Method and apparatus for funding a future liability of uncertain cost
    21.
    发明申请
    Method and apparatus for funding a future liability of uncertain cost 审中-公开
    为未来的成本负债提供资金的方法和设备

    公开(公告)号:US20050267830A1

    公开(公告)日:2005-12-01

    申请号:US10855336

    申请日:2004-05-28

    IPC分类号: G06Q40/00 G06F17/60

    CPC分类号: G06Q40/00 G06Q40/06

    摘要: A method and apparatus for funding a future liability of uncertain cost which includes: considering the present cost of a liability and the projected due date of the future liability; estimating the future liability of uncertain cost; and administering a trust in a manner that reduces the uncertain cost of the future liability. The estimation of the future liability may be based on the expected due date of the liability and the escalation rate of the liability associated with a specified index. Administering the trust may include issuing floating rate zero coupon notes to generate trust assets and investing those assets in a manner that reduces the uncertainty of the cost of the future liability.

    摘要翻译: 一种用于资助未来负债不确定成本的方法和手段,其中包括:考虑负债的现行成本和未来负债的预计到期日; 估算未来不确定成本的负债; 并以减少未来责任的不确定成本的方式管理信托。 未来负债的估计可以根据负债的预计到期日和与指定指数相关的负债的升级速度。 管理信托可能包括发行浮动利率零息票据以产生信托资产,并以减少未来负债成本的不确定性的方式投资这些资产。

    Method and apparatus for mining patent data
    24.
    发明申请
    Method and apparatus for mining patent data 审中-公开
    挖掘专利数据的方法和装置

    公开(公告)号:US20060085249A1

    公开(公告)日:2006-04-20

    申请号:US10948122

    申请日:2004-09-24

    IPC分类号: H04M3/51

    摘要: A system for determining a relative value of at least one patent includes: a database configured to store at least one factor for calculating a Z score for the at least one patent; a database for storing at least one received subjective factor relevant to the at least one patent; a first computer program product configured to calculate a Z score based on the at least one factor; a second computer program product configured to modify the Z score based on the at least one subjective factor, thereby obtaining a modified Z score; and a third computer program product configured to output the modified Z score.

    摘要翻译: 用于确定至少一个专利的相对值的系统包括:数据库,被配置为存储用于计算所述至少一个专利的Z分数的至少一个因素; 用于存储与所述至少一个专利相关的至少一个接收的主观因素的数据库; 第一计算机程序产品,被配置为基于所述至少一个因素来计算Z分数; 第二计算机程序产品,被配置为基于所述至少一个主观因素来修改所述Z得分,由此获得修改的Z分数; 以及第三计算机程序产品,被配置为输出修改的Z分数。

    Global animation studio
    25.
    发明申请
    Global animation studio 审中-公开
    全球动画工作室

    公开(公告)号:US20050187806A1

    公开(公告)日:2005-08-25

    申请号:US10781785

    申请日:2004-02-20

    IPC分类号: G06Q30/00 G06F17/60

    CPC分类号: G06Q30/06 G06Q10/06311

    摘要: A global animation system includes: a pool of reusable characteristics for at least one character or feature; and a pool of available artists, wherein a member of the pool of available artists selects at least one reusable characteristic from the pool of reusable characteristics to create a character or feature. A method for managing an animation project includes: obtaining an animation project; disassembling the animation project into at least one individual task; assigning the at least one individual task to an artist, wherein the artist completes the at least one individual task using at least one characteristic stored in a pool of reusable characteristics.

