APPLICATION PROGRAMMING INTERFACE FOR PROVIDING COMMON USER INTERFACE ACCESS TO DATA FROM SEPARATE SYSTEMS

    公开(公告)号:US20220318927A1

    公开(公告)日:2022-10-06

    申请号:US17682304

    申请日:2022-02-28

    申请人: TRUIST BANK

    IPC分类号: G06Q40/00 G06F9/54

    摘要: A system can include a first financial account data system that may include first account data. The first financial account data system can perform a function according to a first process using the first account data. The system can include a second financial account data system that can include second account data that is unintegrated with the first account data. The second financial account data system can perform a function according to a second process, which can be different than the first process, using the second account data. The system can include a server with an application programming interface. The server can determine a data system among the first and second financial account data systems with which to execute a requested function received via a common user interface. The server can execute the requested function. The server can provide a result of the execution via the common user interface.

    Application programming interface for providing common user interface access to data from separate systems

    公开(公告)号:US12131389B2

    公开(公告)日:2024-10-29

    申请号:US17682304

    申请日:2022-02-28

    申请人: TRUIST BANK

    IPC分类号: G06Q40/12 G06F9/54

    CPC分类号: G06Q40/12 G06F9/547

    摘要: A system can include a first financial account data system that may include first account data. The first financial account data system can perform a function according to a first process using the first account data. The system can include a second financial account data system that can include second account data that is unintegrated with the first account data. The second financial account data system can perform a function according to a second process, which can be different than the first process, using the second account data. The system can include a server with an application programming interface. The server can determine a data system among the first and second financial account data systems with which to execute a requested function received via a common user interface. The server can execute the requested function. The server can provide a result of the execution via the common user interface.

    GEOLOCATION-BASED NOTIFICATIONS USING RELATIONSHIPS IN SEPARATE SYSTEMS

    公开(公告)号:US20240224033A1

    公开(公告)日:2024-07-04

    申请号:US18605068

    申请日:2024-03-14

    申请人: TRUIST BANK

    摘要: A server can be configured for facilitating notifications about interaction opportunities for users using database relationships of separate types of data from different systems. The server can determine a location of a mobile computing device using geolocation data associated with an application executable on the mobile computing device. The server can determine interaction opportunities (i) for which a user of the mobile computing device qualifies based on financial account interaction data associated with user and criteria associated with the interaction opportunities and (ii) that are associated with locations within a pre-selected distance of the location. Determining the interaction opportunities can include mapping information from an interaction history of a user of the mobile computing device to available interaction opportunities. The server can transmit the interaction opportunities to the mobile computing device for output by the application.

    CACHE OPTIMIZATION AND INTERACTION CONTROL BASED ON LOCATION AND HISTORICAL INTERACTIONS

    公开(公告)号:US20240305697A1

    公开(公告)日:2024-09-12

    申请号:US18669717

    申请日:2024-05-21

    申请人: Truist Bank

    发明人: Jason Pedone

    摘要: A system can determine that an entity is proximate to an interaction location based on a first location of an entity device associated with the entity. The system can cache historical interaction data related to the entity and the interaction location in a processor device. The system can generate an interaction recommendation for the entity relating to the interaction location based on the historical interaction data and predetermined interaction instructions. The system can control a pending interaction related to the entity and the interaction location on the entity device based on the interaction recommendation.

    INTERCEPTING AND CONTROLLING AN ENTITY INTERACTION

    公开(公告)号:US20240152882A1

    公开(公告)日:2024-05-09

    申请号:US17983746

    申请日:2022-11-09

    申请人: Truist Bank

    发明人: Jason Pedone

    IPC分类号: G06Q20/06 G06Q20/40

    摘要: A system can receive, from an entity device associated with a first entity, a threshold value that indicates an entity preference relating to an interaction type. The system can intercept a pending interaction before the pending interaction is executed. The pending interaction can originate from an interaction terminal configured to facilitate transfer of an electronic resource to a second entity. The pending interaction can include an interaction value of the pending interaction, information about the first entity, and information about the second entity. The system can determine whether the interaction value is consistent with the entity preference. The system can provide a result of a comparison between the interaction value and the threshold value. The system can control, based on the comparison between the interaction value and the threshold value, access of the pending interaction to the electronic resource.

