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公开(公告)号：US20100190471A1
公开(公告)日：2010-07-29
申请号：US12406077
申请日：2009-03-17
申请人： Glyn Barry SMITH
发明人： Glyn Barry SMITH
IPC分类号： H04W4/24
CPC分类号： G06Q20/16 , G06Q10/06316 , G06Q20/12 , G06Q20/123 , G06Q20/204 , G06Q20/32 , G06Q20/322 , G06Q20/325 , G06Q20/35785 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/42 , G06Q30/06 , G06Q30/0601 , G06Q40/025
摘要： Systems and methods are provided to control online transactions via mobile communications. In one aspect, a system includes a data storage facility to store data associating a first telephone number with a second telephone number; and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to receive a payment request including the first telephone number, identify the second telephone number based on the data, and communicate with a mobile phone at the second telephone number for approval of the payment request.
摘要翻译： 提供系统和方法来通过移动通信来控制在线交易。 一方面，一种系统包括数据存储设施，用于存储将第一电话号码与第二电话号码相关联的数据; 以及与数据存储设施相结合的交换。 交换机包括通用格式处理器和与多个控制器接口的多个转换器。 转换器配置为以不同格式与控制器进行通信，并以通用格式与通用格式处理器进行通信。 通用格式处理器是接收包括第一电话号码的支付请求，基于数据识别第二电话号码，并且以第二电话号码与移动电话进行通信以批准支付请求。
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公开(公告)号：US20090006217A1
公开(公告)日：2009-01-01
申请号：US11824607
申请日：2007-06-29
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
CPC分类号： G06Q30/0601 , G06Q20/10 , G06Q20/12 , G06Q20/32 , G06Q20/322 , G06Q20/3255 , G06Q30/06 , G06Q30/0613 , G06Q30/0633 , G06Q30/0635
摘要： Effecting an electronic payment from customers to vendors over the Internet is disclosed. A vendor (111) offers a product to potential customers (102) over the Internet. A customer browsers the Internet and the customer has a mobile cellular telephone (202) configured to receive premium rate mobile terminating text messages. Transaction details are transmitted from the vendor to the browsing customer. Order details are then transmitted from the browsing customer to the vendor that require a payment to be made by the customer. In order to effect payment, a plurality of premium rate text messages are transmitted to the telephone (202).
摘要翻译： 披露了通过因特网从客户到供应商的电子支付。 供应商（111）通过互联网向潜在客户（102）提供产品。 客户浏览互联网，并且客户具有移动蜂窝电话（202），其被配置为接收费率高的移动终端文本消息。 交易详情从供应商传送到浏览客户。 然后，订单详细信息从浏览客户传送到需要客户付款的供应商。 为了实现支付，将多个附加费率文本消息发送到电话（202）。
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公开(公告)号：US08326261B2
公开(公告)日：2012-12-04
申请号：US12413480
申请日：2009-03-27
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
IPC分类号： H04M11/00
CPC分类号： H04L12/14
摘要： Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier, includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier; and transmit a notification message to a second mobile cellular telephone having a second telephone number to confirm that the transfer of funds has taken place.
摘要翻译： 设备和方法，以便客户向供应商资金通过溢价消息转账。 一方面，一种用于将资金从客户电子转移到供应商的装置，包括：连接到网络的服务器组件; 以及耦合到服务器组件的数据库。 所述服务器组件被配置为：在所述客户向所述供应商发出订单之后，向所述第一移动蜂窝电话发送多个附加费率的移动终端短信消息以从所述客户转移资金以供供应商接收; 并向具有第二电话号码的第二移动蜂窝电话发送通知消息，以确认已经发生资金转移。
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公开(公告)号：US20120142312A1
公开(公告)日：2012-06-07
申请号：US13366793
申请日：2012-02-06
IPC分类号： H04W4/24
CPC分类号： G06Q20/32 , G06Q20/12 , G06Q20/42 , G06Q20/425
摘要： Systems and methods are provided to facilitate on-site processing of transaction requests. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format to transmit a message to a telephone at the telephone number of the user to prompt the user to confirm a request and to receive a confirmation of the request via the telephone. The request is received via a user interface embedded in a web page of a first website without reloading or refreshing the web page.
摘要翻译： 提供系统和方法以便于事务请求的现场处理。 一方面，一种系统包括用于存储用户的帐户标识符和用户的电话号码的数据存储设施以及与数据存储设施相结合的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以不同格式与控制器进行通信，并以通用格式与通用格式处理器通信，以用户的电话号码向电话发送消息，以提示用户确认请求并接收 通过电话确认请求。 通过嵌入在第一网站的网页中的用户界面来接收请求，而不重新加载或刷新网页。
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公开(公告)号：US20100250687A1
公开(公告)日：2010-09-30
申请号：US12473230
申请日：2009-05-27
申请人： Glyn Barry Smith , Ron Hirson , Nicholas Reidy
发明人： Glyn Barry Smith , Ron Hirson , Nicholas Reidy
IPC分类号： G06F15/16
CPC分类号： G06Q20/425 , G06Q20/10 , G06Q20/32 , G06Q20/3223 , G06Q20/35785 , G06Q20/382 , G06Q40/00
摘要： Systems and methods to verify and process requests received via social networking websites. In one aspect, a system includes a data storage facility to store data associated with a first phone number; and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers of mobile communications. The converters communicate with the controllers in different formats and with the common format processor in a common format. The common format processor receives a request from a first user via a social networking website, identifies a first phone number of the first user and a second phone number of a second user, based on the social networking website, and uses the converters to communicate with at least one of the mobile phones at the first and second phone numbers to confirm and/or approve the request.
