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公开(公告)号：US20070083466A1
公开(公告)日：2007-04-12
申请号：US11534530
申请日：2006-09-22
申请人： Donald Crowell , Kenneth Algiene
发明人： Donald Crowell , Kenneth Algiene
IPC分类号： G06Q40/00
CPC分类号： H04L12/5601 , G06Q20/1085
摘要： Systems, methods, and software are described for facilitating contact with an emergency services provider from an ATM. An ATM network host computer system may receive a first communications signal from the ATM, comprising a request for emergency services. The ATM network host may determine at least one financial account associated with the user. The ATM network Host may then transmit a second communications signal directed at the financial institution to freeze the user's account.
摘要翻译： 描述了系统，方法和软件，以便于从ATM接收紧急服务提供商。 ATM网络主机系统可以从ATM接收第一通信信号，包括对紧急服务的请求。 ATM网络主机可以确定与用户相关联的至少一个金融账户。 然后，ATM网络主机可以发送指向金融机构的第二通信信号来冻结用户的账户。
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公开(公告)号：US07083081B2
公开(公告)日：2006-08-01
申请号：US10267180
申请日：2002-10-08
IPC分类号： G06F17/00
CPC分类号： G07F7/08 , G06Q20/045 , G06Q20/342 , G07F7/025 , G07F7/12 , G07F7/122 , G07F17/42
摘要： A method for issuing tickets proceeds by selecting an inactive ticket that includes an identifier. Payment is provided for the ticket, and the identifier and a payment amount is entered into a payment processing device. The identifier is transmitted to a host computer system having a record of the identifier and a status of the ticket. The status of the ticket is then changed to an active status in the host computer system.
摘要翻译： 通过选择包括标识符的不活动票据来发行票据的方法。 提供票据的支付，并且将标识符和支付金额输入到支付处理装置中。 该标识符被发送到具有标识符的记录和故障单的状态的主计算机系统。 然后，票据的状态在主机系统中更改为活动状态。
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公开(公告)号：US20050205663A1
公开(公告)日：2005-09-22
申请号：US10803814
申请日：2004-03-17
申请人： Kenneth Algiene
发明人： Kenneth Algiene
CPC分类号： G06Q20/403 , G07F7/08
摘要： A system and method for displaying a presentation instrument such as a gift card, and for establishing and maintaining an account associated with the gift card. The gift card is packaged with a card carrier for display at a retail establishment, with both the card and the card carrier each having an account identifying element, such as a magnetic stripe or bar code. The identifying element on the card may be electronically read in order to conduct transactions against the account. The identifying element on the card carrier may be electronically read to activate the account, but not conduct transactions, thereby reducing the opportunity for fraudulent transactions against the account.
摘要翻译： 一种用于显示诸如礼品卡的呈现工具，以及用于建立和维护与礼品卡相关联的帐户的系统和方法。 礼品卡与卡片运营商一起包装，以便在零售店进行展示，卡片和卡片运营商都具有诸如磁条或条形码的帐户识别元件。 可以电子阅读卡上的识别元件，以便针对账户进行交易。 卡片承运人上的识别元件可以电子阅读来激活帐户，但不进行交易，从而减少针对帐户的欺诈交易的机会。
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公开(公告)号：US08799154B2
公开(公告)日：2014-08-05
申请号：US13251531
申请日：2011-10-03
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q10/00 , G06Q20/102 , G06Q40/00 , G06Q40/02 , G07F19/20 , G07F19/203
摘要： Methods and systems are provided for performing a funds transfer. The method may include determining which of a plurality of different funds-transfer companies is able to complete the funds transfer in accordance with defined parameters. The method may also include determining a default service fee charged for the funds transfer by a funds-transfer company of a subset of the plurality of different funds-transfer companies. The method may additionally include transmitting to at least one funds-transfer company of the subset of the plurality of different funds-transfer companies details of the funds transfer, where the details of the funds-transfer comprises the default service fee. The method may furthermore include transmitting an identification of the subset of the plurality of different funds-transfer companies, each of which is capable of completing the funds transfer in accordance with the defined parameters, the subset including at least two of the plurality of different funds-transfer companies.
