公开(公告)号：US09002720B2

公开(公告)日：2015-04-07

申请号：US13958550

申请日：2013-08-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： John Adrian Nepomuceno

IPC: G06Q40/00 ,  G09B19/16 ,  G06Q40/08 ,  G09B9/05 ,  G09B19/14 ,  G09B9/02 ,  G09B9/052 ,  G09B9/04

CPC classification number: G09B9/052 ,  A63G31/16 ,  G06Q30/02 ,  G06Q30/0208 ,  G06Q30/0271 ,  G06Q40/08 ,  G06Q50/20 ,  G09B9/02 ,  G09B9/04 ,  G09B9/05 ,  G09B19/14 ,  G09B19/167

Abstract: A method for training vehicle drivers to detect hazards, the method having step that include: visually presenting to a driver a continuous drive through a driving environment comprised of at least two hazard modules, wherein each hazard module presents at least one driving scenario that comprises at least one hazard; recording where within the visual presentation the driver looks to detect hazards during the visual presentation of the continuous drive; and determining the driver's hazard detection proficiency by evaluating whether the driver looked at hazards during the visual presentation of the continuous drive.

Abstract translation: 一种用于训练车辆驾驶员以检测危险的方法，所述方法具有步骤，其包括：通过包括至少两个危险模块的驾驶环境向驾驶员可视地呈现连续驾驶，其中每个危险模块呈现至少一个驾驶场景， 至少一个危害; 记录司机在视觉呈现期间在连续驱动器的视觉呈现期间检测危险的位置; 并通过评估驾驶员在连续驾驶的视觉呈现期间是否看到危险来确定驾驶员的危害检测能力。

公开(公告)号：US20140172468A1

公开(公告)日：2014-06-19

申请号：US13958549

申请日：2013-08-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： John Adrian Nepomuceno

IPC: G06Q40/08

CPC classification number: G09B9/052 ,  A63G31/16 ,  G06Q30/02 ,  G06Q30/0208 ,  G06Q30/0271 ,  G06Q40/08 ,  G06Q50/20 ,  G09B9/02 ,  G09B9/04 ,  G09B9/05 ,  G09B19/14 ,  G09B19/167

Abstract: A method for determining an insurance premium based at least in part of a vehicle driver's proficiency at detecting hazards, having steps including: visually presenting at least one driving module that comprises at least one hazard; recording where within the visual presentation the driver looks to detect hazards during the visual presentation; determining the driver's hazard detection proficiency by evaluating whether the driver looked at hazards during the visual presentation; and calculating an insurance premium based at least in part on the driver's hazard detection proficiency.

Abstract translation: 一种用于至少部分地根据车辆驾驶员检测危险的能力来确定保险费的方法，具有步骤包括：目视地呈现至少一个包括至少一个危险的驾驶模块; 在视觉呈现中记录司机在视觉呈现期间检测危险的位置; 通过评估驾驶员在视觉呈现过程中是否看到危险来确定司机的危害检测能力; 并且至少部分地基于驾驶员的危险检测能力来计算保险费。

公开(公告)号：US10810900B2

公开(公告)日：2020-10-20

申请号：US15443067

申请日：2017-02-27

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： John Adrian Nepomuceno

IPC: G06Q40/08 ,  G09B9/052 ,  G09B9/04 ,  G09B19/14 ,  G09B9/05 ,  G09B19/16 ,  A63G31/16 ,  G06Q30/02 ,  G09B9/02 ,  G06Q50/20

Abstract: A system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, the system comprising: an Internet device that presents to an Internet user a visual presentation of a continuous drive through a driving environment comprising at least two hazard modules, wherein each hazard module presents to the Internet user at least one driving scenario that comprises at least one hazard; an Internet device that records user viewing locations within the visual presentation, the user viewing locations corresponding to locations within the visual presentation that are viewed by the user during the visual presentation of the continuous drive; a computer analytics device comprising an algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, and determines a hazard detection proficiency of the user based at least on the comparison; a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.

公开(公告)号：US10726736B2

公开(公告)日：2020-07-28

申请号：US15461704

申请日：2017-03-17

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： John Adrian Nepomuceno

IPC: G06Q40/00 ,  G09B9/052 ,  G09B9/04 ,  G09B19/14 ,  G06Q40/08 ,  G09B9/05 ,  G09B19/16 ,  A63G31/16 ,  G06Q30/02 ,  G09B9/02 ,  G06Q50/20

Abstract: A method for training drivers to detect hazards is described comprising: presenting on a display a visual presentation of a continuous drive through an environment comprising a hazard module that (a) presents a scenario that comprises at least one hazard, and (b) defines anticipatory viewing locations corresponding to each particular driving situation; detecting user viewing locations within the visual presentation; evaluating the user viewing locations to analyze user anticipation of hazards, including comparing user viewing locations with predefined anticipatory viewing locations corresponding to a driving situation; determining a hazard detection proficiency of the user based upon the analysis of user anticipation of not currently-displayed hazards; documenting locations and driving conditions of actual drives; comparing the determined hazard detection proficiency to the documented locations and driving conditions of actual drives; and using the result to improve a proficiency of the hazard module.