摘要翻译： 验证和处理通过社交网站收到的请求的系统和方法。 一方面，一种系统包括：数据存储设备，用于存储与第一电话号码相关联的数据; 以及与数据存储设施相结合的交换。 交换机包括通用格式处理器和多个转换器，以与多个移动通信控制器进行接口。 转换器与控制器以不同的格式进行通信，通用格式处理器采用通用格式。 通用格式处理器经由社交网站从第一用户接收请求，基于社交网站识别第一用户的第一电话号码和第二用户的第二电话号码，并使用转换器与 在第一和第二电话号码处的至少一个移动电话以确认和/或批准该请求。
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公开(公告)号：US20100191646A1
公开(公告)日：2010-07-29
申请号：US12406073
申请日：2009-03-17
申请人： Glyn Barry SMITH
发明人： Glyn Barry SMITH
CPC分类号： G06Q20/3255 , G06Q20/102 , G06Q20/16 , G06Q20/32 , G06Q20/3223 , G06Q20/385 , G06Q20/40 , G06Q20/42
摘要： Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate electronic payment transactions using the account identifier.
摘要翻译： 提供系统和方法以便于通过移动通信进行在线交易。 一方面，一种系统包括用于存储用户的帐户标识符和用户的电话号码的数据存储设施以及与数据存储设施相结合的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以不同格式与控制器进行通信; 并且转换器被配置为以通用格式与公共格式处理器通信，以便于使用帐户标识符的电子支付交易。
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公开(公告)号：US20100015957A1
公开(公告)日：2010-01-21
申请号：US12413476
申请日：2009-03-27
申请人： Glyn Barry SMITH
发明人： Glyn Barry SMITH
CPC分类号： G06Q20/42 , G06Q20/10 , G06Q20/16 , G06Q20/32 , G06Q20/322 , G06Q20/3255 , G06Q20/40 , G06Q20/425 , G06Q30/06 , G06Q30/0601 , G06Q40/12 , H04M15/00 , H04M15/68 , H04M2215/0196
摘要： Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone of the customer; populate the database with an identification of the telephone number of the customer; receive classifications of offers sold by a plurality of suppliers; populate the database with a table associating the suppliers with classifications of the offers sold by the suppliers, the database including an identification of classifications for the telephone number of the customer; and determine whether to allow or prohibit transmission of text messages to effect payment based upon the identification of the classifications for the telephone number of the customer.
摘要翻译： 设备和方法，以便客户向供应商资金通过溢价消息转账。 一方面，从客户向供应商电子地转移资金的装置包括：连接到网络的服务器组件; 以及耦合到服务器组件的数据库。 服务器组件被配置为：向客户的移动蜂窝电话发送多个附加费率的移动终止短信; 使用客户的电话号码的标识填充数据库; 接收由多个供应商出售的报价分类; 使用将供应商与供应商出售的报价分类相关联的表格填充数据库，数据库包括客户电话号码的分类标识; 并且基于客户的电话号码的分类的识别来确定是允许还是禁止发送文本消息来实现支付。
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公开(公告)号：US09697510B2
公开(公告)日：2017-07-04
申请号：US12689561
申请日：2010-01-19
IPC分类号： G06Q40/00 , G06Q20/32 , G06Q20/10 , G06Q20/12 , G06Q20/20 , G06Q20/40 , G06Q20/42 , G06Q30/06
CPC分类号： G06Q20/32 , G06Q20/1085 , G06Q20/12 , G06Q20/204 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , G06Q20/425 , G06Q30/06 , G06Q30/0613
摘要： Systems and methods are provided to facilitate retail transactions via mobile communications. In one aspect, a retail terminal includes: a user interface to receive a phone number of a customer; a memory; a data communication interface; and a processor coupled with the memory and the data communication interface to transmit the phone number to a server computer to cause the server computer to communicate with a mobile phone at the phone number to confirm a transaction at the retail terminal and to transmit one or more premium messages to the mobile phone to collect funds for the transaction, and to receive from the server computer a message indicating that the funds are available for the transaction. The retail terminal is to perform the transaction in response to the message from the server computer.
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公开(公告)号：US09652761B2
公开(公告)日：2017-05-16
申请号：US12406073
申请日：2009-03-17
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
CPC分类号： G06Q20/3255 , G06Q20/102 , G06Q20/16 , G06Q20/32 , G06Q20/3223 , G06Q20/385 , G06Q20/40 , G06Q20/42
摘要： Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate electronic payment transactions using the account identifier.
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公开(公告)号：US08768778B2
公开(公告)日：2014-07-01
申请号：US11824607
申请日：2007-06-29
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
IPC分类号： G06Q30/06
CPC分类号： G06Q30/0601 , G06Q20/10 , G06Q20/12 , G06Q20/32 , G06Q20/322 , G06Q20/3255 , G06Q30/06 , G06Q30/0613 , G06Q30/0633 , G06Q30/0635
摘要： Effecting an electronic payment from customers to vendors over the Internet is disclosed. A vendor offers a product to potential customer over the Internet. A customer browsers the Internet and the customer has a mobile cellular phone configured to receive premium rate mobile terminating text messages. Transaction details are transmitted from the vendor to the browsing customer. Order details are then transmitted from the browsing customer to the vendor that require a payment to be made by the customer. In order to effect payment, a plurality of premium rate text messages are transmitted to the mobile cellular phone.
摘要翻译： 披露了通过因特网从客户到供应商的电子支付。 供应商通过互联网向潜在客户提供产品。 客户浏览互联网，并且客户具有被配置为接收高速率移动终端短信的移动蜂窝电话。 交易详情从供应商传送到浏览客户。 然后，订单详细信息从浏览客户传送到需要客户付款的供应商。 为了实现支付，将多个附加费率文本消息发送到移动蜂窝电话。
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