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    Wireless network access prepayment systems and methods
    34.
    发明申请
    Wireless network access prepayment systems and methods 有权
    无线网络接入预付系统和方法

    公开(公告)号：US20060074765A1

    公开(公告)日：2006-04-06

    申请号：US10953863

    申请日：2004-09-28

    申请人： Erik Crawford ,  Thomas Sayor ,  Kenneth Algiene

    发明人： Erik Crawford ,  Thomas Sayor ,  Kenneth Algiene

    IPC分类号： G06Q30/00

    CPC分类号： G06Q20/10 ,  G06Q20/102 ,  G06Q20/204 ,  G06Q30/0601 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q50/12 ,  H04L65/1069 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24 ,  H04W48/08

    摘要： A method of providing network access includes entering network access information into a merchant device at a merchant location. The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system from the merchant device, receiving a payment from the customer, receiving activation confirmation from the host computer system at the merchant device, and providing a presentation instrument to the customer. The presentation instrument may be used by the customer to obtain network access. The method further includes using the presentation instrument to settle a transaction with the customer for merchandise.

    摘要翻译： 提供网络访问的方法包括在商家位置将网络访问信息输入商家设备。 该信息涉及来自客户获得网络访问的请求。 该方法还包括使信息从商家设备发送到主计算机系统，从客户接收付款，从商务设备处的主计算机系统接收激活确认，以及向客户提供呈现工具。 演示文稿可能被客户用来获取网络访问。 该方法还包括使用演示文书来解决与客户的商品的交易。

    Stored value lottery card and methods
    35.
    发明申请
    Stored value lottery card and methods 审中-公开
    存储彩票卡和方法

    公开(公告)号：US20050108127A1

    公开(公告)日：2005-05-19

    申请号：US10744888

    申请日：2003-12-23

    申请人： Jaime Brown ,  Kenneth Algiene

    发明人： Jaime Brown ,  Kenneth Algiene

    IPC分类号： G06F17/00 ,  G07F17/32 ,  G06F17/60

    CPC分类号： G07F17/32 ,  G06Q30/0209 ,  G07F17/329

    摘要： In one embodiment, a method for making a lottery pick comprises selecting a lottery presentation instrument having stored thereon an account identifier. The account identifier and the purchase amount are transmitted from a point of sale device to a host computer system. Also transmitted to the host computer system is a request to play a lottery. The request includes the account identifier. The player selects a lottery pick, and a confirmation of the lottery pick is provided to the player.

    摘要翻译： 在一个实施例中，一种用于进行彩票选择的方法包括选择其上存储有一个帐户标识符的彩票呈现工具。 帐户标识符和购买金额从销售点传送到主机系统。 还传送到主机系统是一个播放彩票的请求。 请求包括帐户标识符。 玩家选择彩票选择，向玩家提供彩票选择的确认。

    System and methods for disclosing transaction information to customers
    36.
    发明授权
    System and methods for disclosing transaction information to customers 有权
    向客户披露交易信息的系统和方法

    公开(公告)号：US06761311B1

    公开(公告)日：2004-07-13

    申请号：US10394603

    申请日：2003-03-21

    申请人： Kenneth Algiene ,  Mark Thompson

    发明人： Kenneth Algiene ,  Mark Thompson

    IPC分类号： G06K1500

    CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/20 ,  G06Q20/407

    摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

    摘要翻译： 向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。 处理信息包括与每个交易类别相关联的多个交易类别和费用信息。 该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。 该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。 该交易可能涉及至少两种不同形式的价值之间的交换。

    Methods and systems for bulk activation of multiple, disparate stored value accounts
    37.
    发明授权
    Methods and systems for bulk activation of multiple, disparate stored value accounts 有权
    用于批量激活多个不同存储值帐户的方法和系统

    公开(公告)号：US08554614B2

    公开(公告)日：2013-10-08

    申请号：US11837252

    申请日：2007-08-10

    申请人： Douglas P. Dwyre ,  Steven E. Arthur ,  Christopher L. Toomer ,  Kenneth Algiene

    发明人： Douglas P. Dwyre ,  Steven E. Arthur ,  Christopher L. Toomer ,  Kenneth Algiene

    IPC分类号： G07G1/00 ,  G07G1/14

    CPC分类号： G06Q20/208 ,  G06K19/00 ,  G06Q40/00

    摘要： According to one embodiment of the invention, a method of activating a plurality of disparate stored value accounts utilizes a set of multiple presentation instruments redeemable at different merchants. Each presentation instrument includes a unique presentation instrument identifier used to associate value with the presentation instrument. Also, the set includes a set identifier, which may be included on a package that secures the presentation instruments together. In one embodiment, the set identifier is received over an electronic network, a list of the presentation instruments in the set is accessed from a computer database, and each of the presentation instruments is activated.

