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    Secure authorization of contactless transaction
    11.
    发明授权
    Secure authorization of contactless transaction 有权

    公开(公告)号：US10748129B2

    公开(公告)日：2020-08-18

    申请号：US15925178

    申请日：2018-03-19

    Applicant: First Data Corporation

    Inventor： Christopher L. Toomer ,  Steven E. Arthur

    IPC: G06Q20/00 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/34 ,  G06Q20/40

    Abstract: Methods, systems, and machine-readable media are disclosed for securely authorizing a financial transaction utilizing an electronic payment credential. According to one embodiment, a method of authorizing a financial transaction utilizing an electronic payment credential can comprise maintaining information identifying an account associated with the electronic payment credential. The information can also identify one or more electronic devices authorized to use the electronic payment credential. A request to authorize the transaction can be received. The request can include information identifying an electronic device presenting the payment credential. The transaction can be authorized based at least in part on the information identifying the account. Authorizing can comprise determining the electronic device presenting the payment credential is one of the electronic devices authorized to use the electronic payment credential.

    System for activation of multiple cards
    13.
    发明授权
    System for activation of multiple cards 有权
    启用多张卡的系统

    公开(公告)号：US09152954B2

    公开(公告)日：2015-10-06

    申请号：US14086761

    申请日：2013-11-21

    Applicant: First Data Corporation

    Inventor： Steven E. Arthur

    IPC: G06Q20/00 ,  G06Q20/20 ,  G06Q30/02

    CPC classification number: G06Q20/20 ,  G06Q20/204 ,  G06Q20/354 ,  G06Q30/02

    Abstract: According to one embodiment of the invention, a system is provided for activating a plurality of cards. An activation indicator can be provided to an activation system to process the activation of the plurality of cards. If approved, the activation system transmits a message to the POS device indicating the activation.

    Abstract translation: 根据本发明的一个实施例，提供一种用于激活多个卡的系统。 可以向激活系统提供激活指示符以处理多个卡的激活。 如果被批准，则激活系统向POS设备发送指示激活的消息。

    SYSTEM FOR ACTIVATION OF MULTIPLE CARDS
    14.
    发明申请
    SYSTEM FOR ACTIVATION OF MULTIPLE CARDS 有权
    多张卡的启动系统

    公开(公告)号：US20130179280A1

    公开(公告)日：2013-07-11

    申请号：US13749335

    申请日：2013-01-24

    Applicant: First Data Corporation

    Inventor： Steven E. Arthur

    IPC: G06Q20/20

    CPC classification number: G06Q20/20 ,  G06Q20/204 ,  G06Q20/354 ,  G06Q30/02

    Abstract: According to one embodiment of the invention, a system is provided for activating a plurality of cards. A first card number and a total number of cards can be provided to an activation system to process the activation of the plurality of cards.

    Abstract translation: 根据本发明的一个实施例，提供一种用于激活多个卡的系统。 可以向激活系统提供第一卡号和总卡数以处理多个卡的激活。

    Mobile communication systems and methods for redeeming and reporting coupons
    16.
    发明授权
    Mobile communication systems and methods for redeeming and reporting coupons 有权

    公开(公告)号：US11295289B2

    公开(公告)日：2022-04-05

    申请号：US16533416

    申请日：2019-08-06

    Applicant: First Data Corporation

    Inventor： Douglas Byerley ,  John Cawthorne ,  Sunil Dewan ,  Daniel Skowronek ,  Steven E. Arthur ,  Christopher L. Toomer

    IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q30/02 ,  G07F17/42 ,  G06Q30/06

    Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.

