公开(公告)号：US20040129778A1

公开(公告)日：2004-07-08

申请号：US10466548

申请日：2003-07-24

Inventor： Michihiro Ota ,  Hiroaki Yoshida ,  Hiroaki Shinada ,  Akira Onodera ,  Kumiko Hisai

IPC: G06F007/08

CPC classification number: G06Q20/425 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3276 ,  G06Q30/02 ,  G07F7/00 ,  G07F7/02 ,  G07F11/002

Abstract: A cashless automatic vendor system comprises a portable communication terminal which enables a user to dispense with troublesome operations and to execute the cashless operation of even an existing automatic vendor. An automatic vendor (1) issues a settlement request code for requesting the settlement of a selected commodity on the basis of user's operation. A center apparatus (3) processes settlement on the basis of the settlement request code received from the automatic vendor (1) via a cellular phone terminal (2), processes the settlement request code as predetermined to generated a sale permission code, and transmits it to the cellular phone terminal (2). The automatic vendor (1) reads the sale permission code displayed on the display section of the cellular phone terminal (2) and controls commodity sale on the basis of the sale permission code.

Abstract translation: 无现金自动供应商系统包括便携式通信终端，其使用户能够省略麻烦的操作并执行即使现有的自动供应商的无现金操作。 自动供应商（1）根据用户的操作发出结算请求代码，用于请求结算所选择的商品。 中心设备（3）根据从自动供应商（1）经由蜂窝电话终端（2）接收到的结算请求代码来处理结算，按预定的方式处理结算请求代码以产生出售许可代码，并将其发送 到蜂窝电话终端（2）。 自动供应商（1）读取蜂窝电话终端（2）的显示部分上显示的销售许可代码，并根据销售许可代码控制商品销售。

公开(公告)号：US20030218061A1

公开(公告)日：2003-11-27

申请号：US10155453

申请日：2002-05-23

Applicant: Parascript LLC

Inventor： Alexander Filatov

IPC: G06F017/60 ,  G06F007/08

CPC classification number: G06K9/00154 ,  G06K9/033

Abstract: Information is provided to a point of sale system to assist a sales clerk in preventing a bank check having a fraudulent signature from being accepted at the point of sale. The check signature is scanned from the bank check and an account identifier is read from the bank check. A reference signature set associated with the account identifier is retrieved from the database. The check signature is compared against reference signatures in the reference signature set to verify the check signature and generate a signature confidence value based on how closely the check signature matches one or more of the reference signatures. The signature confidence value is tested against a predetermined value to accept or not accept the check signature. An accept check message is sent to the point of sale system if the act of testing verifies the check signature. The check signature is added to the reference signature set for the checking account identified by the check identifier if the check signature is verified. If the check signature is not verified, the reference signature set is sent to the point of sale system for use by the sales clerk in visual inspection of the check. An account tracking service is called if the reference signature set is not in the database. The account tracking service checks the account identifier against a list of accounts that have a history of one or more bad checks being issued.

Abstract translation: 将信息提供给销售点系统，以协助销售员防止具有欺诈签名的银行支票在销售点被接受。 从银行支票中扫描支票签名，并从银行支票中读取帐户识别码。 从数据库检索与帐户标识符相关联的参考签名集。 将检查签名与参考签名集中的参考签名进行比较以验证检查签名，并且基于检查签名与一个或多个参考签名的密切程度而生成签名置信度值。 根据预定值测试签名置信度值以接受或不接受支票签名。 如果测试行为验证了支票签名，那么将接受支票信息发送到销售点系统。 如果检查签名被验证，则将支票签名添加到由检查标识符识别的支票帐户的参考签名集中。 如果支票签名未经验证，参考签名集将发送到销售点系统，供售货员在检查支票的目视检查中使用。 如果参考签名集不在数据库中，则调用帐户跟踪服务。 帐户跟踪服务根据具有发出一次或多次不良检查的历史记录的帐户列表来检查帐户标识符。

