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    Mobile-merchant proximity solution for financial transactions
    11.
    发明授权
    Mobile-merchant proximity solution for financial transactions 有权

    公开(公告)号：US11093932B2

    公开(公告)日：2021-08-17

    申请号：US16146621

    申请日：2018-09-28

    Applicant: Apple Inc.

    Inventor： Mehdi Ziat ,  Kyle A. Diebolt

    IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/02 ,  G06Q20/22

    Abstract: In order to facilitate conducting a financial transaction via wireless communication between an electronic device (such as a smartphone) and another electronic device (such as another smartphone), a secure element in the electronic device may generate, using an encryption key associated with the secure element, a signed blob based on a transaction amount and a merchant identifier. Then, the electronic device communicates connection information between the electronic device and the other electronic device. Moreover, the electronic device may establish a connection between the electronic device and the other electronic device based on the connection information, and may concurrently provide the signed blob to the other electronic device. After receiving a signed transaction blob from the other electronic device using the connection (which includes information needed to conduct the financial transaction), the electronic device provides the information to a server to conduct the financial transaction.

    System and method for policy control functions management mechanism
    12.
    发明授权
    System and method for policy control functions management mechanism 有权

    公开(公告)号：US10251054B2

    公开(公告)日：2019-04-02

    申请号：US15698950

    申请日：2017-09-08

    Applicant: APPLE INC.

    Inventor： Mehdi Ziat ,  Christopher Sharp ,  Kevin P. McLaughlin ,  Li Li ,  Jerrold V. Hauck ,  Yousuf H. Vaid

    IPC: H04W4/00 ,  H04W8/22 ,  G06F9/445 ,  G06F9/50

    Abstract: Systems and methods for validating and applying modifications to a policy control function (PCF) of a station. The methods include generating a PCF package including a modification to a PCF, and determining whether the PCF package is to be transmitted to the station by a first or second entity. The methods further include when the PCF package is to be transmitted by the first entity, including a first signature of the first entity in a deliverer field of the PCF package, and when the PCF package is to be transmitted by the second entity, including the first signature in an owner field and a second signature of the second entity in the deliverer field. The methods further include receiving the PCF package from the first or second entity, determining whether the PCF package is valid, and applying the modification to the PCF when it is determined the PCF package is valid.

    On-board applet migration
    13.
    发明授权
    On-board applet migration 有权

    公开(公告)号：US09880830B2

    公开(公告)日：2018-01-30

    申请号：US15269490

    申请日：2016-09-19

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Joakim Linde ,  Mehdi Ziat

    IPC: H04L29/06 ,  H04L29/08 ,  G06F9/445 ,  H04L9/32 ,  H04W12/06 ,  H04W4/00 ,  G06F21/57

    CPC classification number: G06F8/65 ,  G06F21/57 ,  H04L9/3247 ,  H04L67/06 ,  H04L67/306 ,  H04L67/34 ,  H04L67/42 ,  H04W4/60 ,  H04W12/06

    Abstract: An electronic device (such as a cellular telephone) automatically installs and personalizes updates to an applet on a secure element in the electronic device. In particular, when a digitally signed update package containing the update is received from an updating device (such as a server), the secure element identifies any previous versions of the applet installed on the secure element. If there are any previously installed versions, the secure element verifies the digital signature of the update package using an encryption key associated with a vendor of the secure element. Then, the secure element uninstalls the previous versions of the applet and exports the associated user data. Next, the secure element installs the update to the applet, and personalizes the new version of the applet using the user data.

    LOGGING OPERATING SYSTEM UPDATES OF A SECURE ELEMENT OF AN ELECTRONIC DEVICE
    15.
    发明申请
    LOGGING OPERATING SYSTEM UPDATES OF A SECURE ELEMENT OF AN ELECTRONIC DEVICE 审中-公开

    公开(公告)号：US20160335078A1

    公开(公告)日：2016-11-17

    申请号：US15224324

    申请日：2016-07-29

    Applicant: Apple Inc.

    Inventor： Mehdi Ziat ,  Kyle A. Diebolt

    IPC: G06F9/445 ,  H04L29/06 ,  G06F21/57

    CPC classification number: G06F8/65 ,  G06F8/61 ,  G06F8/62 ,  G06F21/57 ,  H04L63/0815

    Abstract: Systems, methods, and computer-readable media for logging secure element updates of an electronic device are provided. In one example embodiment, a method, at a secure element including a previously-installed secure element asset, includes, inter alia, receiving an update package, uninstalling the previously-installed secure element asset based on the received update package, installing a new secure element asset based on the received update package, and updating at least one of a counter on the secure element and a log on the secure element based on the installation of the new secure element asset. Additional embodiments are also provided.

