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    System and method for predicting consumer credit risk using income risk based credit score
    142.
    发明授权
    System and method for predicting consumer credit risk using income risk based credit score 有权
    使用基于收入风险的信用评分来预测消费者信用风险的制度和方法

    公开(公告)号：US08799150B2

    公开(公告)日：2014-08-05

    申请号：US12582507

    申请日：2009-10-20

    Applicant: Suresh Kumar Annappindi

    Inventor： Suresh Kumar Annappindi

    IPC: G06Q40/00 ,  G06Q40/04 ,  G06Q40/02 ,  G06Q40/08

    CPC classification number: G06Q40/025 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/04 ,  G06Q40/08

    Abstract: Systems and methods are described for scoring consumers' credit risk by determining consumers' income risk and future ability to pay. Methods are provided for measuring consumers' income risk by analyzing consumers' income loss risk, income reduction risk, probability of continuance of income, and economy's impact on consumers' income. In one embodiment, a method is provided to evaluate an individual's creditworthiness using income risk based credit score thereby providing creditors, lenders, marketers, and companies with deeper, new insights into consumer's credit risk and repayment potential. By predicting consumers' income risk and the associated creditworthiness the present invention increases the accuracy and reliability of consumers' credit risk assessments, results in more predictive and precise consumer credit scoring, and offers a new method of rendering a forward-looking appraisal of an individual's ability to repay a debt or the ability to pay for products and services.

    Abstract translation: 描述了系统和方法，通过确定消费者的收入风险和未来的支付能力来评分消费者的信用风险。 通过分析消费者的收入损失风险，收入减免风险，持续收入概率和经济对消费者收入的影响，提供了衡量消费者收入风险的方法。 在一个实施例中，提供了一种使用基于收入风险的信用评分来评估个人信用度的方法，从而为债权人，放款人，营销人员和公司提供对消费者的信用风险和还款潜力的更深入的新见解。 通过预测消费者的收入风险和相关信用度，本发明提高了消费者信用风险评估的准确性和可靠性，从而实现了更加预测性和准确性的消费者信用评分，并提供了一种新的方法来对个人的信用评估进行前瞻性评估 偿还债务的能力或支付产品和服务的能力。

    FRAMEWORK FOR INTEGRATION AND EXECUTION STANDARDIZATION (FIESTA)
    143.
    发明申请
    FRAMEWORK FOR INTEGRATION AND EXECUTION STANDARDIZATION (FIESTA) 审中-公开
    集成和执行标准化框架（FIESTA）

    公开(公告)号：US20140123114A1

    公开(公告)日：2014-05-01

    申请号：US13660824

    申请日：2012-10-25

    Applicant: Asif Iqbal Navalur ,  Suresh Kumar Yalla

    Inventor： Asif Iqbal Navalur ,  Suresh Kumar Yalla

    IPC: G06F11/36

    CPC classification number: G06F11/3688

    Abstract: A framework for end-to-end scenario-level automated testing of a multi-technology application. Execution of end-to-end automated testing of a multi-technology application is triggered from a single platform on a local client machine, The end-to-end automated test comprises a plurality of tests each developed from a different testing tool. Test result data is received from the execution of the tests. Test result data is passed from the execution of one of the tests to a different test for use in the execution of the different test. A log of results is generated for the end-to-end automated testing of the multi-technology application based on the received test result data from the execution of the plurality of tests. In some embodiments, execution of a test on a back-end system is triggered from the single platform on the local client machine. In some embodiments, the back-end system is an ABAP back-end system.

    Abstract translation: 用于多技术应用程序的端到端情景级自动测试的框架。 多技术应用程序的端到端自动化测试的执行是从本地客户机上的单个平台触发的。端到端自动测试包括从不同测试工具开发的多个测试。 从执行测试中收到测试结果数据。 测试结果数据从一个测试的执行传递到另一个测试，用于执行不同的测试。 基于从多个测试的执行接收到的测试结果数据，生成针对多技术应用的端到端自动化测试的结果日志。 在一些实施例中，从本地客户机上的单个平台触发在后端系统上的测试的执行。 在一些实施例中，后端系统是ABAP后端系统。

    Convergence of multicast traffic in response to a topology change
    144.
    发明授权
    Convergence of multicast traffic in response to a topology change 有权
    响应于拓扑变化的组播流量的收敛