公开(公告)号：US20030205618A1

公开(公告)日：2003-11-06

申请号：US10443051

申请日：2003-05-22

Inventor： Riichi Katou ,  Kunihisa Matsuura ,  Itsunori Utsumi ,  Kenji Okuna

IPC: G06F007/08

CPC classification number: G07D11/0081 ,  B65H1/025 ,  B65H1/027 ,  B65H29/006 ,  B65H83/025 ,  B65H2301/4191 ,  B65H2405/313 ,  B65H2405/332 ,  B65H2701/1912 ,  G06Q20/367 ,  G06Q20/40 ,  G06Q40/00 ,  G07D11/0006 ,  G07D11/0012 ,  G07D11/0018 ,  G07D11/0021 ,  G07D11/006 ,  G07F19/20 ,  G07F19/202 ,  G07F19/203 ,  G07F19/205

Abstract: A bill deposit/withdrawal machine for performing deposit or withdrawal of bills according to a transaction of a user, includes a deposit/withdrawal port for performing deposit or withdrawal of bills, a bill discriminating unit for discriminating bills, at least one bill accepting box for accepting bills transported from the deposit/withdrawal port and/or accepting bills to be transported to the deposit/withdrawal port and a bill transport path for connecting the deposit/withdrawal port and the bill accepting box to transport bills. The bill accepting box is transversely disposed to support bills in a standing position at least one of enables accepting bills transported through the bill transport path and delivering bills to be transported through the bill transport path. The bill accepting box is formed to be detachable from front and back face sides of the bill deposit/withdrawal machine.

Abstract translation: 一种用于根据用户交易进行账单存取款的票据存取款机，包​​括用于进行票据存取款的存取款口，用于辨别票据的票据辨别单元，至少一个票据接收箱，用于 接受从存取款口运送的票据和/或接收要运送到存取款口的票据，以及用于将存取款口和票据接收箱连接以运送票据的票据传送路径。 纸币接收箱被横向地布置成支撑站立位置中的纸币，其中至少一个能够接受通过纸币传送路径传送的纸币并且传送要通过纸币传送路径传送的纸币。 纸币接收盒被形成为能够从纸币存取款机的前后面拆卸。

公开(公告)号：US20030136830A1

公开(公告)日：2003-07-24

申请号：US09960644

申请日：2001-09-24

Inventor： Ken R. Powell ,  Kevin W. Hartley ,  Thomas M. Hintz ,  Eleanor B. Maxwell ,  Corey C. Snook

IPC: G06F007/08

CPC classification number: G07F9/026 ,  G07F7/00

Abstract: A system and method employing portable cards, carried by consumers, to send data between system.

Abstract translation: 一种使用便携式卡片的系统和方法，由消费者携带，在系统之间发送数据

公开(公告)号：US20030047601A1

公开(公告)日：2003-03-13

申请号：US10238733

申请日：2002-09-11

Inventor： Akira Nomiyama ,  Shinji Shibata ,  Masanori Terao ,  Riichi Katou ,  Shigeru Sasaki

IPC: G06F017/60 ,  G06F007/08

CPC classification number: G07F19/20 ,  B65H31/06 ,  B65H31/20 ,  B65H31/34 ,  B65H2301/4219 ,  G07D11/0027 ,  G07F19/202

Abstract: A banknote receipt and pay-out apparatus of a recirculation type for using received banknotes as those to be paid out, which can maintain the alignment of banknotes in a receipt and pay-out box in order when the latter is installed on the banknote receipt and pay-out apparatus which can deal with banknotes having different sizes, or when the receipt and pay-out box in which the banknotes are set is transported. That is, the banknote receipt and pay-out apparatus incorporating a receipt and pay-out box for replenishing the apparatus with banknotes, recovering banknotes therefrom, and storing banknotes in a standing posture, the receipt and pay-out box comprising an alignment mechanism for holding the banknotes aligned in order around the widthwise center thereof when the banknote receipt and pay-out box is not installed on the banknote pay-out apparatus.

