公开(公告)号：US12271913B1

公开(公告)日：2025-04-08

申请号：US17006215

申请日：2020-08-28

Applicant: Wells Fargo Bank, N.A.

Inventor： Ryan Austin Rasmussen ,  Adam R. Khan

IPC: G06Q10/0631 ,  G06Q30/0201 ,  G06Q30/0251 ,  H04L51/52

Abstract: Systems and methods may generally provide resource management based on a predictive alert. An example method may include receiving a set of social media messages referencing an entity, and comparing an indicator from the set of social media messages to a baseline model. Based on the comparison, a need for an increase in a resource may be identified. The method may include outputting an alert indicating the need for the increase in the resource.

公开(公告)号：US20250111432A1

公开(公告)日：2025-04-03

申请号：US18375098

申请日：2023-09-29

Applicant: JPMorgan Chase Bank, N.A.

Inventor： Leo ARDON ,  Nelson VADORI ,  Mengda XU ,  Sumitra GANESH

IPC: G06Q40/04 ,  G06Q30/0201

Abstract: A method for providing a synthetic neural data model is disclosed. The method includes generating a model that simulates an electronic communication network; appending agents to the model, the agents relating to a software component that sends orders to the model based on a predetermined timestep; assigning a fixed grid to the model, the fixed grid including a tick size that relates to a fixed granularity; calibrating each of the agents by using a calibration data set; inputting the model and historical book data to a neural network; and training, via the neural network, a neural network extension of the model by using an optimizer.

公开(公告)号：US20250111390A1

公开(公告)日：2025-04-03

申请号：US18977505

申请日：2024-12-11

Applicant: The Nielsen Company (US), LLC

Inventor： Albert T. Borawski ,  Geetanjali Arya ,  Satish Kumar Kukunuru

IPC: G06Q30/0201 ,  G06F16/48 ,  G06F16/903

Abstract: Methods, apparatus, systems, and articles of manufacture to generate reference signature assets from meter signatures are disclosed. Example apparatus disclosed herein include a signature comparator to compare meter signature strings with search signature strings to identify a first fragment match result, which is associated with a sequence position within a first media represented by the search signature strings included in the first fragment match result, and which is also associated with a length of the first media. Disclosed example apparatus also include candidate signature asset generation circuitry to generate a candidate signature asset from a meter signature sequence based on the sequence position and the length of the first media, and store the candidate signature asset in a candidate pool associated with the first media. Disclosed example apparatus further include reference signature asset identification circuitry to identify a reference signature asset from the candidate pool to represent the first media.

公开(公告)号：US20250111385A1

公开(公告)日：2025-04-03

申请号：US18374688

申请日：2023-09-29

Applicant: Capital One Services, LLC

Inventor： Michael Garner ,  Bria Burchianti ,  Michael McKenna

IPC: G06Q30/018 ,  G06N20/20 ,  G06Q10/087 ,  G06Q30/0201 ,  G06V30/10

Abstract: Disclosed embodiments may include a method for intelligent bookout discrepancy detection. The system may receive bookout data from an automotive dealer, which may include dealer-provided vehicle information that includes a dealer price and dealer-listed features. The system may identify a vehicle identification number from the dealer-provided vehicle information. The system may retrieve third-party vehicle information including at least one of a third-party price and third-party listed features from one or more third party sources using the vehicle identification number. The system may aggregate the third-party vehicle information from the one or more third party sources. The system may determine that a bookout discrepancy exists by comparing the dealer price to the third-party price and comparing dealer-listed features to third-party listed features. The system may flag a contract associated with the bookout data for further review.

公开(公告)号：US12265995B2

公开(公告)日：2025-04-01

申请号：US16907540

申请日：2020-06-22

Applicant: Olive Seed Industries, LLC

Inventor： Christine Soule ,  Charles H. Cella ,  Richard Spitz

IPC: G06Q30/02 ,  G01C21/20 ,  G06F3/01 ,  G06F3/0482 ,  G06F16/435 ,  G06F16/438 ,  G06F16/587 ,  G06F16/953 ,  G06F16/9535 ,  G06F16/954 ,  G06N20/00 ,  G06Q10/047 ,  G06Q20/20 ,  G06Q30/0201 ,  G06Q30/0203 ,  G06Q30/0207 ,  G06Q30/0214 ,  G06Q30/0217 ,  G06Q30/0251 ,  G06Q30/0279 ,  G06Q30/0282 ,  G06Q50/00 ,  G06T5/77 ,  G06T11/00 ,  G06T11/60 ,  G06V20/20 ,  G06V20/52 ,  G06V40/16 ,  H04L9/40 ,  H04L67/12 ,  H04L67/50 ,  H04N7/15 ,  H04N21/2187 ,  H04W4/021 ,  H04W4/024 ,  H04W4/029 ,  H04W4/10 ,  H04W4/12 ,  H04W4/33 ,  H04W4/80 ,  H04W12/06 ,  H04W12/08 ,  H04W12/084 ,  G06K7/14 ,  G06Q50/26 ,  H04W12/64

Abstract: An information technology platform for personalizing an experience of a visitor at a non-profit venue, the platform comprising: a network; a server in communication with the network; a mobile computing device to be carried by the visitor, the mobile computing device in communication with the server via the network, wherein an information technology platform determines personalized information about the visitor; a recommendation engine associated with the server, wherein the recommendation engine is to receive the personalized information about the visitor and to output a suggestion for a personalized experience for the visitor, wherein the information technology platform conveys the suggestion for the personalized experience to the visitor, wherein the personalized experience is to encourage philanthropic activity; and a management system for managing the platform, wherein the management system includes a management interface for creating multimedia asset selections or sequences to be included as part of the output suggestion.

