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公开(公告)号：US20060202021A1
公开(公告)日：2006-09-14
申请号：US11371125
申请日：2006-03-08
申请人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
发明人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
IPC分类号： G07F19/00
CPC分类号： G07F19/205 , G07F19/20
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
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12.发明授权Check accepting and cash dispensing automated banking machine system and method 有权检查接收和现金分发自动银行机系统和方法公开(公告)号：US08613388B2
公开(公告)日：2013-12-24
申请号：US13428007
申请日：2012-03-23
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jasen J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jasen J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
IPC分类号： G07F19/00
CPC分类号： G06Q20/042 , G06Q20/1085 , G07D11/0084 , G07F19/20
摘要： An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
摘要翻译： 一种自动银行业务器响应于从用户卡读取的数据来接受对被授权的机器用户的支票和现金的操作。 该机器可以比较从支票获取的图像数据和磁数据，以确定支票的真实性。 机器还可以确定机器用户是否有权交换支票以支付现金。 可以使用自动取款机将现金分配给机器用户以换取存放支票。 该机器响应于与交易主机的通信而分配现金。
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公开(公告)号：US08474700B1
公开(公告)日：2013-07-02
申请号：US13385567
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
CPC分类号： G06K7/0004 , G06K13/06 , G06Q10/00 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G06Q30/04 , G06Q40/00 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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14.发明申请Check accepting and cash dispensing automated banking machine system and method 有权检查接收和现金分发自动银行机系统和方法公开(公告)号：US20100176190A1
公开(公告)日：2010-07-15
申请号：US12661276
申请日：2010-03-12
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominik , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominik , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
CPC分类号： G07D11/0084 , G06Q20/042 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.
摘要翻译： 一种自动银行机器，其响应于从用户卡读取的数据进行操作，该数据接收检查并向用户分配现金。 该机器用于从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接受这种检查的现金的权限。 可以将现金分配给用户以换取已存的支票。 该机器响应于与交易主机的通信而分配现金。
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15.发明授权公开(公告)号：US07428984B1
公开(公告)日：2008-09-30
申请号：US11371330
申请日：2006-03-08
申请人： Tim Crews , Songtao Ma , Edward L. Laskowski
发明人： Tim Crews , Songtao Ma , Edward L. Laskowski
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20 , G07F19/206
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. The transaction host provides transaction identifying data to the ATM. The ATM sends the transaction identifying data and check images to an image and transaction data server for processing.
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公开(公告)号：US07229010B2
公开(公告)日：2007-06-12
申请号：US11370749
申请日：2006-03-08
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20 , G07F19/203 , G07F19/205
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
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公开(公告)号：US20060202019A1
公开(公告)日：2006-09-14
申请号：US11371045
申请日：2006-03-08
申请人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
发明人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20 , G07F19/203 , G07F19/205
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
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公开(公告)号：US20060202016A1
公开(公告)日：2006-09-14
申请号：US11370746
申请日：2006-03-08
申请人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
发明人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20 , G07F19/203 , G07F19/205
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
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公开(公告)号：US20060202014A1
公开(公告)日：2006-09-14
申请号：US11370536
申请日：2006-03-08
申请人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
发明人： Thomas VanKirk , Jon Washington , Brian Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/042 , G07F7/04 , G07F19/202
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
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20.发明申请Check accepting and cash dispensing automated banking machine system and method 有权检查接收和现金分发自动银行机系统和方法公开(公告)号：US20060202013A1
公开(公告)日：2006-09-14
申请号：US11370525
申请日：2006-03-08
申请人： Thomas VanKirk , Jon Washington , Brain Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
发明人： Thomas VanKirk , Jon Washington , Brain Jones , William Beskitt , Harry Graef , David Peters , Damon Blackford , Dale Blackson , Edward Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas Dominick , Jasen Smolk , Brian Lucas , Bradley Lightner
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/042 , G07F7/04 , G07F19/202
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
摘要翻译： 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获得图像和磁性数据，以确定检查的真实性和用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户，以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。
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