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    A SYSTEM AND METHOD FOR PROCESSING A PROOF OF PROVENANCE TRANSACTION
    1.
    发明申请
    A SYSTEM AND METHOD FOR PROCESSING A PROOF OF PROVENANCE TRANSACTION 审中-公开

    公开(公告)号：WO2020162830A1

    公开(公告)日：2020-08-13

    申请号：PCT/SG2020/050002

    申请日：2020-01-03

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： PUEHSE, Tobias ,  JOYSON, Bensam ,  NIEUWOUDT, Nina

    IPC: G06Q20/40 ,  G06Q20/42 ,  G06Q20/38

    Abstract: The present disclosure provides a payment network server (108) for processing a proof of provenance transaction. The payment network server (108) comprises a processor (1305 or 1505), a memory (1306 or 1506) in communication with the processor (1305 or 1505), the memory (1306 or 1506) comprising computer application programs (1333 or 1533) that are executable by the processor (1305 or 1505), wherein, when the computer application programs (1333 or 1533) are executed by the processor (1305 or 1505), the processor (1305 or 1505) is configured to: receive a proof of provenance identifier; transmit the proof of provenance identifier to a proof of provenance server (140); and receive an authorization message indicating an approval or denial of the proof of provenance identifier.

    A SYSTEM FOR APPLYING FOR A VISA FOR TEMPORARY ENTRY INTO A COUNTRY OR TERRITORY ON A COMPUTER DEVICE
    2.
    发明申请
    A SYSTEM FOR APPLYING FOR A VISA FOR TEMPORARY ENTRY INTO A COUNTRY OR TERRITORY ON A COMPUTER DEVICE 审中-公开

    公开(公告)号：WO2019009802A1

    公开(公告)日：2019-01-10

    申请号：PCT/SG2018/050288

    申请日：2018-06-08

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： TANG, Hao ,  WANG, Xijing ,  LI, Jiaming

    IPC: G06Q10/10 ,  G06Q50/26

    CPC classification number: G06Q10/10 ,  G06Q50/26

    Abstract: A digital wallet system for electronically applying for a visa for temporary entry into a country or territory, comprising one or more processors in communication with non-transitory data storage having instructions stored thereon which, when executed by the processor, cause the system to perform the steps of receiving, from a request server, a request for data including digital wallet account login data; using the login data to access account data stored in said data storage and verifying that the login data matches the account data; retrieving communication data associated with the account data, the communication data including the user's preferred mode of communication; sending a request to the user in accordance with the preferred mode of communication for permission; receiving permission data to send the data;retrieving the data from data storage; and sending, to the request server, the data so as to electronically apply for a visa.

    METHOD AND SYSTEM FOR QR CODE ORIGINATED VENDING
    3.
    发明申请
    METHOD AND SYSTEM FOR QR CODE ORIGINATED VENDING 审中-公开

    公开(公告)号：WO2018217163A1

    公开(公告)日：2018-11-29

    申请号：PCT/SG2018/050199

    申请日：2018-04-24

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： HUANG, Donghao ,  FANG, Hui ,  LI, Jiaming

    IPC: G06Q20/18 ,  G06Q20/32 ,  G07F7/00

    Abstract: A method for originating a vending transaction via machine-readable code includes: storing, in a memory of a computing device, an account identifier associated with a transaction account; reading, by an optical imaging device of the computing device, a machine-readable code displayed on a vending machine, wherein the machine-readable code is encoded with at least a device identifier; electronically transmitting, by a transmitting device of the computing device, at least the device identifier and an account identifier to a third party system; and receiving, by a receiving device of the computing device, a transaction confirmation indicating approval of a payment transaction involving the transaction account and the vending machine.