摘要翻译： 提供方法和系统用于执行资金转帐。 该方法可以包括确定多个不同的资金转移公司中的哪一个能够根据定义的参数来完成资金转移。 该方法还可以包括确定由所述多个不同的资金转移公司的子集的资金转移公司收取资金的默认服务费。 该方法可以另外包括向至少一个资金转移公司传送多个不同的资金转移公司的子集的资金转移的细节，其中资金转移的细节包括默认服务费。 该方法还可以包括传送多个不同的资金转移公司的子集的标识，每个子集能够根据所定义的参数来完成资金转移，所述子集包括多个不同资金中的至少两个 转让公司。
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15.发明申请WIRELESS COMMUNICATION DEVICE ACCOUNT PAYMENT NOTIFICATION SYSTEMS AND METHODS 审中-公开无线通信设备账户支付通知系统和方法公开(公告)号：US20100332383A1
公开(公告)日：2010-12-30
申请号：US12859092
申请日：2010-08-18
IPC分类号： G06Q40/00
CPC分类号： G06Q30/04 , G06Q20/04 , G06Q20/102 , G06Q20/32 , G06Q20/3221 , G06Q40/00
摘要： Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.
摘要翻译： 系统和方法被提供用于通知无线通信设备用户关于帐户支付。 一种方法包括拨打无线通信设备的电话号码，优选地是手机。 然后将包括余额到期的帐户支付相关的通信发送或传送到无线通信设备用户。 可选地，在同一时间或稍后的时间，可以接收到从无线通信设备用户的输入关于应付余额的支付。 这种通知方法可以由主计算机系统执行，该主计算机系统具有何时到期的账号支付记录，并在预定的时间帧内进行拨号和发送。 通常，这样的方法还将包括预先注册或注册无线通信设备用户。
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公开(公告)号：US20070215689A1
公开(公告)日：2007-09-20
申请号：US11684997
申请日：2007-03-12
申请人： Kenneth Algiene
发明人： Kenneth Algiene
IPC分类号： G07F19/00
CPC分类号： G06Q20/367 , G06Q20/06
摘要： Methods and systems are described for transferring funds from a sender to a recipient. Source funds are received from a sender. An amount of recipient funds is determined from a value of the source funds. A transfer identifier associated with the recipient funds is generated and provided to the sender. The transfer identifier is received from the recipient, prompting a transfer in control of the recipient funds to the recipient. At least one of the source funds and the recipient funds are in the form of one or more electronic tokens. Each such electronic token has a currency amount and a digital signature identifying a financial institution that backs the electronic token for the currency amount.
摘要翻译： 描述了将资金从发送方转移到收件人的方法和系统。 来自发件人的资金来源。 收款人资金的数量是根据来源资金的价值确定的。 产生与接收者资金相关联的转移标识符并提供给发送者。 从接收者接收到传送标识符，提示将接收方资金的控制转移给接收者。 至少有一个来源和收款人的资金是一个或多个电子代币的形式。 每个这样的电子令牌具有货币金额和数字签名，标识支持货币金额的电子令牌的金融机构。
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公开(公告)号：US20070081540A1
公开(公告)日：2007-04-12
申请号：US11248919
申请日：2005-10-11
申请人： Donald Crowell , Kenneth Algiene
发明人： Donald Crowell , Kenneth Algiene
IPC分类号： H04L12/56
CPC分类号： H04L12/5601 , G06Q20/1085
摘要： Systems, methods, and software are described for facilitating contact with an emergency services provider from an ATM. An ATM network host computer system may receive a first communications signal from the ATM, comprising a request for emergency services. The ATM network host may determine an emergency services provider providing service to a geographic region which includes the ATM location. The ATM network Host may then transmit a second communications signal directed at the emergency services provider, wherein the second communications signal comprises the request for emergency services and the location of the ATM.
