中科微点-全球专利检索

  1. Login
  2. Sign Up

Search Results

35 records (took 0.028 seconds)

    PROVISIONING AND AUTHENTICATING CREDENTIALS ON AN ELECTRONIC DEVICE
    4.
    发明申请
    PROVISIONING AND AUTHENTICATING CREDENTIALS ON AN ELECTRONIC DEVICE 审中-公开
    在电子设备上提供和认证证书

    公开(公告)号：US20150161587A1

    公开(公告)日：2015-06-11

    申请号：US14475260

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  Joakim Linde ,  Zachary A. Rosen ,  Timothy S. Hurley

    IPC: G06Q20/32 ,  G06Q20/40

    CPC classification number: G06Q20/3226 ,  G06Q20/02 ,  G06Q20/20 ,  G06Q20/3223 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/385 ,  G06Q20/40

    Abstract: Systems, methods, and computer-readable media for provisioning and/or authenticating credentials are provided. In one example embodiment, a financial institution system may be in communication with an electronic device and a merchant subsystem. The financial institution system may be configured to, inter alia, create a link between an actual commerce credential and a virtual commerce credential, provision the virtual commerce credential on the electronic device, after the virtual commerce credential is provisioned on the electronic device, receive a transaction request from the merchant subsystem, identify the virtual commerce credential from the received transaction request, and, in response to the identification of the virtual commerce credential, determine if the link between the actual commerce credential and the virtual commerce credential is authenticated for use in a financial transaction. Additional embodiments are also provided.

    Abstract translation: 提供用于供应和/或验证凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，金融机构系统可以与电子设备和商务子系统通信。 金融机构系统可以被配置为除了在电子设备上提供虚拟商业凭证之后，在实际的商业凭证和虚拟商业凭证之间建立链接，在电子设备上提供虚拟商业凭证， 来自商务子系统的交易请求，从接收的交易请求中识别虚拟商业凭证，并且响应于虚拟商业凭证的识别，确定实际商业凭证与虚拟商业凭证之间的链接是否被认证用于 金融交易。 还提供了另外的实施例。

    SECURE PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE
    5.
    发明申请
    SECURE PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE 审中-公开
    在电子设备上安全提供证书

    公开(公告)号：US20150058191A1

    公开(公告)日：2015-02-26

    申请号：US14092205

    申请日：2013-11-27

    Applicant: Apple Inc.

    Inventor： Ahmer A. Khan ,  David T. Haggerty ,  George R. Dicker ,  Jerrold V. Hauck ,  Joakim Linde ,  Mitchell D. Adler ,  Zachary A. Rosen ,  Yousuf H. Vaid ,  Christopher Sharp

    IPC: G06Q20/42 ,  G06Q20/40

    CPC classification number: G06Q20/42 ,  G06F21/35 ,  G06Q20/32 ,  G06Q20/3226 ,  G06Q20/40 ,  G06Q20/4016

    Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided.

    Abstract translation: 提供了用于在电子设备上提供凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，安全平台系统可以与电子设备和金融机构子系统通信。 安全平台系统可以被配置为特别地从电子设备接收用户帐户信息，使用接收到的用户帐户信息向商业实体验证用户帐户，检测与经认证的用户帐户相关联的商业凭证，运行商业广告 实体欺诈检查检测到的商业凭证，委托金融机构子系统根据商业实体欺诈检查的结果对检测到的商业凭证进行金融实体欺诈检查，并促进在电子设备上提供检测到的商业凭证 关于金融实体欺诈检查的结果。 还提供了另外的实施例。

    Value added services polling
    6.
    发明授权
    Value added services polling 有权

    公开(公告)号：US12223495B2

    公开(公告)日：2025-02-11

    申请号：US17806466

    申请日：2022-06-10

    Applicant: Apple Inc.

    Inventor： Ahmer Ali Khan ,  Brian J. Tucker ,  Ho Cheung Chung ,  Joakim Linde ,  Zachary A. Rosen ,  Gordon Y. Scott

    IPC: G06Q30/00 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q30/0226

    Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for transmitting, as part of a polling loop, a value added services (VAS) command that includes capability data corresponding to a payment terminal. For example, the payment terminal can transmit a VAS command that advertises the payment terminal's capabilities as part of a polling loop. The payment terminal can listen for a response to the VAS command and, after receiving a response, the payment terminal may initiate a VAS protocol. The VAS command can also specify a mode in which the payment terminal is operating, such as a payment-only mode, a VAS mode, a payment-plus-VAS mode, etc.

    Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device
    9.
    发明申请
    Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device 有权

    公开(公告)号：US20210241268A1

    公开(公告)日：2021-08-05

    申请号：US17238805

    申请日：2021-04-23

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  George R. Dicker ,  Glen W. Steele ,  Morgan J. Grainger ,  Zachary A. Rosen

    IPC: G06Q20/38 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/12

    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.

    USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION
    10.
    发明申请
    USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION 审中-公开

    公开(公告)号：US20200042970A1

    公开(公告)日：2020-02-06

    申请号：US16600289

    申请日：2019-10-11

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  Zachary A. Rosen ,  Morgan J. Grainger

    IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/40 ,  G07F7/08 ,  G06K7/10

    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).

Patent Agency Ranking