    ELECTRONIC CREDITING OF AN ACCOUNT LINKED TO A PAYMENT DEVICE
    5.
    发明申请
    ELECTRONIC CREDITING OF AN ACCOUNT LINKED TO A PAYMENT DEVICE 审中-公开
    连接到支付设备的帐户的电子支付

    公开(公告)号：WO2016064344A1

    公开(公告)日：2016-04-28

    申请号：PCT/SG2015/050380

    申请日：2015-10-08

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： TAN, Christabel ,  LOH, Julienne ,  TAN, Sock Hoon

    IPC: G06Q20/18 ,  G06Q40/04 ,  G06Q20/24 ,  G06Q20/26 ,  G06Q20/28

    CPC classification number: G06Q20/381 ,  G06Q20/3278 ,  G06Q20/34 ,  G06Q20/363

    Abstract: According to one aspect of the invention, there is provided a method of remotely electronically crediting an account linked to a payment device, the method comprising: placing the payment device, which is linked to the account, in communication with a computing terminal; determining in the computing terminal, the account to be credited from data stored on the payment device; indicating, to the computing terminal, an amount to credit the account, wherein the amount is in a different currency from a currency assigned to the account; receiving the amount in the different currency; converting, in a server, the amount in the different currency into the currency assigned to the account; and crediting the account with the amount in the currency assigned to the account. A server and a computing terminal that facilitates this remote electronic crediting of this account are also disclosed.

    Abstract translation: 根据本发明的一个方面，提供了一种远程电子贷记与支付设备相关联的帐户的方法，所述方法包括：将连接到该账户的支付设备放置在与计算终端进行通信中; 在所述计算终端中确定所述帐户从存储在所述支付设备上的数据中记入; 向所述计算终端指示用于对所述帐户进行贷记的金额，其中所述金额与分配给所述账户的货币是不同的货币; 接收不同货币的金额; 在服务器中将不同货币的金额转换为分配给该账户的货币; 并以分配给该账户的货币金额计入该账户。 还公开了促进该账户的远程电子贷记的服务器和计算终端。

    A METHOD FOR ELECTRICALLY PERSONALIZING A PAYMENT CHIP AND A PAYMENT CHIP
    6.
    发明申请
    A METHOD FOR ELECTRICALLY PERSONALIZING A PAYMENT CHIP AND A PAYMENT CHIP 审中-公开
    一种电子个人化付款方式和付款方式

    公开(公告)号：WO2015047192A1

    公开(公告)日：2015-04-02

    申请号：PCT/SG2014/000438

    申请日：2014-09-17

    Applicant: MASTERCARD ASIA PACIFIC PTE. LTD.

    Inventor： CHAN, William Chi Yuen

    IPC: G06Q20/34

    CPC classification number: G06Q20/341 ,  G06Q20/3552 ,  G06Q20/3558 ,  G06Q20/3563

    Abstract: Various embodiments provide a method for electrically personalizing a payment chip, the method comprising a. storing software onto the payment chip, the software comprising one or more parameters, the one or more parameters being configurable to define functions of the payment chip; and b. setting at least one parameter to a default value to configure at least one function of the payment chip to electrically personalize the payment chip, wherein step a. is performed by at least one entity and step b. is performed by the same at least one entity.

    Abstract translation: 各种实施例提供了一种用于电子个性化支付芯片的方法，该方法包括a。 将软件存储在所述支付芯片上，所述软件包括一个或多个参数，所述一个或多个参数可配置为定义所述支付芯片的功能; 和b。 将至少一个参数设置为默认值以配置所述支付芯片的至少一个功能以使所述支付芯片电气个性化，其中步骤a。 由至少一个实体和步骤b执行。 由相同的至少一个实体执行。

    METHOD AND SYSTEM FOR USE OF AN EMV CARD IN A MULTI-SIGNATURE WALLET FOR CRYPTOCURRENCY TRANSACTIONS
    8.
    发明申请
    METHOD AND SYSTEM FOR USE OF AN EMV CARD IN A MULTI-SIGNATURE WALLET FOR CRYPTOCURRENCY TRANSACTIONS 审中-公开

    公开(公告)号：WO2021206626A1

    公开(公告)日：2021-10-14

    申请号：PCT/SG2021/050120

    申请日：2021-03-09

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： RAVINATHAN, Srinath ,  JOYSON, Bensam ,  HUANG, Donghao ,  TAN, Teck Yong

    IPC: H04L9/32 ,  G06Q20/40 ,  G06F21/62

    Abstract: A method for carrying out a cryptocurrency blockchain transaction through an integrated circuit payment card using a multi-signature blockchain wallet includes: storing, in an integrated circuit of a payment card, a first private key of a first cryptographic key pair and a transaction account number; receiving, by the integrated circuit, a blockchain transaction from a point of sale device, the blockchain transaction including unspent transaction outputs, destination addresses, a cryptocurrency amount for each destination address, and a first digital signature generated using a second private key of a second cryptographic key pair; digitally signing, by the integrated circuit, the blockchain transaction using the first private key to generate a second digital signature; and transmitting, by the integrated circuit, the digitally signed blockchain transaction including the first digital signature and the second digital signature to the point of sale device.

