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公开(公告)号：US20240020370A1
公开(公告)日：2024-01-18
申请号：US18373230
申请日：2023-09-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Sai Kishan Alapati , Jeffrey Brian Bashore , Michael Joseph Carroll , Brian H. Corr , Andrew DongHo Kim, JR. , Holly J. Martinez , Aron Megyeri , Ronnie Joe Morris, JR. , Elliot Piatetsky , Jennifer Quillen , Tracy R. Regehr , Dharmender Kumar Satija , Craig Douglas Widmann
IPC: G06F21/32 , H04L9/40 , G06V10/147 , G06V40/16 , H04N23/90
CPC classification number: G06F21/32 , H04L63/0861 , G06V10/147 , G06V40/168 , G06V40/172 , H04N23/90 , G06F2221/2111
Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
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公开(公告)号：US10733293B2
公开(公告)日：2020-08-04
申请号：US16774430
申请日：2020-01-28
Applicant: Bank of America Corporation
Inventor： Scott Anderson Sims , Kolt Arthur Bell , Michael Joseph Carroll , Elliot Piatetsky , Stephen M. Schneeweis , Craig D. Widmann , Dharmender Kumar Satija , Sai Kishan Alapati
Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.
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公开(公告)号：US20190130098A1
公开(公告)日：2019-05-02
申请号：US15798159
申请日：2017-10-30
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Kolt Arthur Bell , Michael Joseph Carroll , Elliot Piatetsky , Stephen M. Schneeweis , Craig D. Widmann , Dharmender Kumar Satija , Sai Kishan Alapati
Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.
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Patent Agency Ranking
公开(公告)号：US20240215028A1
公开(公告)日：2024-06-27
申请号：US18600735
申请日：2024-03-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Naoll Addisu Merdassa , Lalit Dhawan , Robert Nyeland Huggins , Pratap Dande , Michael Joseph Carroll , Brandon Sloane , Vijaya L. Vemireddy
IPC: H04W72/20 , H04W12/08 , H04W72/51 , H04W72/563
CPC classification number: H04W72/20 , H04W12/08 , H04W72/51 , H04W72/563
Abstract: Embodiments of the present invention provide a secure edge device for contactless resource distribution and resource crediting from an automobile. In this way, the edge device may be affixed to or embedded within the side or the mirror of an automobile and be able to communicate with a third party device using near field communication. Upon authentication of a user, the edge device may communicate with the third party to transmit and present data about the resource distribution to the automobile display. The system allows for the user to select the resource distribution via the automobile display and provide a completion of resource distributions.
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公开(公告)号：US20220286476A1
公开(公告)日：2022-09-08
申请号：US17191377
申请日：2021-03-03
Applicant: BANK OF AMERICA CORPORATION
Inventor： Michael Joseph Carroll , Jeffrey Brian Bashore , Joel Filliben , Andrew DongHo Kim , Akhilendra Reddy Kotha , Pavan Kumar Reddy Kotlo , Ronnie Joe Morris, JR. , Dharmender Kumar Satija , Michael Shih , Scott Anderson Sims , Craig D. Widmann
IPC: H04L29/06
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.
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公开(公告)号：US10721246B2
公开(公告)日：2020-07-21
申请号：US15798155
申请日：2017-10-30
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Kolt Arthur Bell , Michael Joseph Carroll , Andrew Dongho Kim , Elliot Piatetsky , Stephen M. Schneeweis , Michael E. Toth , Craig D. Widmann , Dharmender Kumar Satija , Sai Kishan Alapati , Hitesh J. Shah
IPC: H04L29/06
Abstract: Systems, computer program products, and methods are described herein for the creation of an exposure identification and distribution system for across silo channel integration. In this way, the system allows team integration of data across rails and silos for exposure identification. As such, the system generates a centralized repository for data and a communication linkage across the various systems used for identifying exposure and manipulated for linkage via a specific taxonomy overlay. Furthermore the system also includes logic that, when identification of a potential exposure indicate occurs, the system may communicate via distribution over the rails for integration and sharing for cross entity exposure identification.
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公开(公告)号：US20200159919A1
公开(公告)日：2020-05-21
申请号：US16774430
申请日：2020-01-28
Applicant: Bank of America Corporation
Inventor： Scott Anderson Sims , Kolt Arthur Bell , Michael Joseph Carroll , Elliot Piatetsky , Stephen M. Schneeweis , Craig D. Widmann , Dharmender Kumar Satija , Sai Kishan Alapati
Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.
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公开(公告)号：US20190132336A1
公开(公告)日：2019-05-02
申请号：US15798155
申请日：2017-10-30
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Kolt Arthur Bell , Michael Joseph Carroll , Andrew DongHo Kim , Elliot Piatetsky , Stephen M. Schneeweis , Michael E. Toth , Craig D. Widmann , Dharmender Kumar Satija , Sai Kishan Alapati , Hitesh J. Shah
IPC: H04L29/06
CPC classification number: H04L63/1416 , H04L63/1425 , H04L63/1441
Abstract: Systems, computer program products, and methods are described herein for the creation of an exposure identification and distribution system for across silo channel integration. In this way, the system allows team integration of data across rails and silos for exposure identification. As such, the system generates a centralized repository for data and a communication linkage across the various systems used for identifying exposure and manipulated for linkage via a specific taxonomy overlay. Furthermore the system also includes logic that, when identification of a potential exposure indicate occurs, the system may communicate via distribution over the rails for integration and sharing for cross entity exposure identification.
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