公开(公告)号：US09478150B1

公开(公告)日：2016-10-25

申请号：US15005498

申请日：2016-01-25

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Jibo He ,  John Adrian Nepomuceno ,  Steve Roberson ,  Bryan Allen Plummer ,  Kurtis C. Houdek ,  Neeraj Jain

IPC: G09B9/04 ,  G09B19/16 ,  G09B19/14 ,  B60W40/09 ,  G08G1/01 ,  G07C3/00 ,  G09B9/02

CPC classification number: G09B19/167 ,  A61B5/16 ,  A61B5/18 ,  B60W40/09 ,  B60W2050/0064 ,  B60W2050/0089 ,  G07C3/00 ,  G08G1/0104 ,  G09B5/00 ,  G09B9/02 ,  G09B9/04 ,  G09B9/052 ,  G09B19/14 ,  G09B19/16

Abstract: A method includes, for each of two or more driving sessions in which a student driver operates a vehicle, gathering driving skill data indicative of at least one of behavior of the student driver, acceleration of the vehicle, braking of the vehicle, or steering of the vehicle, and generating a driving session report. The method further includes causing the driving session reports corresponding to the two or more driving sessions to be displayed to a driving instructor, and receiving comments from the driving instructor about the two or more driving sessions of the student driver. Still further, the method includes storing the driving session reports corresponding to the two or more driving sessions along with the received comments from the driving instructor.

Abstract translation: 一种方法包括对于学生驾驶员操作车辆的两个或更多个驾驶会话中的每一个，收集指示学生驾驶员的行为，车辆加速度，车辆制动或车辆的转向中的至少一个的驾驶技能数据 车辆，并产生驾驶会议报告。 所述方法还包括使与所述两个或更多个驾驶会话相对应的驾驶会话报告显示给驾驶教练，以及接收来自驾驶教练关于学生驾驶员的两个或多个驾驶课程的意见。 此外，该方法包括存储与两个或更多个驾驶会话相对应的驾驶会话报告以及来自驾驶教练的接收的评论。

公开(公告)号：US20140272810A1

公开(公告)日：2014-09-18

申请号：US13844090

申请日：2013-03-15

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian M. Fields ,  Jibo He ,  John Adrian Nepomuceno ,  Steve Roberson ,  Bryan Allen Plummer ,  Kurtis C. Houdek ,  Neeraj Jain

IPC: G09B19/14

CPC classification number: G09B19/167 ,  A61B5/16 ,  A61B5/18 ,  B60W40/09 ,  B60W2050/0064 ,  B60W2050/0089 ,  G07C3/00 ,  G08G1/0104 ,  G09B5/00 ,  G09B9/02 ,  G09B9/04 ,  G09B9/052 ,  G09B19/14 ,  G09B19/16

Abstract: Driving skill data is gathered with one or more accelerometers during a driving session of a first student driver, including one or more of acceleration data, braking data, or steering data and wherein the driving skill data includes one or more of a timestamp or location stamp. A driving session report is generated with a computer processor. The driving session report includes a calculation of one or more of a student driver acceleration skill score based on the acceleration data, a student driver braking skill score based on the braking data, or a student driver steering skill score based on the steering data and storing the one or more scores on a computer-readable medium. The driving session report is displayed. Driving skill data may be gathered and driving session reports may be generated for subsequent student drivers.

Abstract translation: 驾驶技能数据在第一学生驾驶员的驾驶课程期间与一个或多个加速度计集合，包括加速数据，制动数据或转向数据中的一个或多个，并且其中驾驶技能数据包括一个或多个时间戳或位置戳 。 使用计算机处理器生成驾驶会话报告。 驾驶会话报告包括基于加速数据，基于制动数据的学生驾驶员制动技能得分或基于转向数据的学生驾驶员转向技能得分来计算学生驾驶员加速技能得分中的一个或多个，并存储 计算机可读介质上的一个或多个分数。 显示驾驶会议报告。 可以收集驾驶技能数据，并且可以为后续的学生驾驶员生成驾驶会话报告。