公开(公告)号：WO2023278715A1

公开(公告)日：2023-01-05

申请号：PCT/US2022/035744

申请日：2022-06-30

Applicant: INGENICO INC.

Inventor： GHEORGHITA, Silviu ,  LOHÉAC, Ronan

IPC: G06K7/00 ,  G07F19/00 ,  G06K2007/10524 ,  G06K7/0069 ,  G06K7/0095 ,  G06K7/015 ,  G06K7/10 ,  G07F19/2055 ,  G07F19/207

Abstract: An inspection apparatus (100) for optical inspection of a card insertion slot (310) of a card reader (300). The apparatus (100) includes a housing (110) holding a magnifier lens assembly (120), the magnifier lens assembly (120) being mounted through the housing (110), from a back face (112) to a front face (112) of the housing (110); at least two guiding elements (141, 142), protruding outwards the front face of the housing (110); and at least two light sources (131, 132) located on a front side of the inspection apparatus (100). The inspection apparatus (100) is further configured so that the at least two guiding elements (141, 142), the at least two light sources (131, 132), and an optical axis (OA) of the magnifier lens assembly (120) are substantially contained in a same plane (P).

公开(公告)号：WO2022020504A8

公开(公告)日：2022-01-27

申请号：PCT/US2021/042623

申请日：2021-07-21

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： JOHNSON, Molly ,  VUKICH, Adam ,  ZARAKAS, James

IPC: G06Q20/34 ,  G07F19/00 ,  G06Q10/06 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/204 ,  G06Q20/341 ,  G06Q20/401 ,  G06Q20/4016 ,  G07F19/2055 ,  G07F7/082 ,  G07F7/0833 ,  G07F7/1008

Abstract: Disclosed herein are system, method, and apparatus for detecting a skimmer via a vibration sensor on a transaction card. The method includes receiving, at a server, from a user equipment, vibration information recorded by a transaction card in response to an execution of a transaction at a point-of-service (POS) terminal of a plurality of POS terminals using the transaction card. The vibration information may be recorded by a microphone or an accelerometer on the transaction card while the transaction card is swiped through the POS terminal or inserted into or removed from the POS terminal. The method includes determining, at the server, a state of the POS terminal based on the received vibration information and in response to a determination of the state of the POS being compromised, sending to one or more stakeholders of the transaction a warning message containing the POS terminal information including the POS terminal's state.