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公开(公告)号：US11861645B2
公开(公告)日：2024-01-02
申请号：US17377181
申请日：2021-07-15
发明人： Sophie Bermudez , Salik Shah , Latika Gulati
IPC分类号： G06Q30/00 , G06Q30/0207 , G06Q20/40 , G06Q20/20 , G06Q20/42 , G06Q20/34 , G06N20/00 , G06Q30/0251 , G06V10/764 , G06V10/44 , G06V40/16 , G06V40/10
CPC分类号： G06Q30/0224 , G06N20/00 , G06Q20/204 , G06Q20/352 , G06Q20/40145 , G06Q20/42 , G06Q30/0255 , G06V10/454 , G06V10/764 , G06V40/174 , G06V40/10 , G06V40/15
摘要： Various embodiments are generally directed to method and devices to receive biometric data and transaction data relating to a transaction, apply a model to the biometric data and the transaction data to determine an emotional state of the user during the transaction, and determine an action associated for the transaction based on the emotional state of the user during the performance of the transaction. Embodiments further include causing performance of the action.
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12.发明授权公开(公告)号：US11694183B2
公开(公告)日：2023-07-04
申请号：US16847882
申请日：2020-04-14
发明人： Salik Shah , Sophie Bermudez
CPC分类号： G06Q20/325 , G06F40/30 , G06N20/00 , G06Q20/405
摘要： Systems and methods for artificial intelligence (AI)-based systems and methods for conditional electronic processing are provided. An example method includes receiving real time data from one or more data sources associated with one or more connected smart devices; continuously evaluating the real time data to determine whether the one or more transaction conditions is met; upon determining that the one or more transaction conditions has been met, utilizing prioritized parameters to determine to which users an alert of a transaction request is broadcast; broadcasting the alert of the transaction request via a user application; transmitting, via a push notification gateway, a push notification to the user application on a user device; and establishing, via a network, a secure connection between the user device and an AI engine for executing the transaction request.
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公开(公告)号：US11563583B2
公开(公告)日：2023-01-24
申请号：US17680080
申请日：2022-02-24
发明人： Kaitlin Newman , Kimberly Haynes , Charles Nathan Crank , Andrew Cogswell , Colin Hart , Jeffrey Rule , Lara Mossler , Latika Gulati , Abdelkader Benkreira , Sarah Jane Cunningham , Sophie Bermudez , Michael Mossoba , Wayne Lutz
摘要： Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
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公开(公告)号：US20220005096A1
公开(公告)日：2022-01-06
申请号：US17447949
申请日：2021-09-17
摘要： A computing resource of a cloud computing environment receives, from customers in a customer population, requests to enroll in group-based subscriptions provided by third-party providers. The requests include customer preferences associated with the customers. The computing resource determines customer account attributes for customer accounts, and determines, using a customer matching model, scores for the customers based on the customer preferences and the customer account attributes. The scores predict a successful matching among the customers in the customer population. The computing resource assigns a first subset of the customers in the customer population to a first group of customers based on the scores, enrolls the first group of customers in a first account for a first group-based subscription provided by a first third-party provider, and allocates a payment for the first group-based subscription among a first group of customer accounts associated with customers in the first group of customers.
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公开(公告)号：US20210314317A1
公开(公告)日：2021-10-07
申请号：US17304423
申请日：2021-06-21
发明人： Sophie Bermudez , Salik Shah
IPC分类号： H04L29/06 , G06Q40/02 , G06F9/54 , G06F16/9535
摘要： Embodiments disclosed herein generally related to a system and method of authenticating a user with a third party server. In one embodiment, a method is disclosed herein. A computing system receives, from a remote client device of the user, a token. The token includes personal identification information and a digitized file of a biometric captured by a biometric scanner. The computing system identifies via the personal identification information that the user has a user account. The computing system queries a database with the personal identification information and the digitized file to determine whether the biometric matches a stored biometric in the user account. Upon determining that the biometric matches the stored biometric, the computing system generates a message to be transmitted to the third party server that authenticates the user. The computing system transmits the message to the third party server.
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公开(公告)号：US11113693B2
公开(公告)日：2021-09-07
申请号：US16860095
申请日：2020-04-28
发明人： Sophie Bermudez , Alexandra Colevas , Sarah Cunningham , Michael Saia , Kaylyn Gibilterra , Salik Shah
IPC分类号： G06Q20/10 , G06Q20/40 , G06F16/22 , G06F16/2457
摘要： A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
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公开(公告)号：US10984495B2
公开(公告)日：2021-04-20
申请号：US16387048
申请日：2019-04-17
发明人： Alexandra Colevas , Sophie Bermudez , Kaylyn Gibilterra , Sarah J. Cunningham , Salik Shah , Michael Saia
摘要： A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications. The platform provides the information identifying the potential modifications.
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公开(公告)号：US10664842B1
公开(公告)日：2020-05-26
申请号：US16199502
申请日：2018-11-26
发明人： Sophie Bermudez , Alexandra Colevas , Sarah Cunningham , Michael Saia , Kaylyn Gibilterra , Salik Shah
IPC分类号： G06Q20/00 , G06Q20/40 , G06F16/2457 , G06Q20/10 , G06F16/22
摘要： A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
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公开(公告)号：US10290002B1
公开(公告)日：2019-05-14
申请号：US16040152
申请日：2018-07-19
摘要： A device may obtain historical refund data, the historical refund data including at least one of: merchant refund time data, shipping time data, or user account refund time data. The device may generate, based on the historical refund data, a refund model, the refund model being trained to receive, as input, at least one of: merchant data identifying a merchant, shipping data identifying a shipping entity, or account data identifying a user account entity. The device may receive return data indicating that a user account is to be credited, the return data including the merchant data. The device may determine a predicted refund time based on the return data and the refund model, and perform an action based on the predicted refund time.
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公开(公告)号：US12125027B2
公开(公告)日：2024-10-22
申请号：US17488012
申请日：2021-09-28
发明人： Kaitlin Newman , Kimberly Haynes , Charles Nathan Crank , Andrew Cogswell , Colin Hart , Jeffrey Rule , Lara Mossler , Latika Gulati , Abdelkader Benkreira , Sarah Jane Cunningham , Sophie Bermudez , Michael Mossoba , Wayne Lutz
CPC分类号： G06Q20/3829 , G06Q20/352 , G06Q20/38215 , H04L9/0838 , H04L9/0866 , H04L2209/56
摘要： Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
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