公开(公告)号：US12265973B2

公开(公告)日：2025-04-01

申请号：US18099026

申请日：2023-01-19

Applicant: Rhinogram Inc.

Inventor： Keith Dressler ,  Stanley Dressler ,  Shannon Hastings ,  Kathy Ford

IPC: G06Q30/00 ,  G06F21/62 ,  G06Q30/018 ,  G06Q30/02 ,  G06Q30/0201

Abstract: The disclosed embodiments can be used to automate the acquisition and management of user consents for one or more campaigns, thus reducing the possibility of unintended violations of consent requirements as compared with existing systems. In accordance with the disclosed embodiments, each user consent may be associated with at least three different values. The consent management system may be configured to filter consent values for various users and send user-consent requests to certain users based on their filtered user-consent values. In some disclosed embodiments, a user may provide consent to allow communications of the user's information to certain “connected parties.” The connected parties, moreover, may need to separately provide user consent(s) as necessary to effectuate communications for a campaign in compliance with one or more laws, rules, or regulations.

公开(公告)号：US12260423B2

公开(公告)日：2025-03-25

申请号：US18065996

申请日：2022-12-14

Applicant: QUANATA, LLC

Inventor： Kenneth Jason Sanchez

IPC: G06F21/00 ,  B60W40/09 ,  G06F11/30 ,  G06F21/62 ,  G06N5/04 ,  G06Q30/0201 ,  G06Q30/0202 ,  G06Q30/0203 ,  G06Q30/0204 ,  G06Q30/0251 ,  G06Q30/0601 ,  G06Q30/08 ,  G07C5/06 ,  G07C5/08 ,  G07C5/12

Abstract: Method, system, device, and non-transitory computer-readable medium for data management. In some examples, a computer-implemented method includes: collecting a plurality of personal data sets continually; collecting a plurality of sensor data sets continually via one or more sensing modules, and generating and continually updating an operator profile, determining and continually updating one or more telematics interferences; generating and continually updating a data profile; and receiving one or more access policies associated with the data profile; and listing and continually updating the data profile onto a telematics marketplace according to the one or more access policies such that only marketplace consumers having one or more consumer classifications satisfying the one or more access polices can access the data profile.

公开(公告)号：US12260175B2

公开(公告)日：2025-03-25

申请号：US17874643

申请日：2022-07-27

Applicant: JPMorgan Chase Bank, N.A.

Inventor： Niyati Gupta ,  Kana Uchida ,  Dhiraj Unhale ,  Sanjay Rao ,  Hendrik Sepp ,  Emi Miyata ,  Sagar Sakhare ,  Ujjwal Sihag

IPC: G06F40/20 ,  G06F40/40 ,  G06Q30/0201 ,  H04L51/02 ,  H04L51/216

Abstract: A method and system for automating a process of downloading and analyzing messages from conversation rooms and chat rooms to determine topics, entities, context, and actionable items are provided. The method includes downloading a set of messages that have been communicated over a communication channel; analyzing each respective message in order to determine at least one respective topic that relates to each respective message; determining, based on a result of the analysis, metrics that relate to the set of messages; and storing historical data that relates to the downloaded set of messages and each of the metrics. The analysis may be performed by executing an artificial intelligence (AI) algorithm that is based on a Natural Language Processing (NLP) model and is trained by using the historical data.

公开(公告)号：US20250095046A1

公开(公告)日：2025-03-20

申请号：US18888607

申请日：2024-09-18

Applicant: Maplebear Inc.

Inventor： Shih-Ting Lin ,  Saurav Manchanda ,  Prithvishankar Srinivasan ,  Shishir Kumar Prasad ,  Min Xie ,  Benwen Sun ,  Axel Mange ,  Wenjie Tang ,  Sanchit Gupta

IPC: G06Q30/0601 ,  G06Q10/0833 ,  G06Q30/0201

Abstract: An online system obtains a target food from an order for a user and alcohol preferences from an order purchase history. The online system generates a prompt for a machine learning model to request alcohol candidates based on the target food category. The prompt includes the alcohol preferences, and requests for each alcohol candidate, a pairing score indicating how well the target food category pairs with the alcohol candidate and a user preference score indicating how well the alcohol candidate aligns with the alcohol preferences. The online system receives as output the candidate alcohol items. Each alcohol candidate has the pairing score, the user preference score, and a textual reason for scores. The online system matches at least one alcohol item from a catalog with each alcohol candidate. A subset of alcohol items is presented to the user as a carousel.

公开(公告)号：US20250095015A1

公开(公告)日：2025-03-20

申请号：US18884290

申请日：2024-09-13

Applicant: Aon Global Operations SE, Singapore Branch

Inventor： Ronald J. Ozminkowski ,  Yifei Dai ,  Geoffrey Kuhn ,  Xiang Ying Ho ,  Jonathan Bowen ,  Todor Penev ,  Weiyee Lee ,  Leanne Metcalfe ,  Andy Rallis ,  Eric Peng

IPC: G06Q30/0201 ,  G06Q10/1057 ,  G06Q30/0283 ,  G06Q40/08 ,  G16H50/30 ,  G16H50/70

Abstract: In an illustrative embodiment, methods and systems for modeling health care affordability across a population includes segmenting the population by demography and/or geography, determining chronic condition distribution across the population segments, modeling, across the population segments, medical service utilization distribution for a set of medical services, and calculating, using unit costs for each of the set of medical services, utilization costs for each population segment. The methods and systems may include calculating relative affordability metrics based on the utilization costs.