party system in order to perform an autonomous task subject to authorisation by an IoT authorisation device, the method comprising: sending operating parameters relating to the autonomous task to a user for approval; receiving user-approved operating parameters for the autonomous task; configuring the IoT device to perform the autonomous task within the user approved operating parameters; registering the user approved operating parameters with the IoT device management server to enable the IoT authorisation device to check that the IoT device is operating within the user-approved operating parameters when it performs an autonomous task with the third-party system.
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