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公开(公告)号：US11295392B1
公开(公告)日：2022-04-05
申请号：US16853334
申请日：2020-04-20
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
Abstract: A system for enhanced personal property replacement (i) builds a virtual inventory of personal belongings, such as by performing object recognition techniques on mobile device digital images with the customer's permission or affirmative consent; (ii) receives user preferences transmitted from their mobile device; (iii) receives a request from the user to handle an insurance claim after an insurance-related event; (iv) determines items to purchase for the user based upon the user preferences, and/or the extent of damage; and/or (v) transmits, to a retailer remote server a virtual order for the items to be delivered to the user at a temporary (hotel) or permanent (home) address. Insurance claim monies may be used to pay for the items. As a result, after an event (e.g., fire, tornado, hurricane), household or other goods may be automatically purchased and delivered to a customer to alleviate the negative impact of the event on their life.
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公开(公告)号：US11288752B1
公开(公告)日：2022-03-29
申请号：US16834985
申请日：2020-03-30
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
Abstract: A computer system for enhanced personal property replacement may be provided. The computer system may include at least one processor in communication with at least one memory device. The at least one processor may programmed to receive a plurality of user preferences transmitted from a user computer device associated with a user, receive a request from the user to cover a claim, determine a first plurality of items for the user based upon the claim and the plurality of user preferences, and/or transmit, to a retailer computer device associated with a retailer, an order for the determined first plurality of items with the retailer to be delivered to the user at an address associated with the user.
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公开(公告)号：US11113767B1
公开(公告)日：2021-09-07
申请号：US16457026
申请日：2019-06-28
Inventor： Timothy Joel Davis , Amy Engelhorn
Abstract: An augmented reality (AR) system for generating and displaying an enhanced situation visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image representative of a current view of a user. The ESV computing device may determine a subject of the image, retrieve reference information associated with the subject from the reference database, and determine situation information specific to the subject. The reference and situation information may be displayed on the user computing device to provide an ESV of the subject. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating homeowner's insurance claims, and/or for instructional guidance.
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公开(公告)号：US20210158450A1
公开(公告)日：2021-05-27
申请号：US15411668
申请日：2017-01-20
Inventor： Timothy Joel Davis , Greg Maurer
Abstract: A computer-implemented method for applying a discount during an automated insurance enrollment process. A prompt may be transmitted to and presented on the consumer's computing device display to gauge whether the consumer is interested in being redirected for consideration of a qualifying purchase linked to discount or other offer. An affirmative response may be received to the prompt and the consumer may be redirected to information relating to the qualifying purchase via an acquisition module. A trusted transmission may be received that indicates that a qualifying purchase is, or will be, made by the consumer. A discount linked to the qualifying purchase may be applied before completing the insurance enrollment. For instance, an online applicant for homeowners insurance may be offered a discount if they purchase a security system, and redirected online to a preferred security system provider, and after online purchase of the security system, be provided a discount.
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公开(公告)号：US10672079B1
公开(公告)日：2020-06-02
申请号：US15243210
申请日：2016-08-22
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
Abstract: A system for enhanced personal property replacement (i) builds a virtual inventory of personal belongings, such as by performing object recognition techniques on mobile device digital images with the customer's permission or affirmative consent; (ii) receives user preferences transmitted from their mobile device; (iii) receives a request from the user to handle an insurance claim after an insurance-related event; (iv) determines items to purchase for the user based upon the user preferences, and/or the extent of damage; and/or (v) transmits, to a retailer remote server a virtual order for the items to be delivered to the user at a temporary (hotel) or permanent (home) address. Insurance claim monies may be used to pay for the items. As a result, after an event (e.g., fire, tornado, hurricane), household or other goods may be automatically purchased and delivered to a customer to alleviate the negative impact of the event on their life.
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Patent Agency Ranking
公开(公告)号：US12293417B2
公开(公告)日：2025-05-06
申请号：US18418517
申请日：2024-01-22
Inventor： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US12165215B2
公开(公告)日：2024-12-10
申请号：US18215154
申请日：2023-06-27
Inventor： Timothy Joel Davis , Amy Engelhorn , Colby S. Kornelis
IPC: G06Q40/08 , G06Q10/087
Abstract: Systems and methods for capturing digital image data associated with a property for an insurance quote are described. According to certain aspects, a mobile device may enable a user to capture digital image data and/or a video stream and other information of house features and characteristics that may be used to determine insurability and estimated replacement cost of the property. The mobile device may enable the user to capture the information at the property location, which may eliminate the need for a manual assessment or characterization of home features by a homeowner. A back-end server may receive the data, analyze the data to generate an insurance quote (and/or insurance application) for the property, and transmit the insurance quote (and/or application) to the mobile device for presentation to the user. The mobile device may enable the user to select terms, deductibles, limits, and/or coverages, and ultimately approve a homeowner's insurance policy.
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公开(公告)号：US11915323B2
公开(公告)日：2024-02-27
申请号：US18176280
申请日：2023-02-28
Inventor： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
CPC classification number: G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16 , G06T2219/004
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US20230342863A1
公开(公告)日：2023-10-26
申请号：US18215154
申请日：2023-06-27
Inventor： Timothy Joel Davis , Amy Engelhorn , Colby S. Kornelis
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q10/087
Abstract: Systems and methods for capturing digital image data associated with a property for an insurance quote are described. According to certain aspects, a mobile device may enable a user to capture digital image data and/or a video stream and other information of house features and characteristics that may be used to determine insurability and estimated replacement cost of the property. The mobile device may enable the user to capture the information at the property location, which may eliminate the need for a manual assessment or characterization of home features by a homeowner. A back-end server may receive the data, analyze the data to generate an insurance quote (and/or insurance application) for the property, and transmit the insurance quote (and/or application) to the mobile device for presentation to the user. The mobile device may enable the user to select terms, deductibles, limits, and/or coverages, and ultimately approve a homeowner's insurance policy.
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公开(公告)号：US11775940B1
公开(公告)日：2023-10-03
申请号：US16785061
申请日：2020-02-07
Inventor： Timothy Joel Davis
IPC: G06Q30/00 , G06Q10/20 , G06Q30/0601
CPC classification number: G06Q10/20 , G06Q30/0613 , G06Q30/0631 , G06Q30/0633
Abstract: Systems and methods for ordering a replacement component or repair service are disclosed. According to some aspects, condition data indicating a condition of a consumable component may be generated by sensor and transmitted to an order assistance system. The order assistance system may determine whether the consumable component requires at least one of replacement or repair by comparing the condition data with one or more maintenance parameters. Additionally, in response to a determination that the consumable component requires at least one of replacement or repair, the order assistance system may recommend at least one of a replacement component or a repair service in accordance with one or more order parameters pre-selected by a user. In some aspects, an insurance policy associated with the consumable component may be adjusted based on the successful repair or replacement of the consumable component.
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