    MOBILE-MERCHANT PROXIMITY SOLUTION FOR FINANCIAL TRANSACTIONS
    16.
    发明申请
    MOBILE-MERCHANT PROXIMITY SOLUTION FOR FINANCIAL TRANSACTIONS 审中-公开
    用于财务交易的移动商业接近解决方案

    公开(公告)号：US20160063490A1

    公开(公告)日：2016-03-03

    申请号：US14475485

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： Mehdi Ziat ,  Kyle A. Diebolt

    IPC: G06Q20/38

    CPC classification number: G06Q20/02 ,  G06Q20/223 ,  G06Q20/3227 ,  G06Q20/3278 ,  G06Q20/38215 ,  G06Q20/401

    Abstract: In order to facilitate conducting a financial transaction via wireless communication between an electronic device (such as a smartphone) and another electronic device (such as another smartphone), a secure element in the electronic device may generate, using an encryption key associated with the secure element, a signed blob based on a transaction amount and a merchant identifier. Then, the electronic device communicates connection information between the electronic device and the other electronic device. Moreover, the electronic device may establish a connection between the electronic device and the other electronic device based on the connection information, and may concurrently provide the signed blob to the other electronic device. After receiving a signed transaction blob from the other electronic device using the connection (which includes information needed to conduct the financial transaction), the electronic device provides the information to a server to conduct the financial transaction.

    Abstract translation: 为了便于通过电子设备（例如智能电话）和另一电子设备（例如，智能电话机）之间的无线通信进行金融交易，电子设备中的安全元件可以使用与安全性相关联的加密密钥来生成 元素，基于交易金额的签署的博彩和商家标识符。 然后，电子设备在电子设备和其他电子设备之间传送连接信息。 此外，电子设备可以基于连接信息建立电子设备和另一电子设备之间的连接，并且可以向其他电子设备同时提供带符号的布点。 在使用连接（其包括进行金融交易所需的信息）从其他电子设备接收到签名的交易Blob之后，电子设备将信息提供给服务器进行金融交易。

    Methods and apparatus to support GlobalPlatform™ usage on an embedded UICC (eUICC)
    18.
    发明授权
    Methods and apparatus to support GlobalPlatform™ usage on an embedded UICC (eUICC) 有权

    公开(公告)号：US10015165B2

    公开(公告)日：2018-07-03

    申请号：US15384145

    申请日：2016-12-19

    Applicant: Apple Inc.

    Inventor： Mehdi Ziat

    IPC: H04L29/06 ,  H04W8/18 ,  H04W4/00 ,  H04W12/08 ,  H04W12/06 ,  H04B1/3816

    CPC classification number: H04L63/0853 ,  H04B1/3816 ,  H04L63/06 ,  H04W4/50 ,  H04W4/60 ,  H04W8/183 ,  H04W12/06 ,  H04W12/08 ,  H04W12/0806

    Abstract: Disclosed herein is a technique for managing one or more electronic Subscriber Identity Modules (eSIMs) on an embedded UICC (eUICC). In particular, the technique involves leveraging the GlobalPlatform™ Specification and/or other telecommunication standards to support the eSIMs on the eUICC. Each eUICC can include an Issuer Security Domain (ISD) owned by a device manufacturer and an eSIM manager that manages the plurality of eSIMs on the eUICC. Notably, binaries of one or more applications shared between different eSIMs can be standardized and stored in a manner that enables each eSIM to utilize the one or more applications (via the eSIM manager) without needing to individually store the binaries. Using this approach, the overall size and complexity of each eSIM can be reduced, which can increase the amount of available memory within the eUICC as well as the overall performance of the eUICC.

    System and method for policy control functions management mechanism
    19.
    发明授权
    System and method for policy control functions management mechanism 有权

    公开(公告)号：US09763081B2

    公开(公告)日：2017-09-12

    申请号：US14549088

    申请日：2014-11-20

    Applicant: APPLE INC.

    Inventor： Mehdi Ziat ,  Christopher Sharp ,  Kevin P. McLaughlin ,  Li Li ,  Jerrold V. Hauck ,  Yousuf H. Vaid

    IPC: H04W4/00 ,  H04W8/22 ,  G06F9/445 ,  G06F9/50

    CPC classification number: H04W8/22 ,  G06F9/44505 ,  G06F9/5011

    Abstract: Systems and methods for validating and applying modifications to a policy control function (PCF) of a station. The methods include generating a PCF package including a modification to a PCF, and determining whether the PCF package is to be transmitted to the station by a first or second entity. The methods further include when the PCF package is to be transmitted by the first entity, including a first signature of the first entity in a deliverer field of the PCF package, and when the PCF package is to be transmitted by the second entity, including the first signature in an owner field and a second signature of the second entity in the deliverer field. The methods further include receiving the PCF package from the first or second entity, determining whether the PCF package is valid, and applying the modification to the PCF when it is determined the PCF package is valid.

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