    公开(公告)号：US08654769B2

    公开(公告)日：2014-02-18

    申请号：US12946241

    申请日：2010-11-15

    Applicant: Duane Edward Mentze ,  Suganya John Bosco Sesu Annamary ,  Beeram Suresh Kumar Reddy

    Inventor： Duane Edward Mentze ,  Suganya John Bosco Sesu Annamary ,  Beeram Suresh Kumar Reddy

    IPC: H04L12/28 ,  H04L12/56

    CPC classification number: H04L45/16 ,  H04L12/185 ,  H04L45/00 ,  H04L49/201

    Abstract: A method for convergence of multicast traffic in response to a topology change. The method includes, in response to a change in a multicast topology, redirecting multicast traffic through a network device of a plurality of network devices in the multicast topology and determining a querier status of the network device. The method also includes flooding the multicast traffic through an interface to the network device to facilitate convergence of the multicast traffic. The interface is a connecting point between the network device and another network device of the plurality of network devices.

    Abstract translation: 响应于拓扑变化的多播流量收敛的方法。 该方法包括响应于组播拓扑的变化，通过组播拓扑中的多个网络设备的网络设备重定向组播流量，并确定网络设备的查询器状态。 该方法还包括通过与网络设备的接口洪泛组播流量，以促进组播流量的收敛。 该接口是网络设备与多个网络设备中的另一网络设备之间的连接点。

    COHERENT TRANSMISSION FROM DISTRIBUTED WIRELESS TRANSMITTERS USING LEGACY RECEIVERS
    146.
    发明申请
    COHERENT TRANSMISSION FROM DISTRIBUTED WIRELESS TRANSMITTERS USING LEGACY RECEIVERS 有权
    分布式无线发射机使用接收方的相关传输

    公开(公告)号：US20140003338A1

    公开(公告)日：2014-01-02

    申请号：US13646068

    申请日：2012-10-05

    Applicant: Hariharan Shankar Rahul ,  Swarun Suresh Kumar ,  Dina Katabi

    Inventor： Hariharan Shankar Rahul ,  Swarun Suresh Kumar ,  Dina Katabi

    IPC: H04W24/00

    CPC classification number: H04B7/024 ,  H04B7/0691 ,  H04L25/0204

    Abstract: A distributed wireless communication system includes multiple access points, each with one or more antennas. The access points do not necessarily have synchronized transmitting and receiving radio frequency oscillators. Approaches to channel estimation between the access points and one or more wireless clients account for the lack of synchronization, and do not necessarily require capabilities at the clients that go beyond required or optional features of standard wireless Ethernet (e.g., 802.11n, 802.11g, or 802.11a), thereby supporting “legacy” clients while supporting high data throughput approaches that provide coherent transmission from the multiple antenna of the access points.

    Abstract translation: 分布式无线通信系统包括多个接入点，每个具有一个或多个天线。 接入点不一定具有同步的发射和接收射频振荡器。 在接入点和一个或多个无线客户端之间的信道估计方法考虑到缺乏同步，并且不一定需要超出标准无线以太网的所需或可选特征的客户端的能力（例如，802.11n，802.11g， 或802.11a），从而支持“传统”客户端，同时支持从接入点的多个天线提供相干传输的高数据吞吐量方法。

    Location Aware Commenting Widget for Creation and Consumption of Relevant Comments
    147.
    发明申请
    Location Aware Commenting Widget for Creation and Consumption of Relevant Comments 有权
    位置意识到意见创建和消费相关评论小部件

    公开(公告)号：US20130159406A1

    公开(公告)日：2013-06-20

    申请号：US13332338

    申请日：2011-12-20

    Applicant: Ashootosh Chand ,  Suresh Kumar Kalyanaraman

    Inventor： Ashootosh Chand ,  Suresh Kumar Kalyanaraman

    IPC: G06F15/16

    CPC classification number: G06F17/3087 ,  G06Q10/10 ,  G06Q50/01 ,  H04L51/20 ,  H04L67/18

    Abstract: Methods and computer readable medium for allowing a user to participate in an online conversation for a head content includes receiving a response from a user for the head content. The response from the user is geo-tagged with a location of the user. A counter indicative of number of responses received for the head content at the location is updated for the head content to include the response from the user. The responses received for the head content from the plurality of users is filtered to generate a subset of the responses related to the location of the user. The subset of responses and an interactive tag cloud for the head content is presented to the user. The subset of responses is presented in a ranked order. The tag cloud identifies one or more locations that have received greatest number of responses from the plurality of users.

