Power management for an automated banking machine
    12.
    发明授权
    Power management for an automated banking machine 有权
    自动银行机的电源管理

    公开(公告)号:US09070244B2

    公开(公告)日:2015-06-30

    申请号:US14053148

    申请日:2013-10-14

    发明人: Songtao Ma

    IPC分类号: G06K7/00 G07F19/00

    摘要: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.

    摘要翻译: 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移,这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。

    Banking apparatus controlled responsive to data bearing records
    13.
    发明授权
    Banking apparatus controlled responsive to data bearing records 有权
    对数据记录进行响应的银行设备

    公开(公告)号:US09038892B2

    公开(公告)日:2015-05-26

    申请号:US14258587

    申请日:2014-04-22

    摘要: A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.

    摘要翻译: 响应于从数据记录读取的数据来控制银行系统。 银行系统包括自动银行机。 该机器可操作以基于通过机器的读取器读取的识别数据与数据存储信息之间的对应关系来确定人是机器的授权用户的确定来执行人的金融交易。 该机器包括检查接收器,其可操作以从授权的机器用户接收检查。 支票接收器可操作以沿着其传送路径连续地移动所接收的支票,同时将支票旋转地定向成与输送路径对齐。 确定不具有可接受检查的至少一个属性的检查返回给机器用户。 可接受的检查被处理并存储在机器中。

    Automated banking machine that operates responsive to data read from data bearing records
    14.
    发明授权
    Automated banking machine that operates responsive to data read from data bearing records 有权
    自动银行机器响应于从数据记录中读取的数据进行操作

    公开(公告)号:US08978972B1

    公开(公告)日:2015-03-17

    申请号:US13857787

    申请日:2013-04-05

    IPC分类号: G06Q40/00 G07F19/00

    摘要: Automated banking machines operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is operative to read data from user cards corresponding to financial accounts. Transactions are authorized responsive at least in part to correspondence between card data and stored data corresponding to authorized users. Entities responsible for operating the automated banking machines receive messages that include information or update code items for software or firmware usable in the banking machines for which they have operational responsibility.

    摘要翻译: 自动银行业务操作,以响应从数据记录中读取的数据进行财务转移。 每个自动银行机包括读卡器,其可操作以从对应于财务账户的用户卡读取数据。 交易至少部分地被授权响应于卡数据和与授权用户对应的存储数据之间的对应关系。 负责运营自动银行业务的实体将收到包含信息的消息,或更新可在其具有运营责任的银行机器中使用的软件或固件的代码项。

    Router for use with a pneumatic carrier suitable for banking systems
    15.
    发明授权
    Router for use with a pneumatic carrier suitable for banking systems 有权
    路由器用于适合银行系统的气动载体

    公开(公告)号:US08958906B2

    公开(公告)日:2015-02-17

    申请号:US14165656

    申请日:2014-01-28

    IPC分类号: G06F7/00 B65G51/42

    摘要: In an example embodiment, a router that is configured to pass a pneumatic carrier therethrough and comprises a solid continuous curved tube, a tube rotational support, and a drive. The tube includes a first open end and a second open end opposed of the first open end. The tube rotational support is in operative supporting connection with the tube and enables the tube to rotate about an axis. The first open end is generally aligned with the first opening. In a first rotational position of the tube, the second open end is generally aligned with a first of the plurality of second openings. In a second rotational position of the tube, the second open end is generally aligned with a second of the plurality of second openings. The drive is operative to cause the tube to move between the first and second rotational positions.

