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公开(公告)号:US12248825B2
公开(公告)日:2025-03-11
申请号:US18649838
申请日:2024-04-29
Applicant: BANK OF AMERICA CORPORATION
Inventor: Katherine Kei-Zen Dintenfass , Christine D. Black , Jinna Zevulun Kim , Andrea Robinette , Jo-Ann Taylor , Vijaya L. Vemireddy
Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.
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公开(公告)号:US20240305660A1
公开(公告)日:2024-09-12
申请号:US18119109
申请日:2023-03-08
Applicant: BANK OF AMERICA CORPORATION
Inventor: George Anthony Albero , Kristoffer Matthew Bertsch , Jinna Zevulun Kim , Maharaj Mukherjee , Timothy Scott Murphy
IPC: H04L9/40
CPC classification number: H04L63/1433 , H04L63/1416
Abstract: A system is provided for containerization-based countermeasures to cybersecurity vulnerabilities. In particular, the system may generate one or more containers (e.g., virtual environments), where each container may be configured to execute one or more tasks. At least a portion of the containers may be decoy containers that may be executing one or more decoy tasks. The system may then use a randomized process to change which containers are decoy and/or which tasks or jobs are executed within each container. Each container may be associated with a cryptographic key such that each container may be hashed by the system and compared against a reference hash associated with the container. If the hash has changed, the system may determine that the container has been modified and subsequently implement one or more intelligent remediation processes.
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公开(公告)号:US12014030B2
公开(公告)日:2024-06-18
申请号:US17405624
申请日:2021-08-18
Applicant: Bank of America Corporation
Inventor: Maharaj Mukherjee , Jinna Zevulun Kim , Kyle A. Mayers , George Anthony Albero
IPC: G06F3/0484 , G06F3/01 , G06F9/451 , G06N5/04
CPC classification number: G06F3/0484 , G06F3/011 , G06F9/451 , G06N5/04
Abstract: A scenario presentation device presents, in an electronic display, selectable for possible activities. The device receives a selection of a first scenario option. The selected first scenario option corresponds to a selected activity that includes an action involving an item to be performed over a period of time. The device determines anticipated changes to the environment over the period of time. Using the anticipated changes to the environment over the period of time, a projected environment representation is determined for the selected activity. The projected environment representation includes one or more images depicting changes to the environment. The projected environment representation is presented in the electronic display.
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公开(公告)号:US20240121750A1
公开(公告)日:2024-04-11
申请号:US17960581
申请日:2022-10-05
Applicant: BANK OF AMERICA CORPORATION
Inventor: Monika V. Kapur , Christine D. Black , Jinna Zevulun Kim , Jennifer Tiffany Renckert , Jo-Ann Taylor , Vijaya L. Vemireddy
CPC classification number: H04W64/003 , H04W76/10
Abstract: Systems, computer program products, and methods are described herein for controlling electronic communications in real time via an artificial intelligence engine based on location data and user data. The present invention may be configured to determine a location of a user device associated with a user based on location data generated by the user device and determine, using an emotional artificial intelligence engine, an emotional state of the user based on user data. The present invention may be configured to determine resources associated with the user and identify, from the resources associated with the user, relevant resources associated with an entity in proximity to the location of the user device. The present invention may be configured to generate, based on the emotional state of the user, notifications including information regarding the relevant resources and present, using an output device of the user device, the notifications to the user.
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公开(公告)号:US12107925B2
公开(公告)日:2024-10-01
申请号:US17352094
申请日:2021-06-18
Applicant: Bank of America Corporation
Inventor: Dustin Paul Stocks , Jinna Zevulun Kim , Robert Nyeland Huggins , Pratap Dande , George Anthony Albero
IPC: H04L67/141 , G06K7/14 , H04L67/146
CPC classification number: H04L67/141 , G06K7/1417 , H04L67/146
Abstract: A system is provided including a host processor, a plurality of service processors, a universal processor associated with the host processor and capable of exchanging data with each service processor, a first user device of the first user and a second user device of a second user. The universal processor receives a request from the first user device for a data transaction between the host processor and a service processor, and in response generates a code that can be interpreted by the service processor. Universal processor transmits the code to the first user device, which transmits the code to the second user device. The second user device transmits the code to the service processor. The service processor decodes the code and requests the universal processor to perform the data transaction with the host processor. In response, the universal processor sets up the data transaction.
