公开(公告)号：US20230362159A1

公开(公告)日：2023-11-09

申请号：US17736745

申请日：2022-05-04

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Edward Lee Traywick

IPC: H04L9/40 ,  G06F21/62

CPC classification number: H04L63/0876 ,  G06F21/6263 ,  H04L63/16

Abstract: Systems, computer program products, and methods are described herein for a data obfuscation authentication security display session. The invention provides a secondary authentication by recognizing the initial access to a display screen and overlaying and presenting false information on the screen. The false screen may mimic that of a real account screen, but the personal information about the user is false. The invention then requires the user to perform a secondary authentication to gain access information on the display session that is not false. The invention may allow for a duress code implementation in place of the secondary authentication, which initiates security protocols, include a continuum based protocol arrangement of security protocols.

公开(公告)号：US20230359716A1

公开(公告)日：2023-11-09

申请号：US17736696

申请日：2022-05-04

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Dustin Paul Stocks ,  Edward Lee Traywick ,  Jake Michael Yara

IPC: G06F21/32 ,  G06F21/31 ,  G06F21/44 ,  G06F21/62 ,  G06V40/12 ,  G06V40/13 ,  G06V40/20 ,  G06V40/16 ,  G06F3/041

CPC classification number: G06F21/32 ,  G06F21/316 ,  G06F21/44 ,  G06F21/629 ,  G06V40/1365 ,  G06V40/1306 ,  G06V40/20 ,  G06V40/174 ,  G06F3/0412 ,  G06F2221/2139 ,  G06F2203/04105

Abstract: A security feature within an apparatus that includes a fingerprint scanner used for purposes of authentication. Specifically, a first indicator is detected that is a user input to a fingerprint scanner and indicates the occurrence of a duress-inducing event. In response to detecting the first indicator, (i) access to the apparatus is controlled, and (ii) access to functionality provided by the apparatus is controlled. As such, if the user is being forced to input their fingerprint by a nefarious entity desiring access to the apparatus, the present invention provides a means by which the user can covertly activate certain features on the apparatus that prevent the nefarious entity from access to the apparatus and/or functionality provided by the apparatus.

公开(公告)号：US20230334247A1

公开(公告)日：2023-10-19

申请号：US17722740

申请日：2022-04-18

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Maharaj Mukherjee ,  Elijah Clark ,  Madhavi Mendu ,  Michael B. Jones, JR. ,  Michael Ogrinz

IPC: G06F40/289 ,  G06F16/31 ,  G06F40/40

CPC classification number: G06F40/289 ,  G06F16/325 ,  G06F40/40

Abstract: A system is provided for machine-learning based identification and filtering of electronic network communication. In particular, the system may continuously monitor and pull electronic communications data from one or more networked computing systems in an enterprise environment. Based on the electronic communications data, the system may use machine learning algorithms to generate a database of associations between one or more users and one or more topics of interest. The system may then output one or more recommendations to one or more users for transmitting communications associated with the one or more topics of interest. In this way, the system may improve the efficiency of communications received and transmitted within a network.

公开(公告)号：US20230316169A1

公开(公告)日：2023-10-05

申请号：US17709043

申请日：2022-03-30

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Jinna Zevulun Kim ,  Maharaj Mukherjee ,  Jake Michael Yara

IPC: G06Q10/06 ,  G06N10/60

CPC classification number: G06Q10/0631 ,  G06N10/60

Abstract: Embodiments of the present invention include apparatuses (e.g., a system, computer program product and/or other devices) and methods for providing optimization of resource routing using quantum computing. The invention employs the use of quantum computing to analyze a number of data dreams in real-time, or near-real-time, in order to provide recommendations for replenishment of resource distribution devices, or recommendations for routing of resource distribution vehicles to devices in a specific geographic area.

公开(公告)号：US20230306329A1

公开(公告)日：2023-09-28

申请号：US17701120

申请日：2022-03-22

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Olga Caroline Kocharyan

IPC: G06Q10/06 ,  G06F11/34 ,  G06F9/451

CPC classification number: G06Q10/063118 ,  G06Q10/06393 ,  G06F11/3438 ,  G06F9/451

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an approach to monitoring and analysis of electronic resource utilization. The system electronically receives interactions from a computer program and uses a classification model to predict an entity project associated with terms extracted from the interaction. Interaction frequency is monitored throughout interactions, and along with the terms, the system determines the amount of time and resources spent for the predicted project. A notification may be provided to one or more user devices in response to this determination, based on an entity need for a project to remain on schedule with an appropriate number of resources.