    摘要翻译: 在示例性实施例中,被配置为使气动承载件穿过其中的路由器包括实心连续弯曲管,管旋转支撑件和驱动器。 管包括与第一开口端相对的第一开口端和第二开口端。 管旋转支撑件可操作地支撑与管的连接并且使得管能绕轴线旋转。 第一开口端通常与第一开口对准。 在管的第一旋转位置中,第二开口端大致与多个第二开口中的第一开口对准。 在管的第二旋转位置中,第二开口端大体上与多个第二开口中的第二开口对准。 驱动器可操作以使管在第一和第二旋转位置之间移动。

    Automated banking machine that operates responsive to data bearing records
    16.
    发明授权
    Automated banking machine that operates responsive to data bearing records 有权
    自动银行业务响应数据记录运作

    公开(公告)号:US08905299B1

    公开(公告)日:2014-12-09

    申请号:US13780056

    申请日:2013-02-28

    IPC分类号: G06K5/00 H04N1/56 G07F19/00

    摘要: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data read from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.

    摘要翻译: 响应于数据承载记录控制的自动银行机包括从用户卡读取识别数据的读卡器。 主机银行系统授权操作自动银行机器,以响应识别数据的计算机验证。 自动银行机器可以在现金分发交易中向现有授权的机器用户分配现金,并且为用户的银行账户支付现金金额。 自动银行机器可以获取从存入支票中读取的图像和磁性数据,以确定支票的真实性和用户接受现金支票的权限。 现金可以从机器分配给用户,以换取押金支票。

    Check cashing banking system
    18.
    发明授权
    Check cashing banking system 有权
    检查兑现银行系统

    公开(公告)号:US08844809B2

    公开(公告)日:2014-09-30

    申请号:US14247437

    申请日:2014-04-08

    IPC分类号: G07F19/00

    摘要: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.

    摘要翻译: 卡致动自动银行机(152,198,200)包括多个交易功能装置。 交易功能设备包括读卡器(170),打印机(174),纸币分配器(176),显示器(182),检查成像设备(186)和至少一个处理器(190)。 该机器可操作,响应于收到支票和认证数据,分配现金以换取支票。 向机器呈现支票的人不需要通过机器的输入设备提供用户识别输入,以便接收支票的现金。 此外,在接受支票作为付款之前,该人可以通过至少一个消费者接口设备(208)与至少一台计算机(204)进行通信,以验证支票是否支付支票金额。

    Banking system controlled responsive to data bearing records
    19.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号:US08833646B1

    公开(公告)日:2014-09-16

    申请号:US12380408

    申请日:2009-02-25

    IPC分类号: G06K5/00

    摘要: A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module (608) is operative to securely receive manual inputs and/or card data.

    摘要翻译: 卡启动的自动银行机(10)可操作以响应于包括在用户卡上的数据来提前执行金融交易。 银行机包括包括显示器(24)的用户界面(15)。 用户接口包括读卡器(16),其可用于读取识别用户和用户财务帐户中的至少一个的用户卡上的数据。 机器的面板包括用户输入机密数据的小键盘(404,483,458)。 封面(400,422,430)防止未经授权的人员查看键盘的机密输入。 授权信号确保显示器以提供适当用户指令的方式运行。 视觉指示器用于向用户指示键盘输入正被加密。 或者,触摸屏显示模块(608)可操作以安全地接收手动输入和/或卡数据。

    CHECK CASHING BANKING SYSTEM
    20.
    发明申请
    CHECK CASHING BANKING SYSTEM 有权
    检查现金管理系统

    公开(公告)号:US20140222674A1

    公开(公告)日:2014-08-07

    申请号:US14247437

    申请日:2014-04-08

    IPC分类号: G06Q20/04 G07F19/00

    摘要: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.

    摘要翻译: 卡致动自动银行机(152,198,200)包括多个交易功能装置。 交易功能设备包括读卡器(170),打印机(174),纸币分配器(176),显示器(182),检查成像设备(186)和至少一个处理器(190)。 该机器可操作,响应于收到支票和认证数据,分配现金以换取支票。 向机器呈现支票的人不需要通过机器的输入设备提供用户识别输入,以便接收支票的现金。 此外,在接受支票作为付款之前,该人可以通过至少一个消费者接口设备(208)与至少一台计算机(204)进行通信,以验证支票是否支付支票金额。