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公开(公告)号:US12106275B2
公开(公告)日:2024-10-01
申请号:US17533265
申请日:2021-11-23
Applicant: BANK OF AMERICA CORPORATION
Inventor: Jinna Zevulun Kim , Robert Nyeland Huggins
CPC classification number: G06Q20/1235 , G06F16/27 , H04L63/10 , G06Q2220/18
Abstract: Systems, computer program products, and methods are described herein for implementing resource access protocols within a networked medium. The present invention is configured to receive, from a second user input device of a second user, a request to access a resource in the metaverse; retrieve a non-fungible token (NFT) of the resource in response to the request; retrieve, from a licensing layer associated with the NFT of the resource, licensing rules associated with access to the resource; determine, using a valuation engine, a value associated with access to the resource based on at least the one or more licensing rules; receive, from the second user input device, an indication acknowledging the licensing rules and a digital transfer of an amount of funds corresponding to the value associated with the access to the resource; and authorize the second user input device to access the resource in the metaverse.
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公开(公告)号:US20230177628A1
公开(公告)日:2023-06-08
申请号:US17540577
申请日:2021-12-02
Applicant: BANK OF AMERICA CORPORATION
Inventor: Jinna Zevulun Kim , Katherine Kei-Zen Dintenfass , Nicole A. Barbieri , Courtney Lee Prior , Robert Nyeland Huggins
CPC classification number: G06Q50/184 , G06F16/27
Abstract: Systems, computer program products, and methods are described herein implementing resource tracking protocols within a networked medium in a metaverse. The present invention is configured to receive a first request to transfer ownership of a resource from a first user to a second user in the metaverse; retrieve an NFT for the resource in response to receiving the first request; display the value of the NFT for the resource to a second user input device; receive a value transfer corresponding to the value of the NFT for the resource; retrieve allocation subroutines associated with the request to transfer ownership of the NFT for the resource; trigger the allocation subroutines value transfer corresponding to the value of the NFT for the resource; generate, using an NFT generator, an updated NFT for the resource indicating transfer of ownership of the resource; and record the updated NFT on the distributed ledger.
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8.
公开(公告)号:US20230171202A1
公开(公告)日:2023-06-01
申请号:US17539877
申请日:2021-12-01
Applicant: BANK OF AMERICA CORPORATION
IPC: H04L47/78 , H04L47/762 , H04L47/80 , H04L47/70 , H04L41/02
CPC classification number: H04L47/781 , H04L47/762 , H04L47/808 , H04L47/82 , H04L41/024
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an approach for performing assessment of electronic resources stored in a distributed network. The system allows for receiving, from a user, an obligation request, identifying and assessing electronic resources associated with the user in a distributed network, and determining a score for the electronic resources using a prediction model. The system also allows for querying and identifying in a database relevant recorded resource transfers, assigning a relevance level for the identified relevant recorded resource transfers, and assigning a score to the electronic resources along with a confidence level.
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9.
公开(公告)号:US11636203B2
公开(公告)日:2023-04-25
申请号:US16907994
申请日:2020-06-22
Applicant: BANK OF AMERICA CORPORATION
Inventor: Kyle Mayers , George Albero , Jon Codispoti , Jinna Zevulun Kim , Dustin Paul Stocks
Abstract: Providing an isolation system that allows analysts to analyze suspicious information in a way that aids in preventing harmful information from spreading to other applications and systems on a network. A plurality of virtual containers may be used by analysts to analyze suspicious information. The analyst may set the virtual environment configurations (e.g., applications, programs, settings, etc.) of the virtual container. The analyst may determine how the suspicious information effects the virtual environment configuration and/or use tools to analyze the suspicious information. When harmful information is identified the virtual container may be discarded (e.g., folded up and deleted), and a new virtual container may be provided to the analyst to continue to analyze the suspicious information and/or new suspicious information.
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公开(公告)号:US20240406272A1
公开(公告)日:2024-12-05
申请号:US18799890
申请日:2024-08-09
Applicant: Bank of America Corporation
Inventor: Dustin Paul Stocks , Jinna Zevulun Kim , Robert Nyeland Huggins , Pratap Dande , George Anthony Albero
IPC: H04L67/141 , G06K7/14 , H04L67/146
Abstract: A system is provided including a host processor, a plurality of service processors, a universal processor associated with the host processor and capable of exchanging data with each service processor, a first user device of the first user and a second user device of a second user. The universal processor receives a request from the first user device for a data transaction between the host processor and a service processor, and in response generates a code that can be interpreted by the service processor. Universal processor transmits the code to the first user device, which transmits the code to the second user device. The second user device transmits the code to the service processor. The service processor decodes the code and requests the universal processor to perform the data transaction with the host processor. In response, the universal processor sets up the data transaction.
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