    摘要翻译： 根据本发明的一个实施例，激活多个不同的存储价值账户的方法利用可在不同商家兑换的一组多个呈现工具。 每个演示文稿包括用于将值与演示文稿相关联的独特的演示文稿标识符。 此外，该集合包括可以包含在将演示文稿固定在一起的包装上的集合标识符。 在一个实施例中，通过电子网络接收设置的标识符，从计算机数据库访问该集合中的呈现工具的列表，并且激活每个呈现工具。

    Wireless network access prepayment systems and methods
    38.
    发明授权
    Wireless network access prepayment systems and methods 有权
    无线网络接入预付系统和方法

    公开(公告)号：US07917395B2

    公开(公告)日：2011-03-29

    申请号：US10953863

    申请日：2004-09-28

    申请人： Erik S. Crawford ,  Thomas B. Sayor ,  Kenneth Algiene

    发明人： Erik S. Crawford ,  Thomas B. Sayor ,  Kenneth Algiene

    IPC分类号： G06Q30/00

    CPC分类号： G06Q20/10 ,  G06Q20/102 ,  G06Q20/204 ,  G06Q30/0601 ,  G06Q30/0641 ,  G06Q40/04 ,  G06Q50/12 ,  H04L65/1069 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24 ,  H04W48/08

    摘要： A method of providing network access includes entering network access information into a merchant device at a merchant location. The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system from the merchant device, receiving a payment from the customer, receiving activation confirmation from the host computer system at the merchant device, and providing a presentation instrument to the customer. The presentation instrument may be used by the customer to obtain network access. The method further includes using the presentation instrument to settle a transaction with the customer for merchandise.

    摘要翻译： 提供网络访问的方法包括在商家位置将网络访问信息输入商家设备。 该信息涉及来自客户获得网络访问的请求。 该方法还包括使信息从商家设备发送到主计算机系统，从客户接收付款，从商务设备处的主计算机系统接收激活确认，以及向客户提供呈现工具。 演示文稿可能被客户用来获取网络访问。 该方法还包括使用演示文书来解决与客户的商品的交易。

    Wireless communication device account payment notification systems and methods
    39.
    发明授权
    Wireless communication device account payment notification systems and methods 有权
    无线通信设备帐号支付通知系统和方法

    公开(公告)号：US07840466B2

    公开(公告)日：2010-11-23

    申请号：US12364133

    申请日：2009-02-02

    申请人： Patricia A. Frazier ,  Kenneth Algiene

    发明人： Patricia A. Frazier ,  Kenneth Algiene

    IPC分类号： G06Q40/00

    CPC分类号： G06Q30/04 ,  G06Q20/04 ,  G06Q20/102 ,  G06Q20/32 ,  G06Q20/3221 ,  G06Q40/00

    摘要： Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.

    摘要翻译： 系统和方法被提供用于通知无线通信设备用户关于帐户支付。 一种方法包括拨打无线通信设备的电话号码，优选地是手机。 然后将包括余额到期的帐户支付相关的通信发送或传送到无线通信设备用户。 可选地，在同一时间或稍后的时间，可以接收到从无线通信设备用户的输入关于应付余额的支付。 这种通知方法可以由主计算机系统执行，该主计算机系统具有何时到期的账号支付记录，并在预定的时间帧内进行拨号和发送。 通常，这样的方法还将包括预先注册或注册无线通信设备用户。

    WIRELESS COMMUNICATION DEVICE ACCOUNT PAYMENT NOTIFICATION SYSTEMS AND METHODS
    40.
    发明申请
    WIRELESS COMMUNICATION DEVICE ACCOUNT PAYMENT NOTIFICATION SYSTEMS AND METHODS 有权
    无线通信设备账户支付通知系统和方法

    公开(公告)号：US20090164357A1

    公开(公告)日：2009-06-25

    申请号：US12364133

    申请日：2009-02-02

    申请人： Patricia A. Frazier ,  Kenneth Algiene

    发明人： Patricia A. Frazier ,  Kenneth Algiene

    IPC分类号： G06Q20/00 ,  G06Q30/00 ,  G06Q50/00

    CPC分类号： G06Q30/04 ,  G06Q20/04 ,  G06Q20/102 ,  G06Q20/32 ,  G06Q20/3221 ,  G06Q40/00

    摘要： Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.

    摘要翻译： 系统和方法被提供用于通知无线通信设备用户关于帐户支付。 一种方法包括拨打无线通信设备的电话号码，优选地是手机。 然后将包括余额到期的帐户支付相关的通信发送或传送到无线通信设备用户。 可选地，在同一时间或稍后的时间，可以接收到从无线通信设备用户的输入关于应付余额的支付。 这种通知方法可以由主计算机系统执行，该主计算机系统具有何时到期的账号支付记录，并在预定的时间帧内进行拨号和发送。 通常，这样的方法还将包括预先注册或注册无线通信设备用户。