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公开(公告)号：US10733160B1
公开(公告)日：2020-08-04
申请号：US15910210
申请日：2018-03-02
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC: G06K9/36 , G06F16/21 , H04L9/06 , G07C5/08 , G06Q40/08 , G06F16/182 , G06F16/901
Abstract: Methods and systems maintain a distributed ledger of transactions pertaining to a particular vehicle. The method may include (1) receiving, by one or more processors, vehicle data from one or more remote computing devices; (2) detecting, by the one or more processors, a vehicle-related event from analysis of the vehicle data; (3) identifying, by the one or more processors, a VIN of the vehicle when a vehicle-related event is detected; (4) generating, by the one or more processors, a transaction including (i) the vehicle's VIN, and (ii) describing the vehicle-related event; and (5) transmitting, by the one or more processors, to a server the transaction to facilitate maintaining a VIN-based distributed ledger for the particular vehicle.
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公开(公告)号：US10719501B1
公开(公告)日：2020-07-21
申请号：US15910141
申请日：2018-03-02
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC: G06F16/23 , H04L9/06 , G06Q40/08 , G06F16/901
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.
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公开(公告)号：US10685402B1
公开(公告)日：2020-06-16
申请号：US14693021
申请日：2015-04-22
Inventor： Ronny S. Bryant , Shawn M. Call , Daryoush Hakimi-Boushehri , John H. Weekes , Jennifer Criswell , Todd Binion , Jackie O. Jordan, II , Elisabeth McDermeit , John Donovan
Abstract: Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.
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公开(公告)号：US10360742B1
公开(公告)日：2019-07-23
申请号：US15199115
申请日：2016-06-30
Inventor： Eric Bellas , Shawn M. Call , Gregory Dwayne Carter , Ronald R. Duehr , Jeffrey David Hevrin , Sara Elizabeth Collins
Abstract: A computer-implemented method for generating vehicle crash data is presented. It may be determined whether a first mobile computing device has detected that a crash of a vehicle has occurred. It may also be determined whether a second mobile computing device(s) has detected that the crash has occurred. Sensor data output by at least one sensor of the first mobile computing device and/or the second mobile computing device(s) may be received when it is determined that the first mobile computing device and/or the second mobile computing device(s) has detected that the crash has occurred. Vehicle crash data may be generated based on such sensor data, and may include an initial confirmation that the crash has occurred, an indication of crash severity, an indication of a number of vehicle occupants, and/or an indication that the crash has not occurred.
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公开(公告)号：US10297138B2
公开(公告)日：2019-05-21
申请号：US15479969
申请日：2017-04-05
Inventor： Andrew Reeser , Shawn M. Call , Stacy L. Kennedy , Lee C. Drinan , Lisa A. Frey , Kevin Payne , Michael Jacob
IPC: G07F19/00 , H04M15/00 , G08B29/00 , G08B25/00 , G06Q30/04 , H04W4/90 , H04W76/50 , H04M11/04 , G06Q10/10
Abstract: Techniques for facilitating one or more operating modes for monitoring of an intelligent home system are disclosed. The techniques facilitate detecting an adverse condition in a building, generating an alert based on the detection, sending a notification about the alert to a user (e.g., to a mobile device), awaiting a user response, and determining whether to send the alert to a central monitoring system to facilitate notification of an appropriate responder for the adverse condition. Determining whether to send the alert to the central monitoring system may be based on an affirmative command from the user or a failure to receive any command from the user. The user may be billed for the service of notifying an appropriate responder provided by central monitoring system regularly, intermittently when the user is away from the building, or on a per-alert basis.
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Patent Agency Ranking
公开(公告)号：US10231110B1
公开(公告)日：2019-03-12
申请号：US15895777
申请日：2018-02-13
Inventor： Shawn M. Call , Michael Shawn Jacob , Scott T. Christensen , Jackie O. Jordan, II , Gregory D. Carter , Shawn C. Bennett
Abstract: A crash detection system is disclosed that utilizes a mobile computing device to detect a vehicular accident via one or more sensors integrated into the mobile computing device. The system monitors the sensor metrics measured by one or more sensors and generates an event sensor profile that may include the plurality of sensor metrics and additional status data, such as an indication of whether the mobile computing device was located within a vehicle when the event occurred. By comparing the plurality of sensor metrics to other crash sensor metrics, a determination may be made whether the event requires emergency assistance, which may be confirmed by determining whether the data included in the event sensor profile meets one or more exception conditions. If the event requires emergency assistance and an exception condition is not met, the mobile computing device may place a call to the appropriate emergency response personnel.
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公开(公告)号：US09665892B1
公开(公告)日：2017-05-30
申请号：US14855911
申请日：2015-09-16
Inventor： Andrew Reeser , Shawn M. Call , Stacy L. Kennedy , Lee C. Drinan , Lisa A. Frey , Kevin Payne , Michael Jacob
CPC classification number: G08B25/008 , G06Q10/1095 , G06Q30/04 , G08B25/001 , H04M11/04 , H04W4/90 , H04W76/50
Abstract: Techniques for facilitating one or more operating modes for monitoring of an intelligent home system are disclosed. The techniques facilitate detecting an adverse condition in a building, generating an alert based on the detection, sending a notification about the alert to a user (e.g., to a mobile device), awaiting a user response, and determining whether to send the alert to a central monitoring system to facilitate notification of an appropriate responder for the adverse condition. Determining whether to send the alert to the central monitoring system may be based on an affirmative command from the user or a failure to receive any command from the user. The user may be billed for the service of notifying an appropriate responder provided by central monitoring system regularly, intermittently when the user is away from the building, or on a per-alert basis.
