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    SYSTEM AND METHOD PROVIDING A DATA PROCESSING CHANNEL FOR ALTERNATIVE RESOURCE USAGE
    11.
    发明公开
    SYSTEM AND METHOD PROVIDING A DATA PROCESSING CHANNEL FOR ALTERNATIVE RESOURCE USAGE 审中-公开

    公开(公告)号：US20230214813A1

    公开(公告)日：2023-07-06

    申请号：US17568116

    申请日：2022-01-04

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison ,  Ann Ta ,  Martha Sain McClellan

    IPC: G06Q20/22 ,  G06Q40/00

    CPC classification number: G06Q20/227 ,  G06Q40/12

    Abstract: Systems, methods, and computer program products are provided for providing data processing channels for alternative resource usage. The method includes determining a vendor data channel from potential vendor data channel(s) for processing a resource transfer with a user. The method also includes determining a vendor data channel resource value for the potential vendor data channel(s). The vendor data channel resource value is higher for a potential vendor data channel corresponding to a secondary vendor than one corresponding to the primary vendor. The method further includes adjusting a resource transfer value corresponding to the resource transfer based on the vendor data channel resource value. The method still further includes causing an execution of the resource transfer with the determined vendor data channel based on the adjusted resource transfer value in response to determining the vendor resource value is adequate to cover the adjusted resource transfer value.

    System for selective event-based document scanning and captured image storage
    12.
    发明授权
    System for selective event-based document scanning and captured image storage 有权

    公开(公告)号：US11297191B2

    公开(公告)日：2022-04-05

    申请号：US16577145

    申请日：2019-09-20

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison ,  Matthew Edward Williams

    IPC: H04N1/00 ,  G07F19/00

    Abstract: A system for selective document scanning and storage is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; and a processing device, wherein the processing device is configured to execute the computer-readable program code to: receive a document via a user device comprising an image capturing device configured to capture an image of the document; determine an error with the document; in response to determining the error with the document, trigger transmission of a signal to the image capture device; and modify a document image capture based on receiving the signal at the image capture device.

    SYSTEM FOR OBFUSCATION OF NETWORK IDENTITY TO PREVENT DATA EXFILTRATION
    15.
    发明公开
    SYSTEM FOR OBFUSCATION OF NETWORK IDENTITY TO PREVENT DATA EXFILTRATION 审中-公开

    公开(公告)号：US20240013197A1

    公开(公告)日：2024-01-11

    申请号：US17859585

    申请日：2022-07-07

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison ,  Matthew Edward Williams

    IPC: G06Q20/36 ,  H04L9/40 ,  G06Q20/40

    CPC classification number: G06Q20/363 ,  H04L63/0407 ,  G06Q20/401 ,  G06Q2220/00

    Abstract: Systems, computer program products, and methods are described herein for obfuscation of network identity to prevent data exfiltration. The present invention is configured to receive, from an external device, a first instance of transfer of resources to a user; store the resources in a cryptographic digital wallet associated with the user; record the first instance of the transfer of the resources in a first distributed ledger; automatically transfer the resources from the cryptographic digital wallet to a resource repository associated with the user; record the transfer of the resources from the cryptographic digital wallet to the resource repository in the first distributed ledger; electronically receive, from a user input device, a first instance of distribution of a first portion of the resources from the resource repository to an end-point device; and record the first instance of distribution of the first portion of the resources in a second distributed ledger.

    System for triggering resource channel mapping for dynamic authentication
    17.
    发明授权
    System for triggering resource channel mapping for dynamic authentication 有权

    公开(公告)号：US11689617B1

    公开(公告)日：2023-06-27

    申请号：US17569568

    申请日：2022-01-06

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison

    IPC: H04L12/00 ,  H04L67/1074 ,  G06Q20/40 ,  H04L9/40

    CPC classification number: H04L67/1076 ,  G06Q20/401 ,  H04L63/10 ,  H04L67/1078

    Abstract: Systems, computer program products, and methods are described herein for triggering resource channel mapping for dynamic authentication. The present invention is configured to receive, from a user input device, a request from a user to access resources via a first resource channel; retrieve information associated with the user; query a resource channel repository using the information associated with the user; retrieve, from the resource channel repository, information associated with a second resource channel based on at least the query, wherein the second resource channel is associated with the user; in response, automatically trigger a resource channel mapping engine; map, using the resource channel mapping engine, the second resource channel and the first resource channel; and in response, authorize the request to access the resources via the first resource channel.

    REAL-TIME PAPER RESOURCE DISTRIBUTION RESTORER SYSTEM
    18.
    发明申请
    REAL-TIME PAPER RESOURCE DISTRIBUTION RESTORER SYSTEM 有权

    公开(公告)号：US20210090043A1

    公开(公告)日：2021-03-25

    申请号：US16577141

    申请日：2019-09-20

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison ,  Matthew Edward Williams

    IPC: G06Q20/10 ,  G06F21/31 ,  G06Q20/04 ,  G06K9/00

    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for terminal based real-time resource deposition processing. In this way, a hold recommendation screen may be presented on a terminal upon identification of a potential hold on one or more physical resource distribution document depositions. The screen may transmit information regarding the hold to the user based on real-time decisioning at the terminal. The user able to reverse the recommendation and cancel a specific resource distribution document deposition within a group of resource distribution documents based on the processing hold indication.

    Transaction storing and forwarding
    20.
    发明授权
    Transaction storing and forwarding 有权
    事务存储转发

    公开(公告)号：US09547848B2

    公开(公告)日：2017-01-17

    申请号：US14747109

    申请日：2015-06-23

    Applicant: Bank of America Corporation

    Inventor： Amy Baker Folk ,  William Thomas Sanders ,  Daniel Christopher Bohen ,  Paul Martin Mattison ,  Shane Anthony Johnson ,  Sandra Ruth Maas ,  Kristen Ellen Asplund ,  Edward Christopher Mackey ,  Shelaine Marie Monkiewicz

    IPC: G07F19/00 ,  G06Q20/10

    CPC classification number: G06Q20/10 ,  G07F19/20 ,  G07F19/202 ,  G07F19/203

    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.

    Abstract translation: 在现金处理设备与金融机构之间的通信丢失之后，交易可能会继续被处理。 在一个配置中，可以处理事务直到预定义的事务限制。 交易限额可以通过交易数量，处理或要处理的美元数量，时间量和/或其组合来定义。 另外或替代地，交易限制可以特定于一种或多种类型的交易。 交易数据可以存储在存储器中，直到通信重新建立为止，此时数据可以被传送到金融机构进行处理。

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