System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
    2.
    发明授权
    System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权
    基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法

    公开(公告)号:US09165326B1

    公开(公告)日:2015-10-20

    申请号:US14484922

    申请日:2014-09-12

    Abstract: A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) a first optical sensor monitoring a vehicle operator, and (ii) a second optical sensor monitoring an environment ahead of a vehicle operated by the vehicle operator. The computer-implemented method further includes assigning a plurality of scores based on the data about potential vehicle operator impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, determining an impairment score by performing a mathematical operation on the plurality of scores, and providing the impairment score to a remote device configured to alert the vehicle operator based on the impairment score.

    Abstract translation: 一种方法包括接收关于车辆操作者的潜在的损害的数据,其中关于潜在的损害的数据是通过以下方式产生的:(i)监测车辆操作者的第一光学传感器和(ii)监测车辆前方的环境的第二光学传感器 由车辆操作员操作。 计算机实现的方法还包括基于关于潜在的车辆运营商减值的数据分配多个分数,其中多个分数中的每个分数对应于相应的减值指标,通过对多个分数执行数学运算来确定减值分数 ,并且将所述减值分数提供给被配置为基于所述损害分数警告所述车辆操作者的远程设备。

    Real-time driver observation and scoring for driver's education
    3.
    发明授权
    Real-time driver observation and scoring for driver's education 有权
    实时驾驶员观察和驾驶员教育得分

    公开(公告)号:US08876535B2

    公开(公告)日:2014-11-04

    申请号:US13844090

    申请日:2013-03-15

    Abstract: Driving skill data is gathered with one or more accelerometers during a driving session of a first student driver, including one or more of acceleration data, braking data, or steering data and wherein the driving skill data includes one or more of a timestamp or location stamp. A driving session report is generated with a computer processor. The driving session report includes a calculation of one or more of a student driver acceleration skill score based on the acceleration data, a student driver braking skill score based on the braking data, or a student driver steering skill score based on the steering data and storing the one or more scores on a computer-readable medium. The driving session report is displayed. Driving skill data may be gathered and driving session reports may be generated for subsequent student drivers.

    Abstract translation: 驾驶技能数据在第一学生驾驶员的驾驶课程期间与一个或多个加速度计集合,包括加速数据,制动数据或转向数据中的一个或多个,并且其中驾驶技能数据包括一个或多个时间戳或位置戳 。 使用计算机处理器生成驾驶会话报告。 驾驶会话报告包括基于加速数据,基于制动数据的学生驾驶员制动技能得分或基于转向数据的学生驾驶员转向技能得分来计算学生驾驶员加速技能得分中的一个或多个,并存储 计算机可读介质上的一个或多个分数。 显示驾驶会议报告。 可以收集驾驶技能数据,并且可以为后续的学生驾驶员生成驾驶会话报告。

    SYSTEM AND METHOD TO ADJUST INSURANCE RATE BASED ON REAL-TIME DATA ABOUT POTENTIAL VEHICLE OPERATOR IMPAIRMENT
    4.
    发明申请
    SYSTEM AND METHOD TO ADJUST INSURANCE RATE BASED ON REAL-TIME DATA ABOUT POTENTIAL VEHICLE OPERATOR IMPAIRMENT 有权
    基于实时数据调整潜在车辆操作员的保险费率的系统和方法

    公开(公告)号:US20140172467A1

    公开(公告)日:2014-06-19

    申请号:US13717514

    申请日:2012-12-17

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.

    Abstract translation: 方法,系统和计算机可读介质便于在车辆操作过程中监视车辆操作者,车辆前方的环境和/或作用在车辆上的力,以确定车辆操作者是否受损(例如,分心, 昏昏欲睡),记录有关车辆操作人员损伤的数据进行进一步分析,并将数据发送到服务器进行分析。 方法,系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者,车辆前方的环境和/或作用在车辆上的力。 特别地,一个光学传感器可以监视车辆操作者以检测眨眼,头部头部,头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路,以检测车道偏离,车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。 可以对各种传感器收集的数据进行评分,以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。

    Systems and Methodologies for Real-Time Driver Gaze Location Determination and Analysis Utilizing Computer Vision Technology
    5.
    发明申请
    Systems and Methodologies for Real-Time Driver Gaze Location Determination and Analysis Utilizing Computer Vision Technology 有权
    使用计算机视觉技术的实时驱动程序凝视位置确定和分析的系统和方法

    公开(公告)号:US20140168399A1

    公开(公告)日:2014-06-19

    申请号:US13908114

    申请日:2013-06-03

    Abstract: The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values and timestamps. The gaze location value may be generated by determining a focal point of the vehicle operator's gaze, determining which of a plurality of areas of the vehicle is associated with the focal point, and assigning the gaze location value based on the area of the vehicle associated with the focal point. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, recommendations to improve vehicle operator performance may be determined and communicated to the vehicle operator.

    Abstract translation: 该方法,系统和计算机可读介质便于在驾驶会话期间监视车辆操作者的一个或多个眼睛,以产生具有视线位置值和时间戳的多个凝视位置日志。 注视位置值可以通过确定车辆操作者的注视的焦点,确定车辆的多个区域中的哪一个与焦点相关联并且基于与车辆的相关联的车辆的区域来分配目视位置值来生成 的焦点。 可以分析注视位置记录以确定车辆操作者在车辆每个区域的凝视的持续时间。 根据车辆操作员注视的持续时间,可以确定提高车辆操作员性能的建议并将其传达给车辆操作员。

    System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
    10.
    发明授权
    System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment 有权
    基于有关潜在车辆操作人员损失的实时数据调整保险费率的制度和方法

    公开(公告)号:US08930269B2

    公开(公告)日:2015-01-06

    申请号:US13717514

    申请日:2012-12-17

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration. The data gathered by the various sensors may be scored to determine whether to change a property and casualty insurance rate charged to vehicle operator and/or vehicle owner and/or vehicle policy.

    Abstract translation: 方法,系统和计算机可读介质便于在车辆操作过程中监视车辆操作者,车辆前方的环境和/或作用在车辆上的力,以确定车辆操作者是否受损(例如,分心, 昏昏欲睡),记录有关车辆操作人员损伤的数据进行进一步分析,并将数据发送到服务器进行分析。 方法,系统和计算机可读介质可以使用光学传感器或加速度计中的任一者或两者来监视车辆操作者,车辆前方的环境和/或作用在车辆上的力。 特别地,一个光学传感器可以监视车辆操作者以检测眨眼,头部头部,头部旋转和/或注视固定。 另一个光学传感器可以监控车辆前方的道路,以检测车道偏离,车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。 可以对各种传感器收集的数据进行评分,以确定是否改变向车辆操作者和/或车主和/或车辆策略收取的财产和伤亡险费率。

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