    Abstract translation: 用于允许用户参与头部内容的在线对话的方法和计算机可读介质包括从用户的头部内容接收响应。 来自用户的响应用用户的位置进行地理标记。 针对头部内容更新指示针对位置处的头部内容的响应数量的计数器，以包括来自用户的响应。 针对来自多个用户的头部内容接收的响应被过滤以生成与用户的位置相关的响应的子集。 响应的子集和用于头部内容的交互式标签云被呈现给用户。 响应的子集以排序顺序呈现。 标签云识别从多个用户接收到最多数量的响应的一个或多个位置。

    IMPACT-BASED ARRANGEMENT OF IMAGES ON AN ELECTRONIC DISPLAY
    148.
    发明申请
    IMPACT-BASED ARRANGEMENT OF IMAGES ON AN ELECTRONIC DISPLAY 有权
    基于影像的图像在电子显示器上的布置

    公开(公告)号：US20120290570A1

    公开(公告)日：2012-11-15

    申请号：US13106907

    申请日：2011-05-13

    Applicant: Guntur Ravindra ,  Suresh Kumar Chintada ,  Naidu Shrikant

    Inventor： Guntur Ravindra ,  Suresh Kumar Chintada ,  Naidu Shrikant

    IPC: G06F17/30

    CPC classification number: G06Q30/02

    Abstract: Disclosed are methods for arranging list elements (e.g., results returned by a user search) according to anticipated “impact.” Thumbnails of the top elements are displayed on a screen of the user's device, with the size of each thumbnail related to that result's anticipated impact. In some embodiments, the arrangement of these thumbnails on the display screen is also based on the anticipated impacts with larger thumbnails placed near the center of the screen and successively smaller thumbnails arranged farther away. Different embodiments may calculate the anticipated impacts differently. The impact can be related to the rank order as assigned by a search engine. Any information about the user's current situation can go into the calculation of the anticipated impact. When the user is searching for information, longer video results may be assigned a larger anticipated impact because they are more likely to contain the wanted information.

    Abstract translation: 公开了根据预期的影响来排列列表元素（例如，由用户搜索返回的结果）的方法。 顶部元素的缩略图显示在用户设备的屏幕上，每个缩略图的大小与该结果的预期影响相关。 在一些实施例中，这些缩略图在显示屏幕上的布置也基于预期的影响，其中放置在屏幕中心附近的较大缩略图和相继更小的缩略图布置得更远。 不同的实施例可以不同地计算预期的影响。 影响可能与搜索引擎分配的排序有关。 关于用户当前情况的任何信息都可以计算预期的影响。 当用户正在搜索信息时，更长的视频结果可能被分配更大的预期影响，因为它们更可能包含所需的信息。

    FLOW CELL STACK
    149.
    发明申请
    FLOW CELL STACK 有权
    流通池堆

    公开(公告)号：US20120208061A1

    公开(公告)日：2012-08-16

    申请号：US13350424

    申请日：2012-01-13

    Applicant: Saroj Kumar Sahu ,  Suresh Kumar Surapalan Nair

    Inventor： Saroj Kumar Sahu ,  Suresh Kumar Surapalan Nair

    IPC: H01M10/02 ,  H01M10/04

    CPC classification number: H01M8/188 ,  H01M8/0284 ,  H01M8/04276 ,  H01M8/248 ,  Y02E60/528 ,  Y10T29/49108

    Abstract: A stacked cell for a flow cell battery is presented. The stacked cell is sealed by a gasket between individual components. The gasket is formed such that it seals against leakage of electrolytes and facilitates the flow of electrolytes through the stacked cell. Further, the gasket is formed to minimize the linear expansion of the gasket material with temperature.

    Abstract translation: 介绍了流动池电池的堆叠电池。 堆叠的电池通过单个组件之间的垫圈密封。 垫圈形成为使得其密封电解质的泄漏并且促进电解质通过堆叠的电池的流动。 此外，垫圈被形成为使得垫圈材料随着温度的线性膨胀最小化。

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