A process for fabricating a three-dimensional, multi-layered fabric product with a moisture barrier is provided. A partially seamed inner lining fabric assembly having at least a two-dimensional shape is laminated with a membrane barrier film having flaps left un-laminated to cover at least one seam. The inner lining fabric assembly is further seamed and flaps of the of the membrane barrier film overlapped into contact with each other and sealed to provide a continuous moisture barrier. A process for fabricating a stretchable section of a garment with a moisture barrier is also provided. At least a section of a garment is formed from fibers arranged in a pattern having a direction of stretch in one direction and a three-dimensional surface texture such that a portion of the fibers protrude above another portion of the fibers. The stretchable section is stretched in the direction of stretch. Segments of a membrane barrier film are adhered to an outer edge of the protruding portion of the fibers while the section is stretched in the direction of stretch, leaving intermediate segments of the barrier film free from adherence to the section. In this way, the intermediate segments of the membrane barrier film include slack that folds up to form ruches when the section is in a relaxed state.