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公开(公告)号：US08890680B2
公开(公告)日：2014-11-18
申请号：US13739470
申请日：2013-01-11
Inventor： Andrew Reeser , Shawn M. Call , Stacy L. Kennedy , Lee C. Drinan , Lisa Ann Frey , Kevin Payne , Michael Jacob
CPC classification number: G08B25/008 , G06Q10/1095 , G06Q30/04 , G08B25/001 , H04M11/04 , H04W4/90 , H04W76/50
Abstract: A method and system facilitate the one or more operating modes for monitoring of an intelligent home system. The method and system facilitate the detection of an adverse condition in a building, the generation of an alert based on the detection of adverse condition, sending a notification to a user about the alert, asking the user how to respond to the alert via a message sent to a mobile device, and determining whether to send the alert to a central monitoring system to facilitate notification of an appropriate responder for the adverse condition. Determining whether to send the alert to the central monitoring system may be based on an affirmative command from the user or a failure to receive any command from the user. The user may be notified via at least one of a telephone call, text message, email, or application notification. The user may provide instructions to the method and system via at least one of a telephone call, text message, email, application command, or web script. The user may be billed for the service of notifying an appropriate responder provided by central monitoring system regularly, intermittently when the user is away from the building, or on a per-alert basis.
Abstract translation: 一种方法和系统促进用于监视智能家庭系统的一种或多种操作模式。 该方法和系统有助于检测建筑物中的不利条件，基于不利条件的检测产生警报，向用户发送关于警报的通知，通过消息询问用户如何响应警报 发送到移动设备，并且确定是否将警报发送到中央监视系统以便于针对不利条件通知适当的响应者。 确定是否将警报发送到中央监控系统可以基于来自用户的肯定命令或者不能从用户接收任何命令。 可以通过电话呼叫，短信，电子邮件或应用通知中的至少一个通知用户。 用户可以通过电话呼叫，文本消息，电子邮件，应用命令或web脚本中的至少一个向方法和系统提供指令。 用户可以在用户离开建筑物时或间歇性地定期地，间歇地通知由中央监控系统提供的适当的响应者的服务。
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公开(公告)号：US20140136242A1
公开(公告)日：2014-05-15
申请号：US13674582
申请日：2012-11-12
Inventor： Jack Weekes , Andrew Reeser , Shawn M. Call , Stacy L. Kennedy , Lisa Ann Frey , Kevin Payne , Michael Jacob
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: In a computer-implemented method of incentivizing low-loss behaviors, in-home data is received. The in-home data is generated by, or based on information generated by, a device located at a residence of an individual, and is indicative of one or both of (i) a utilization of the device and (ii) a condition monitored by the device. The method also includes determining, based on the received in-home data, an insurance premium adjustment for the individual, and providing an indication of the determined insurance premium adjustment.
Abstract translation: 在计算机实现的低损失行为激励方法中，收到了家庭内部数据。 家庭内数据由位于个人住所的设备产生或基于由位于个人住所的设备生成的信息，并且指示以下中的一个或两个：（i）设备的利用和（ii）由 装置。 该方法还包括基于所接收的家庭内数据确定个人的保险费调整，并提供确定的保险费调整的指示。
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170.发明授权公开(公告)号：US08527306B1
公开(公告)日：2013-09-03
申请号：US13674730
申请日：2012-11-12
Inventor： Andrew Reeser , Shawn M. Call , Stacy L. Kennedy , Lee C. Drinan , Lisa Ann Frey , Kevin Payne , Michael Jacob
CPC classification number: G06Q40/08
Abstract: A method, system, and computer-readable medium that facilitate the reception of usage data about the utilization of an intelligent home system and insurance claims data and recommend intelligent home system products based on the claims data. The method, system, and computer-readable medium facilitate the analysis of the claims data to determine whether to recommend intelligent home system products and which, if any, intelligent home system products to recommend. Recommendations may be generated by comparing a user's usage data to the claims data. Recommendations may be generated by comparing the usage data to products related to the claims submitted by one or more similar claimants in the claims data. Recommendations may be presented to a user if the intelligent home system.
Abstract translation: 一种方法，系统和计算机可读介质，其便于接收关于智能家庭系统的使用的使用数据和保险索赔数据，并且基于权利要求数据推荐智能家庭系统产品。 方法，系统和计算机可读介质便于分析索赔数据，以确定是否推荐智能家庭系统产品以及哪些（如果有的话）智能家居系统产品推荐。 可以通过将用户的使用数据与权利要求数据进行比较来产生建议。 可以通过将使用数据与权利要求数据中的一个或多个相似的索赔人提交的权利要求相关的产品进行比较来产生建议。 智能家居系统可以向用户呈现建议。
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