公开(公告)号：US08356748B2

公开(公告)日：2013-01-22

申请号：US13199518

申请日：2011-09-01

申请人： Natarajan Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller ,  Roy Mleziva ,  Jeffrey A. Hill

发明人： Natarajan Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller ,  Roy Mleziva ,  Jeffrey A. Hill

IPC分类号： G06Q40/00 ,  G06Q20/00 ,  G07D11/00 ,  G07F19/00 ,  G06K5/00 ,  G06K7/08 ,  G06K9/00

CPC分类号： G07F19/203 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/40145 ,  G06Q30/0609 ,  G07C9/00158 ,  G07C2011/02 ,  G07F19/20 ,  G07F19/201

摘要： A cash dispensing banking machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.

公开(公告)号：US07789296B2

公开(公告)日：2010-09-07

申请号：US12148633

申请日：2008-04-21

申请人： Sean Haney ,  Mark D. Smith ,  Nat Ramachandran ,  Matthew Force ,  H. Thomas Graef ,  Robert G. Miller ,  Mark Owens ,  Andrew Junkins ,  Elizabeth M. Herrera

发明人： Sean Haney ,  Mark D. Smith ,  Nat Ramachandran ,  Matthew Force ,  H. Thomas Graef ,  Robert G. Miller ,  Mark Owens ,  Andrew Junkins ,  Elizabeth M. Herrera

IPC分类号： G07F19/00

CPC分类号： G07D11/0018 ,  B65H5/025 ,  B65H29/006 ,  B65H29/51 ,  B65H39/042 ,  B65H2301/4191 ,  B65H2301/4213 ,  B65H2301/44314 ,  B65H2701/1912 ,  G06Q20/1085 ,  G07D11/0006

摘要： An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.

摘要翻译： 自动交易机器（600）包括收据存储和分发机构（624）。 机构（624）包括堆垛机构（654）。 堆垛机构以诸如要从机器分配给用户的货币单据的堆栈笔记收集，然后将该堆叠从机器呈现给用户。 堆叠机构包括堆叠支撑构件（668），柔性构件（692）和间隔开的支撑件（694）。 当堆叠支撑构件沿着第一旋转方向旋转时，注意事项被接合以支撑与堆叠支撑构件的连接。 在堆叠堆积之后，堆叠支撑构件在相反的旋转方向上的旋转将堆叠从堆垛机构传递。

公开(公告)号：US06371368B1

公开(公告)日：2002-04-16

申请号：US09313480

申请日：1999-05-17

申请人： Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth Herrera ,  Robert G. Miller

发明人： Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth Herrera ,  Robert G. Miller

IPC分类号： G06F1760

CPC分类号： B65H29/006 ,  B65H2301/4191 ,  B65H2701/1912 ,  G06Q20/042 ,  G06Q20/1085 ,  G07D11/0057 ,  G07D11/0081 ,  G07F19/20 ,  G07F19/203

摘要： An automated transaction machine (10) includes a note receiving and dispensing mechanism (77). The mechanism includes a storage reel (66), a take-up reel (68) and a flexible web (70) extending between the reels. The note receiving and dispensing mechanism is housed within a note storage module (44). Notes are selectively passed into and out of the storage module to a passage area (92). The machine further includes a note inlet opening (30) and a note outlet opening (28). A note outlet transport (96) extends between the passage area and the note outlet opening. A note inlet transport (98) extends between the passage area and the note inlet opening. A note validator (58) extends adjacent to the note inlet transport for purposes of sensing the validity of notes inserted in the machine. The machine is selectively operative responsive to inputs to receive and deliver notes. The machine is further operative to enable replenishment of notes therein without accessing the interior of the housing.