    MARKETING MESSAGES IN MOBILE COMMERCE
    17.
    发明申请
    MARKETING MESSAGES IN MOBILE COMMERCE 审中-公开

    公开(公告)号：US20200226568A1

    公开(公告)日：2020-07-16

    申请号：US16829592

    申请日：2020-03-25

    Applicant: First Data Corporation

    Inventor： Steven E. Arthur ,  Christopher L. Toomer ,  Sarah Owen ,  Theodore VanDeburg

    IPC: G06Q20/20 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q30/02 ,  G07F17/16

    Abstract: A computer-implemented method of conducting wireless transaction includes receiving, using an antenna of a point of sale device, one or more electromagnetic signals from a mobile device of a customer. The electromagnetic signals are interpreted using a communications module of the point of sale device to determine information related to a financial account of the customer. Using a network interface of the point of sale device, a connection with an acquirer system is initiated. Using the network interface a packet of data including an authorization request is transmitted over the connection to the acquirer system. The packet of data includes the information related to the financial account, a merchant identifier, a date, and a transaction amount. An authorization code is received from the acquirer system using the network interface. An electronic receipt is transmitted to the mobile device using the network interface.

    MOBILE-TO-MOBILE DEVICE INTERACTIONS
    18.
    发明申请
    MOBILE-TO-MOBILE DEVICE INTERACTIONS 审中-公开

    公开(公告)号：US20190188678A1

    公开(公告)日：2019-06-20

    申请号：US16284736

    申请日：2019-02-25

    Applicant: First Data Corporation

    Inventor： Steven E. Arthur ,  Christopher L. Toomer ,  Sarah Owen ,  Theodore VanDeburg

    IPC: G06Q20/32

    CPC classification number: G06Q20/322 ,  G06Q20/32

    Abstract: Methods, systems, and machine-readable media are disclosed for registering a mobile device for use in a mobile commerce system. According to one embodiment, a method of registering a mobile device for use in a mobile commerce system can comprise receiving at a service provider system a registration request from a user of the mobile device. A determination can be made with the service provider system whether to allow registration of the mobile device. In response to determining to allow registration of the mobile device, the registration request can be sent from the service provider system to an acquirer system.

    Mobile commercial systems and methods
    19.
    发明授权
    Mobile commercial systems and methods 有权

    公开(公告)号：US10242326B2

    公开(公告)日：2019-03-26

    申请号：US14052397

    申请日：2013-10-11

    Applicant: First Data Corporation

    Inventor： Steven E. Arthur ,  Christopher L. Toomer ,  Sarah Owen ,  Theodore VanDeburg

    IPC: G06Q20/10 ,  G06Q10/00 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/36 ,  H04L29/06 ,  H04W12/08

    Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a method of providing a plurality of mobile commerce functions can comprise receiving a communication related to a function of a mobile wallet application of a mobile device. One or more of a plurality of acquirer systems for handling of the communication can be identified based on the function of the mobile wallet application to which the communication relates. The communication can be routed to the identified one or more acquirer systems for handling of the communication. In some cases, a reply to the communication can be received from at least one of the identified one or more acquirer systems and the reply can be sent to a recipient.

    SECURE AUTHORIZATION OF CONTACTLESS TRANSACTION
    20.
    发明申请
    SECURE AUTHORIZATION OF CONTACTLESS TRANSACTION 审中-公开

    公开(公告)号：US20180276645A1

    公开(公告)日：2018-09-27

    申请号：US15925178

    申请日：2018-03-19

    Applicant: First Data Corporation

    Inventor： Christopher L. Toomer ,  Steven E. Arthur

    IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q20/34 ,  G06Q20/40

    CPC classification number: G06Q20/32 ,  G06Q20/20 ,  G06Q20/3223 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/40

    Abstract: Methods, systems, and machine-readable media are disclosed for securely authorizing a financial transaction utilizing an electronic payment credential. According to one embodiment, a method of authorizing a financial transaction utilizing an electronic payment credential can comprise maintaining information identifying an account associated with the electronic payment credential. The information can also identify one or more electronic devices authorized to use the electronic payment credential. A request to authorize the transaction can be received. The request can include information identifying an electronic device presenting the payment credential. The transaction can be authorized based at least in part on the information identifying the account. Authorizing can comprise determining the electronic device presenting the payment credential is one of the electronic devices authorized to use the electronic payment credential.

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