    METHOD AND SYSTEM FOR IDENTIFYING A PAYMENT CARD DESIGN
    9.
    发明申请
    METHOD AND SYSTEM FOR IDENTIFYING A PAYMENT CARD DESIGN 审中-公开
    识别付款卡设计的方法和系统

    公开(公告)号：WO2017196255A1

    公开(公告)日：2017-11-16

    申请号：PCT/SG2017/050152

    申请日：2017-03-24

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD

    Inventor： LI, Jiaming ,  ZHANG, Jie

    IPC: G06K9/60 ,  G06K9/62 ,  G06Q20/34 ,  G06K9/20

    Abstract: A computer-implemented method of identifying a payment card design, a system for identifying a payment card design and a method of providing information specific to a payment card are provided. The method of identifying a payment card design includes partitioning, by a processor, an image of a detected payment card into a plurality of blocks, the image comprising predetermined portions irreversibly masked; and generating, by the processor, an individual numerical representation of each respective one of the plurality of blocks, thereby generating a collective numerical representation of the design of the detected payment card. The method also includes selecting, from a database storing a plurality of payment card designs, one or more payment card designs based on the collective numerical representation of the design of the detected payment card. The method further includes generating, by the processor, a similarity score between the design of the detected payment card and each of the one or more selected payment card designs; and associating, by the processor, the design of the detected payment card with one of the one or more selected payment card designs based on the similarity score.

    Abstract translation: 提供了识别支付卡设计的计算机实现的方法，用于识别支付卡设计的系统以及提供特定于支付卡的信息的方法。 识别支付卡设计的方法包括由处理器将检测到的支付卡的图像分成多个块，图像包括不可逆地掩蔽的预定部分; 以及由所述处理器生成所述多个块中的每个块的单独数字表示，从而生成所检测的支付卡的设计的集体数字表示。 该方法还包括从存储多个支付卡设计的数据库中选择基于检测到的支付卡的设计的集体数字表示的一个或多个支付卡设计。 该方法还包括由处理器生成检测到的支付卡的设计与一个或多个所选支付卡设计中的每一个之间的相似性分数; 以及由所述处理器基于所述相似度得分将所述检测到的支付卡的设计与所选择的一个或多个支付卡设计中的一个关联。

    METHOD AND SYSTEM FOR CONDUCTING A CASH-ON-DELIVERY (COD) TRANSACTION
    10.
    发明申请
    METHOD AND SYSTEM FOR CONDUCTING A CASH-ON-DELIVERY (COD) TRANSACTION 审中-公开
    用于进行现场交货（COD）交易的方法和系统

    公开(公告)号：WO2016039692A1

    公开(公告)日：2016-03-17

    申请号：PCT/SG2015/050310

    申请日：2015-09-10

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： GUPTA, Amit

    IPC: G06Q20/16

    CPC classification number: G06Q20/16 ,  G06Q20/3223

    Abstract: Methods and systems for conducting cash-on-delivery (COD) transactions. An exemplary method for conducting a COD transaction, assigned a unique identifier by a server, comprises: receiving the unique identifier during delivery; generating a transaction payment confirmation request upon receipt of the unique identifier; transmitting the transaction payment confirmation request, using an open connection message session, to a client for transaction payment confirmation; receiving, from the client, a response to the transaction payment confirmation request during the open connection message session; and processing the COD transaction based on the response of the client to the transaction payment confirmation request.

    Abstract translation: 进行现金交付（COD）交易的方法和系统。 用于执行由服务器分配唯一标识符的COD事务的示例性方法包括：在传送期间接收唯一标识符; 在接收到唯一标识符时产生交易支付确认请求; 将交易支付确认请求使用开放的连接消息会话发送给客户进行交易支付确认; 从客户端接收在开放连接消息会话期间对交易支付确认请求的响应; 并根据客户对交易支付确认请求的响应处理COD交易。

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