摘要翻译： 自动交易机器（10）包括票据接收和分发机构（77）。 该机构包括在卷轴之间延伸的存储卷轴（66），卷绕卷轴（68）和柔性卷筒纸（70）。 纸币接收和分送机构容纳在纸币存储模块（44）内。 备注有选择地进出存储模块到通道区域（92）。 机器还包括纸币入口（30）和纸币出口（28）。 便条出口运输（96）在通道区域和钞票出口开口之间延伸。 钞票入口输送（98）在通道区域和钞票入口之间延伸。 笔记验证器（58）在音符入口传输附近延伸，以便感测插入机器中的音符的有效性。 该机器有选择地对输入进行响应以接收和传送笔记。 该机器进一步操作以使得能够在不进入外壳内部的情况下补充笔记。

公开(公告)号：US06367692B1

公开(公告)日：2002-04-09

申请号：US09313025

申请日：1999-05-17

申请人： Andrew Junkins ,  Mark Owens ,  Sean Haney ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth Herrera ,  Robert G. Miller

发明人： Andrew Junkins ,  Mark Owens ,  Sean Haney ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth Herrera ,  Robert G. Miller

IPC分类号： G06F1760

CPC分类号： B65H29/006 ,  B65H2301/4191 ,  B65H2701/1912 ,  G06Q20/042 ,  G06Q20/1085 ,  G07D11/0057 ,  G07D11/0081 ,  G07F19/20 ,  G07F19/203

摘要： An automated transaction machine (10) includes a note receiving and dispensing mechanism (77). The mechanism includes a storage reel (66), a take-up reel (68) and a flexible web (70) extending between the reels. The note receiving and dispensing mechanism is housed within a note storage module (44). Notes are selectively passed into and out of the storage module to a passage area (92). The machine further includes a note inlet opening (30) and a note outlet opening (28). A note outlet transport (96) extends between the passage area and the note outlet opening. A note inlet transport (98) extends between the passage area and the note inlet opening. A note validator (58) extends adjacent to the note inlet transport for purposes of sensing the validity of notes inserted in the machine. The machine is selectively operative responsive to inputs to receive and deliver notes. The machine is further operative to enable replenishment of notes therein without accessing the interior of the housing.

摘要翻译： 自动交易机器（10）包括票据接收和分发机构（77）。 该机构包括在卷轴之间延伸的存储卷轴（66），卷绕卷轴（68）和柔性卷筒纸（70）。 纸币接收和分送机构容纳在纸币存储模块（44）内。 备注有选择地进出存储模块到通道区域（92）。 机器还包括纸币入口（30）和纸币出口（28）。 便条出口运输（96）在通道区域和钞票出口开口之间延伸。 钞票入口输送（98）在通道区域和钞票入口之间延伸。 笔记验证器（58）在音符入口传输附近延伸，以便感测插入机器中的音符的有效性。 该机器有选择地对输入进行响应以接收和传送笔记。 该机器进一步操作以使得能够在不进入外壳内部的情况下补充笔记。

公开(公告)号：US20080197183A1

公开(公告)日：2008-08-21

申请号：US12148633

申请日：2008-04-21

申请人： Sean Haney ,  Mark D. Smith ,  Nat Ramachandran ,  Matthew Force ,  H. Thomas Graef ,  Robert G. Miller ,  Mark Owens ,  Andrew Junkins ,  Elizabeth M. Herrera

发明人： Sean Haney ,  Mark D. Smith ,  Nat Ramachandran ,  Matthew Force ,  H. Thomas Graef ,  Robert G. Miller ,  Mark Owens ,  Andrew Junkins ,  Elizabeth M. Herrera

IPC分类号： G07D11/00

CPC分类号： G07D11/0018 ,  B65H5/025 ,  B65H29/006 ,  B65H29/51 ,  B65H39/042 ,  B65H2301/4191 ,  B65H2301/4213 ,  B65H2301/44314 ,  B65H2701/1912 ,  G06Q20/1085 ,  G07D11/0006

摘要： An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.

摘要翻译： 自动交易机器（600）包括收据存储和分发机构（624）。 机构（624）包括堆垛机构（654）。 堆垛机构以诸如要从机器分配给用户的货币单据的堆栈笔记收集，然后将该堆叠从机器呈现给用户。 堆叠机构包括堆叠支撑构件（668），柔性构件（692）和间隔开的支撑件（694）。 当堆叠支撑构件沿着第一旋转方向旋转时，注意事项被接合以支撑与堆叠支撑构件的连接。 在堆叠堆积之后，堆叠支撑构件在相反的旋转方向上的旋转将堆叠从堆垛机构传递。

公开(公告)号：US06941274B1

公开(公告)日：2005-09-06

申请号：US09498789

申请日：2000-02-05

申请人： Natarajan Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller ,  Roy Mleziva ,  Jeffrey A. Hill

发明人： Natarajan Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller ,  Roy Mleziva ,  Jeffrey A. Hill