Abstract translation: 一种用于使用接收的纸币作为要支付的再循环类型的纸币收据和分出装置，其可以在将钞票安装在钞票收据上时依次保持钞票在收据和发放箱中的顺序; 可以处理具有不同尺寸的纸币的付款设备，或者当传送设置纸币的收据和付款箱时。 也就是说，包含用于向纸币补充装置的收据和付款箱的钞票收据和付款装置，从其中回收纸币，并且以站立姿势存放纸币，该收据和发放箱包括一个对准机构， 当钞票收据和放出箱未安装在钞票付出装置上时，将纸币按照其宽度方向的中心顺序对齐。

公开(公告)号：US20030001006A1

公开(公告)日：2003-01-02

申请号：US09985869

申请日：2001-11-06

Inventor： Myung-Gi Lee

IPC: G06F007/08

CPC classification number: G07F7/1008 ,  G06Q20/341 ,  G06Q20/40145 ,  G07C9/00087

Abstract: The object of the invention is to provide an apparatus for electronic payment with strengthened authentication capability that is even capable of selectively selling restricted sales commodities. Another object of the present invention is to provide an apparatus for electronic payment that is capable of a high speed processing of personal authentication and transaction information.

Abstract translation: 本发明的目的是提供一种具有加强认证能力的电子支付装置，甚至能够选择性地销售限制销售商品。 本发明的另一个目的是提供一种能够进行个人认证和交易信息的高速处理的电子支付装置。

公开(公告)号：US20020198838A1

公开(公告)日：2002-12-26

申请号：US09891920

申请日：2001-06-26

Applicant: NCR Corporation

Inventor： Kenneth A. Nicoll ,  Mark M. Grossi ,  Grant C. Paton

IPC: G06F017/60 ,  G06F007/08

CPC classification number: G07F19/202 ,  G06Q20/1085 ,  G07D11/40 ,  G07F19/20

Abstract: A self-service terminal (10) is provided, which includes a plurality of media dispense modules (20, 22) and media pick mechanisms (30, 48). At least one module (20) is associated with a vacuum pick mechanism (30), while at least one other module (22) is associated with a friction pick mechanism (48). In a preferred embodiment of the invention, the friction pick module (22) includes a plurality of media storage locations (42), each of which is associated with a friction pick mechanism (48). The modules may also be removable and interchangeable. Also provided is an SST with at least one friction pick media module including a plurality of media storage locations and friction pick mechanisms; and a friction pick media module per se.

Abstract translation: 提供了一种自助终端（10），其包括多个媒体分配模块（20,22）和媒体拾取机构（30,48）。 至少一个模块（20）与真空拾取机构（30）相关联，而至少一个其它模块（22）与摩擦拾取机构（48）相关联。 在本发明的优选实施例中，摩擦拾取模块（22）包括多个介质存储位置（42），每个介质存储位置与摩擦拾取机构（48）相关联。 模块也可以是可移动的和可互换的。 还提供了具有至少一个摩擦拾取介质模块的SST，其包括多个介质存储位置和摩擦拾取机构; 和摩擦拾取介质模块本身。

公开(公告)号：US20020070271A1

公开(公告)日：2002-06-13

申请号：US10073612

申请日：2002-02-11

Inventor： Steven N. Terranova ,  John S. McSpadden

IPC: G06F007/08

CPC classification number: G06Q20/18 ,  G06Q20/20 ,  G07D1/06 ,  G07F9/04 ,  G07F13/025 ,  G07F19/20 ,  G07F19/203

Abstract: The present invention provides a system and method allowing customers to conduct a transaction at a fuel dispenser and obtain cash back in association with the transaction at the dispenser or a common terminal in the dispenser forecourt. The system may include a cash dispenser at the fuel dispenser, fueling position, or the central terminal, or, alternatively, a delivery system configured to deliver cash from a central location to the customer at the dispenser, fueling position, or central terminal. During a transaction for purchasing fuel or other products associated with the service station, a customer is provided an opportunity to select an amount of cash to be dispensed or delivered in association with that transaction. Providing a customer the opportunity to receive cash back in association with a dispenser transaction will attract more customers to the station because of convenience as well as provide customers with more disposable cash to spend at the associated quick-serve restaurants and convenience store.