    GEOLOCATION-BASED NOTIFICATIONS USING RELATIONSHIPS IN SEPARATE SYSTEMS

    公开(公告)号:US20220167165A1

    公开(公告)日:2022-05-26

    申请号:US17524077

    申请日:2021-11-11

    申请人: TRUIST BANK

    摘要: A server can be configured for facilitating notifications about interaction opportunities for users using database relationships of separate types of data from different systems. The server can receive token data from an application executing on a mobile computing device. The token data can include geolocation data of the mobile computing device and identification data of the user. The server can determine a location of the mobile computing device using the geolocation data. The server can use the identification data of the user to receive interaction opportunities based on the identification data and criteria associated with the interaction opportunities. The server can use the identification data to receive interaction opportunities that are associated with locations within a pre-selected distance of the location of the mobile computing device. The server can transmit the interaction opportunities to the mobile computing device for output by the application.

    SECURED TRANSFER INSTRUMENTS
    7.
    发明公开

    公开(公告)号:US20240338935A1

    公开(公告)日:2024-10-10

    申请号:US18296815

    申请日:2023-04-06

    申请人: Truist Bank

    IPC分类号: G06V10/82 G06T5/00 G06V10/20

    CPC分类号: G06V10/82 G06T5/00 G06V10/20

    摘要: Disclosed are systems and methods for generating electronic instruments that implement digital transfers. The systems convert instruments to an electronic format using a digital imaging source that outputs image data. The image data is processed to determine content elements and segments of the electronic instrument and to extract transfer data. Neural networks implement artificial intelligence and machine learning technology that is used to secure the transfer instrument and detect inconsistencies or errors in the data.

    Cache optimization and interaction control based on location and historical interactions

    公开(公告)号:US11750720B1

    公开(公告)日:2023-09-05

    申请号:US17990063

    申请日:2022-11-18

    申请人: Truist Bank

    发明人: Jason Pedone

    摘要: A system can receive a predetermined entity preference from an entity device. The entity device can be associated with the entity. The system can receive a first location indicating that the entity is proximate to an interaction location from the entity device. The system can access historical interaction data of the entity related to an interaction location during a predetermined period. The system can cache the historical interaction data in a processor device dynamically selected based on computing capacity. The system can generate an interaction recommendation by executing the interaction instructions and by using the historical interaction data. The system can receive a second location indicating that the entity is not proximate to the interaction location. The system can clear the cached historical interaction data from the processor device, in response to determining that the entity is not proximate to the interaction location.

    APPLICATION PROGRAMMING INTERFACE FOR PROVIDING COMMON USER INTERFACE ACCESS TO DATA FROM SEPARATE SYSTEMS

    公开(公告)号:US20220318926A1

    公开(公告)日:2022-10-06

    申请号:US17592001

    申请日:2022-02-03

    申请人: TRUIST BANK

    IPC分类号: G06Q40/00 G06F9/54

    摘要: A system can include a first financial account data system that may include first account data. The first financial account data system can perform a function according to a first process using the first account data. The system can include a second financial account data system that can include second account data that is unintegrated with the first account data. The second financial account data system can perform a function according to a second process, which can be different than the first process, using the second account data. The system can include a server with an application programming interface. The server can determine a data system among the first and second financial account data systems with which to execute a requested function received via a common user interface. The server can execute the requested function. The server can provide a result of the execution via the common user interface.

    Cache optimization and interaction control based on location and historical interactions

    公开(公告)号:US12028435B2

    公开(公告)日:2024-07-02

    申请号:US18347988

    申请日:2023-07-06

    申请人: Truist Bank

    发明人: Jason Pedone

    摘要: A system can determine that an entity is proximate to an interaction location based on a first location of an entity device associated with the entity. The system can cache historical interaction data in a processor device selected dynamically from the one or more processor devices. The historical interaction data can include data related to previously executed interactions that involve the entity and the interaction location during a predetermined period. The system can execute interaction instructions to generate an interaction recommendation relating to the interaction location by using the historical interaction data. The interaction instructions can be predetermined by the entity. The system can transmit the interaction recommendation to the entity device. The system can clear the cached historical interaction data from the processor device in response to determining that the entity is not proximate to the interaction location based on a second location of the entity device.