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    ACCOUNTING FOR REGION-SPECIFIC DRIVER PROFILES WHEN CONTROLLING AUTONOMOUS VEHICLES
    12.
    发明申请
    ACCOUNTING FOR REGION-SPECIFIC DRIVER PROFILES WHEN CONTROLLING AUTONOMOUS VEHICLES 有权

    公开(公告)号：US20240391464A1

    公开(公告)日：2024-11-28

    申请号：US17088434

    申请日：2020-11-03

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

    IPC: B60W30/182 ,  G06N20/00 ,  H04W4/44

    Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

    Systems and Methods for Generating a Home Score for a User
    17.
    发明公开
    Systems and Methods for Generating a Home Score for a User 审中-公开

    公开(公告)号：US20230342868A1

    公开(公告)日：2023-10-26

    申请号：US17972261

    申请日：2022-10-24

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Sharon Gibson ,  Nicholas Carmelo Marotta ,  Daniel Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Jason Goldfarb

    IPC: G06Q50/16

    CPC classification number: G06Q50/16

    Abstract: Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving home data for a property; (2) determining, based upon the home data for the property, one or more home score factors, wherein the determining may include: (i) analyzing, using a trained machine learning data evaluation model, the home data for the property to determine home characteristic data for the property, (ii) analyzing, using the trained machine learning data evaluation model, the home data for the property to determine a likelihood of loss associated with the property, and (iii) determining, based upon the home characteristic data for the property and the likelihood of loss associated with the property; and (3) generating, based upon the one or more home score factors, a home score for the property.

    Systems and Methods for Generating a Home Score for a User
    18.
    发明公开
    Systems and Methods for Generating a Home Score for a User 审中-公开

    公开(公告)号：US20230342867A1

    公开(公告)日：2023-10-26

    申请号：US17816379

    申请日：2022-07-29

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Sharon Gibson ,  Nicholas Carmelo Marotta ,  Daniel Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Jason Goldfarb

    IPC: G06Q50/16

    CPC classification number: G06Q50/16

    Abstract: Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving home data for a property; (2) determining, based upon the home data for the property, one or more home score factors, wherein the determining may include: (i) analyzing, using a trained machine learning data evaluation model, the home data for the property to determine home characteristic data for the property, (ii) analyzing, using the trained machine learning data evaluation model, the home data for the property to determine a likelihood of loss associated with the property, and (iii) determining, based upon the home characteristic data for the property and the likelihood of loss associated with the property; and (3) generating, based upon the one or more home score factors, a home score for the property.

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