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    CONSENSUS AUTHENTICATION UTILIZING NODES IN A DISTRIBUTED NETWORK OF NODES
    31.
    发明公开
    CONSENSUS AUTHENTICATION UTILIZING NODES IN A DISTRIBUTED NETWORK OF NODES 审中-公开

    公开(公告)号：US20230308427A1

    公开(公告)日：2023-09-28

    申请号：US17706329

    申请日：2022-03-28

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison ,  Martha Sain McClellan ,  Yash Sharma ,  David Smiddy

    IPC: H04L9/40

    CPC classification number: H04L63/08

    Abstract: A network of nodes for a distributed register, in which the nodes include interaction terminals (e.g., ATMs, recyclers, point-of-sale devices, or the like). The interaction terminals allow a user to enter into an interaction that includes transferring resources through the use of the distributed register. The interaction terminals may be utilized in order to authenticate the user using traditional authentication processes or through the use of the distributed register. The interaction terminals may determine if the interaction is for a traditional interaction or if the interaction is being used for an interaction on the distributed ledger. Since the interaction terminals are operated by the organizations, they can be registered as trusted authorities on the distributed register, and as such, the blocks created for interactions by the interactional terminals may be validated without the need for consensus algorithms, or with reduced consensus requirements.

    SYSTEM FOR TRIGGERING RESOURCE CHANNEL MAPPING FOR DYNAMIC AUTHENTICATION
    35.
    发明公开
    SYSTEM FOR TRIGGERING RESOURCE CHANNEL MAPPING FOR DYNAMIC AUTHENTICATION 审中-公开

    公开(公告)号：US20230216916A1

    公开(公告)日：2023-07-06

    申请号：US17569568

    申请日：2022-01-06

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison

    IPC: H04L67/1074 ,  H04L9/40 ,  G06Q20/40

    CPC classification number: H04L67/1076 ,  H04L67/1078 ,  H04L63/10 ,  G06Q20/401

    Abstract: Systems, computer program products, and methods are described herein for triggering resource channel mapping for dynamic authentication. The present invention is configured to receive, from a user input device, a request from a user to access resources via a first resource channel; retrieve information associated with the user; query a resource channel repository using the information associated with the user; retrieve, from the resource channel repository, information associated with a second resource channel based on at least the query, wherein the second resource channel is associated with the user; in response, automatically trigger a resource channel mapping engine; map, using the resource channel mapping engine, the second resource channel and the first resource channel; and in response, authorize the request to access the resources via the first resource channel.

    SYSTEM AND METHOD PROVIDING AN ELECTRONIC CENTRALIZED GATEWAY SWITCH TO A PLURALITY OF NETWORK DEVICES
    36.
    发明公开
    SYSTEM AND METHOD PROVIDING AN ELECTRONIC CENTRALIZED GATEWAY SWITCH TO A PLURALITY OF NETWORK DEVICES 审中-公开

    公开(公告)号：US20230196361A1

    公开(公告)日：2023-06-22

    申请号：US17553130

    申请日：2021-12-16

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Paul Martin Mattison ,  David Smiddy ,  Ann Ta ,  Charles Hector Gruesbeck, II

    IPC: G06Q20/40

    CPC classification number: G06Q20/4014 ,  G06Q20/403 ,  G06Q20/405 ,  G06Q20/4015

    Abstract: Systems, methods, and computer program products are provided for providing an electronic centralized gateway switch to a plurality of network devices. The method includes assigning a resource value to a resource received from a sending user. The resource value corresponds to a value of the resource received. The method also includes receiving a resource transfer information. The resource transfer information includes intended transfer target information corresponding to an intended transfer target account associated with an intended transfer target. The intended transfer target account is associated with one of a plurality of resource entities. The method further includes connecting to the resource entity associated with the intended transfer target account based on the resource entity associated with the intended transfer target account. The method still further includes causing a transmission of the resource value to the intended transfer target account at the resource entity associated with the intended transfer target account.

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