    摘要翻译: 全球动画系统包括:至少一个角色或特征的可重用特征池; 以及可用艺术家池,其中可用艺术家的一个成员从可重用特征池中选择至少一个可重用特征以创建一个角色或特征。 一种用于管理动画项目的方法包括:获取动画项目; 将动画项目拆解成至少一个单独的任务; 将所述至少一个单独任务分配给艺术家,其中所述艺术家使用存储在可重用特征池中的至少一个特征来完成所述至少一个单独的任务。

    Universal Prepaid Communications
    27.
    发明申请
    Universal Prepaid Communications 审中-公开
    通用预付通信

    公开(公告)号:US20120047069A1

    公开(公告)日:2012-02-23

    申请号:US12083344

    申请日:2006-10-06

    IPC分类号: G06Q20/28

    摘要: A communications system [100] includes both cellular and land based telecommunications such as PSTN telephone [115], [125], as well as cellular telephone [110]. A subcriber may use prepaid cellular phone [110] to make and receive calls via cellular network [120]. A Mobile Switching Center (MSC) [135] routes the subscriber's calls to and/or from wireline network [130] for domestic connections and/or network [145] for international connection. A Mobile Virtual Network Operator (MVNO) operates a prepaid vendor service control point (SCP) [140], Prepaid Vendor Service Platform (PSP) [150], and connected databases [155], [160], and [165]. A method of providing a universal communications account includes: providing at least one account to a customer, enabling use of the account for a first type of connection and a second type of connection; and debiting the account based at least i part on one of the first type of connection and the second type of connection.

    摘要翻译: 通信系统100包括蜂窝和陆基电信,例如PSTN电话[115],[125]以及蜂窝电话[110]。 代理人可以使用预付蜂窝电话[110]通过蜂窝网络[120]发出和接收呼叫。 移动交换中心(MSC)[135]将用户的呼叫路由到和/或来自用于国际连接的家庭连接和/或网络的有线网络[130]。 移动虚拟网络运营商(MVNO)运营预付费供应商服务控制点(SCP)[140],预付费供应商服务平台(PSP)[150]和连接的数据库[155],[160]和[165]。 提供通用通信帐户的方法包括:向客户提供至少一个帐户,使得能够使用该帐户进行第一类型的连接和第二类型的连接; 并且至少基于所述第一类型连接和所述第二类型连接之一来对所述帐户进行借记。

    Multi-mode wireless communication devices and systems for prepaid communication services
    29.
    发明申请
    Multi-mode wireless communication devices and systems for prepaid communication services 有权
    用于预付费通信服务的多模式无线通信设备和系统

    公开(公告)号:US20080076385A1

    公开(公告)日:2008-03-27

    申请号:US11527114

    申请日:2006-09-26

    IPC分类号: H04M11/00

    摘要: There is provided a multi-mode wireless communication device. A cellular transceiver communicates over a cellular network in a cellular mode. A wireless transceiver communicates over a wireless network in a wireless mode. A selector makes a selection between operating in the cellular mode and the wireless mode. The selector uses a subscriber profile and other information, such as financial information, to make the selection. The subscriber profile includes information such as a minimally acceptable quality of service acceptable for a communication.

    摘要翻译: 提供了一种多模式无线通信设备。 蜂窝收发机在蜂窝模式下通过蜂窝网络进行通信。 无线收发器以无线模式通过无线网络进行通信。 选择器在蜂窝模式和无线模式之间进行选择。 选择器使用订户简档和其他信息(例如财务信息)进行选择。 用户简档包括诸如通信可接受的最低限度可接受的服务质量之类的信息。

    Enhanced brochure display stands
    30.
    发明申请
    Enhanced brochure display stands 审中-公开
    增强小册子展示架

    公开(公告)号:US20060259313A1

    公开(公告)日:2006-11-16

    申请号:US11342214

    申请日:2006-01-27

    IPC分类号: G06Q99/00

    CPC分类号: G06Q30/02

    摘要: An interactive, enhanced brochure display stand is provided. The display stand includes both traditional printed brochures as well as multimedia content delivered through any number of communication devices providing multisensory stimulation to a consumer. The communication devices may also include input devices allowing the consumer to interact with the display stand by selecting content to be experienced as well as initiating and completing sales transactions.

    摘要翻译: 提供一个交互式,增强的小册子展示架。 展示架包括传统的印刷手册以及通过任何数量的向消费者提供多感觉刺激的通信装置提供的多媒体内容。 通信设备还可以包括输入设备,允许消费者通过选择要经历的内容以及启动和完成销售交易来与展示架进行交互。