公开(公告)号：US20220415138A1

公开(公告)日：2022-12-29

申请号：US17355706

申请日：2021-06-23

Applicant: Bank of America Corporation

Inventor： George Anthony Albero ,  Nathalie Elizabeth Conley ,  Elizabeth Jordan Knight ,  Lauren Thanh Nguyen-Lo ,  Robert Jon Armstrong

IPC: G07F19/00 ,  G01N21/3504 ,  G06N20/10 ,  G06N5/00

Abstract: Various aspects of the disclosure relate to monitoring a physical location to determine and/or predict anomalous activities. One or more machine learning algorithms may be used to analyze inputs from one or more sensors, cameras, audio recording equipment, and/or any other types of sensors to detect anomalous measurements/patterns. Notifications may be sent one or more devices in a network based on the detection.

公开(公告)号：US12293232B2

公开(公告)日：2025-05-06

申请号：US18141831

申请日：2023-05-01

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Olga Kocharyan ,  Elizabeth Rhodes Kral

IPC: G06F15/16 ,  G06F9/50 ,  G06F9/54 ,  H04L9/40 ,  H04L29/06

Abstract: Tracking digital resources used in resource exchange events conducted in virtual reality computing environments. Digital resources used in resource exchange events conducted in virtual reality computing environments are tagged with data that at least identifies the location of the resource exchange event in terms of virtual reality computing environment and/or sub-environments. In response, machine-learning algorithm(s) are implemented that analyze the tags to determine resource exchange event movement patterns for specific digital resources. The resource exchange event movement patterns may include digital resource movement across multiple different virtual computing environments.

公开(公告)号：US20250047708A1

公开(公告)日：2025-02-06

申请号：US18228137

申请日：2023-07-31

Applicant: Bank of America Corporation

Inventor： George Anthony Albero ,  Maharaj Mukherjee ,  Jinna Kim ,  Timothy Scott Murphy

IPC: H04L9/40 ,  G06F21/53

Abstract: A computing platform may train, using historical information access pattern information, a machine learning model to identify unauthorized information access patterns. The computing platform may obscure internal traffic pattern information, and monitor access of the obscured internal traffic pattern information. The computing platform may generate, by inputting information of the access into the machine learning model, a user evaluation output, and may compare the user evaluation output to a first user evaluation threshold. Based on identifying that the user evaluation output meets or exceeds the first user evaluation threshold, the computing platform may modify traffic routing rules corresponding to the user, which may cause activity by the user to be routed to a secure sandbox for further analysis.

公开(公告)号：US12192291B2

公开(公告)日：2025-01-07

申请号：US18223286

申请日：2023-07-18

Applicant: Bank of America Corporation

Inventor： George Anthony Albero ,  Edward Lee Traywick ,  Scot L. Daniels

IPC: G06F16/00 ,  G06F16/23 ,  G06Q40/02 ,  H04L67/306

Abstract: Aspects of the disclosure relate to account lineage tracking and automatically executing responsive actions upon detecting an incomplete lineage chain. A computing platform may receive an account-change message from a database-level interceptor. The account-change message may include information identifying a first target account as a database-level source account and identifying a second target account associated with one or more target databases. The first target account may be associated with a target application configured to access the target database. After receiving the account-change message, the computing platform may determine, based on a failure to detect a source account associated with the first target account, that an account lineage chain associated with the account-change message is incomplete. In response to determining that the account lineage chain is incomplete, the computing platform may generate and send one or more commands to limit access of the first target account to the target database.

公开(公告)号：US20240406272A1

公开(公告)日：2024-12-05

申请号：US18799890

申请日：2024-08-09

Applicant: Bank of America Corporation

Inventor： Dustin Paul Stocks ,  Jinna Zevulun Kim ,  Robert Nyeland Huggins ,  Pratap Dande ,  George Anthony Albero

IPC: H04L67/141 ,  G06K7/14 ,  H04L67/146

Abstract: A system is provided including a host processor, a plurality of service processors, a universal processor associated with the host processor and capable of exchanging data with each service processor, a first user device of the first user and a second user device of a second user. The universal processor receives a request from the first user device for a data transaction between the host processor and a service processor, and in response generates a code that can be interpreted by the service processor. Universal processor transmits the code to the first user device, which transmits the code to the second user device. The second user device transmits the code to the service processor. The service processor decodes the code and requests the universal processor to perform the data transaction with the host processor. In response, the universal processor sets up the data transaction.