摘要翻译： 描述了系统，方法和软件，以便于从ATM接收紧急服务提供商。 ATM网络主机系统可以从ATM接收第一通信信号，包括对紧急服务的请求。 ATM网络主机可以确定向包括ATM位置的地理区域提供服务的紧急服务提供商。 然后，ATM网络主机可以发送指向紧急服务提供商的第二通信信号，其中第二通信信号包括紧急服务请求和ATM的位置。
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公开(公告)号：US20070043536A1
公开(公告)日：2007-02-22
申请号：US11506212
申请日：2006-08-16
申请人： Mark Tonack , Henry Abelman , Kenneth Algiene
发明人： Mark Tonack , Henry Abelman , Kenneth Algiene
IPC分类号： G06F11/30
CPC分类号： G05B23/0216 , G05B23/0283
摘要： A method for requesting one or more machines to be maintained includes monitoring the machine or machines and detecting when a failure of at least one machine occurs. The method further includes executing a computer program on an electronic terminal associated with the failed machine. The method further includes entering data relating to the condition of the failed machine into the computer program via the electronic terminal and transmitting the data to a database server, thereby initiating a process to alter the condition of the failed machine. In one embodiment of the method, the database server compiles historical data relating to the condition of the one or more machines. The historical information may be used in a predictive maintenance environment to further minimize downtime.
摘要翻译： 一种用于请求维护的一台或多台机器的方法包括监视机器或机器以及何时发生至少一台机器的故障。 该方法还包括在与故障机器相关联的电子终端上执行计算机程序。 该方法还包括通过电子终端将与故障机器的状况有关的数据输入到计算机程序中，并将数据发送到数据库服务器，由此启动改变故障机器状态的过程。 在该方法的一个实施例中，数据库服务器编译与一个或多个机器的状况有关的历史数据。 历史信息可用于预测性维护环境，以进一步最小化停机时间。
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公开(公告)号：US07063255B2
公开(公告)日：2006-06-20
申请号：US10803814
申请日：2004-03-17
申请人： Kenneth Algiene
发明人： Kenneth Algiene
IPC分类号： G06K5/00
CPC分类号： G06Q20/403 , G07F7/08
摘要： A system and method for displaying a presentation instrument such as a gift card, and for establishing and maintaining an account associated with the gift card. The gift card is packaged with a card carrier for display at a retail establishment, with both the card and the card carrier each having an account identifying element, such as a magnetic stripe or bar code. The identifying element on the card may be electronically read in order to conduct transactions against the account. The identifying element on the card carrier may be electronically read to activate the account, but not conduct transactions, thereby reducing the opportunity for fraudulent transactions against the account.
摘要翻译： 一种用于显示诸如礼品卡的呈现工具，以及用于建立和维护与礼品卡相关联的帐户的系统和方法。 礼品卡与卡片运营商一起包装，以便在零售店进行展示，卡片和卡片运营商都具有诸如磁条或条形码的帐户识别元件。 可以电子阅读卡上的识别元件，以便针对账户进行交易。 卡片承运人上的识别元件可以电子阅读来激活帐户，但不进行交易，从而减少针对帐户的欺诈交易的机会。
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公开(公告)号：US20110145079A1
公开(公告)日：2011-06-16
申请号：US13033368
申请日：2011-02-23
CPC分类号： G06Q20/10 , G06Q20/102 , G06Q20/204 , G06Q30/0601 , G06Q30/0641 , G06Q40/04 , G06Q50/12 , H04L65/1069 , H04M2215/2026 , H04M2215/32 , H04W4/24 , H04W48/08
摘要： A method of providing network access includes entering network access information into a merchant device at a merchant location. The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system from the merchant device, receiving a payment from the customer, receiving activation confirmation from the host computer system at the merchant device, and providing a presentation instrument to the customer. The presentation instrument may be used by the customer to obtain network access. The method further includes using the presentation instrument to settle a transaction with the customer for merchandise.
摘要翻译： 提供网络访问的方法包括在商家位置将网络访问信息输入商家设备。 该信息涉及来自客户获得网络访问的请求。 该方法还包括使信息从商家设备发送到主计算机系统，从客户接收付款，从商务设备处的主计算机系统接收激活确认，以及向客户提供呈现工具。 演示文稿可能被客户用来获取网络访问。 该方法还包括使用演示文书来解决与客户的商品的交易。
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