Abstract translation: 本发明提供了一种系统和方法，其允许客户在燃料分配器处进行交易，并且在分配器或分配器前庭中的公共终端处与交易相关联地获得现金返还。 该系统可以包括在燃料分配器，加油位置或中央终端处的自动提款机，或者替代地，配置成在分配器，加油位置或中央终端处将现金从中心位置递送给客户的输送系统。 在购买与服务站相关联的燃料或其他产品的交易期间，向客户提供了与该交易相关联地选择要分发或交付的现金数额的机会。 为客户提供与分发器交易相关的现金回收机会，因为便利性而吸引更多客户到车站，并为客户提供更多的一次性现金来支付相关快餐店和便利店。

公开(公告)号：US20020031209A1

公开(公告)日：2002-03-14

申请号：US09805196

申请日：2001-03-14

Inventor： Christopher Paul Kenneth Smithies ,  Jeremy Mark Newman

IPC: G06F017/60 ,  H04M001/64 ,  H04M011/00 ,  G06K009/00 ,  G06F007/00 ,  G06F007/04 ,  G06F007/08 ,  H04Q009/00 ,  G08C019/00 ,  G05B019/00 ,  G05B023/00 ,  G08B029/00

CPC classification number: G06Q30/06 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/389 ,  H04M3/42221

Abstract: A system and method for recording the evidence of intent of a party to a transaction, archiving this speech recording, and notifying and making it available to interested parties. A party seeking an affirmation will send to the affirming party a communication outlining the terms of the affirmation to be made, and also a transaction identifier by which a system may identify the parties to the transaction. The affirming party communicates with the system. The affirming party communicates the transaction identifier, and subsequently recites a spoken affirmation which is recorded by the system. The system then stores the recording in association with a recording identifier which can be used later to retrieve the recording. Finally, the system communicates the recording identifier both to the affirming party and to the party requesting the affirmation. The requesting party is thus informed that the affirmation has been made.

Abstract translation: 记录交易一方意图证据的系统和方法，归档本录音，并通知有关方面。 寻求确认的一方将向确认方发送概述确认条款的通知，以及系统可以识别交易各方的交易标识符。 肯定方与系统通信。 肯定方传达交易标识符，随后背诵由系统记录的口头肯定。 然后，该系统与记录标识符相关联地存储记录，该记录标识符稍后可用于检索记录。 最后，系统将记录标识符传送给确认方和请求确认的一方。 因此，要求方已通知已经作出确认。

公开(公告)号：US20020020742A1

公开(公告)日：2002-02-21

申请号：US09829329

申请日：2001-04-09

Inventor： Stanley H. Streicher ,  Guillermo A. Warley

IPC: G06F007/08

CPC classification number: B67D7/346

Abstract: A fuel dispensing system is provided wherein the fuel is provided only to authorized vehicles through verification of identification information, such as scanning a bar code disposed on the vehicle or fuel storage container. The system can be incorporated into a fixed site location or incorporated into a mobile fuel truck. The ID of the vehicle or storage container is verified with a database of valid IDs. The database can be located locally at the refueling site or remote from the refueling site and accessed via modem communication.

Abstract translation: 提供了一种燃料分配系统，其中通过验证识别信息（例如扫描设置在车辆上的条形码或燃料储存容器）而将燃料仅提供给授权的车辆。 该系统可以并入到固定位置或并入移动燃料卡车中。 使用有效ID的数据库验证车辆或存储容器的ID。 数据库可以位于加油站的本地或远离加油站，并通过调制解调器通信进行访问。