IPC分类号： G07C9/00 ,  G07F19/00 ,  G06F17/60

CPC分类号： G07F19/203 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/40145 ,  G06Q30/0609 ,  G07C9/00158 ,  G07C2011/02 ,  G07F19/20 ,  G07F19/201

摘要： The invention relates to an automated transaction machine of the recycling currency type. The machine permits a merchant to both store and withdraw cash. The machine also permits a customer to withdraw cash. The automated transaction machine includes a chest portion and a top hat portion. The portions have a front side and a rear side. The rear side of the machine is primarily intended for use by the merchant. The front side of the machine is primarily intended for use by a customer. The merchant side of the chest portion includes an inlet opening for inserting cash and an outlet opening for dispensing cash. The customer side of the chest portion also includes an outlet opening for dispensing cash. The top hat portion includes a separate user interface on the merchant side and a separate user interface on the customer side. The machine provides for the safekeeping of excess cash from a merchant's business operations. The machine enables the replenishment of cash therein without accessing the cash storage areas in the interior of the chest portion.

摘要翻译： 本发明涉及回收货币类型的自动交易机。 该机器允许商家存储和提取现金。 该机器还允许客户提取现金。 自动交易机包括胸部和顶帽部分。 这些部分具有前侧和后侧。 机器的后侧主要供商人使用。 机器的正面主要供客户使用。 胸部的商业侧包括用于插入现金的入口和用于分配现金的出口。 胸部的客户侧还包括用于分配现金的出口。 顶帽部分包括在商家侧的单独的用户界面和在客户侧的单独的用户界面。 该机器用于保护商家业务中的多余现金。 该机器能够在其中补充现金，而无需进入胸部内部的现金存储区域。

公开(公告)号：US20050167482A1

公开(公告)日：2005-08-04

申请号：US11097757

申请日：2005-03-31

申请人： Natarajan Ramachandran ,  Mark Owens ,  Mark Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Graef ,  Elizabeth Herrera ,  Robert Miller ,  Roy Mleziva ,  Jeffrey Hill

发明人： Natarajan Ramachandran ,  Mark Owens ,  Mark Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Graef ,  Elizabeth Herrera ,  Robert Miller ,  Roy Mleziva ,  Jeffrey Hill

IPC分类号： G07C9/00 ,  G07F19/00 ,  G06F17/60

CPC分类号： G07F19/203 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/40145 ,  G06Q30/0609 ,  G07C9/00158 ,  G07C2011/02 ,  G07F19/20 ,  G07F19/201

摘要： The invention relates to a self-service automated transaction machine that permits an authorized user to perform transactions therewith based on facial recognition. Examples of transactions include withdrawing cash, depositing cash, and exchanging cash. The machine includes a plurality of cameras from which plural facial images are captured in determining whether to grant machine access to an individual adjacent the machine.

摘要翻译： 本发明涉及自助交易机器，其允许授权用户基于面部识别执行交易。 交易的例子包括提取现金，存入现金和交换现金。 该机器包括多个摄像机，在确定是否授予对邻近机器的个人的机器访问时捕获多个面部图像。

公开(公告)号：US07360683B2

公开(公告)日：2008-04-22

申请号：US09967327

申请日：2001-09-27

申请人： Sean Haney ,  Mark D. Smith ,  Nat Ramachandran ,  Matthew Force ,  H. Thomas Graef ,  Robert G. Miller ,  Mark Owens ,  Andrew Junkins ,  Elizabeth M. Herrera

发明人： Sean Haney ,  Mark D. Smith ,  Nat Ramachandran ,  Matthew Force ,  H. Thomas Graef ,  Robert G. Miller ,  Mark Owens ,  Andrew Junkins ,  Elizabeth M. Herrera

IPC分类号： G07F19/00

CPC分类号： G07D11/0018 ,  B65H5/025 ,  B65H29/006 ,  B65H29/51 ,  B65H39/042 ,  B65H2301/4191 ,  B65H2301/4213 ,  B65H2301/44314 ,  B65H2701/1912 ,  G06Q20/1085 ,  G07D11/0006

摘要： An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.

摘要翻译： 自动交易机器（600）包括收据存储和分发机构（624）。 机构（624）包括堆垛机构（654）。 堆垛机构以诸如要从机器分配给用户的货币单据的堆栈笔记收集，然后将该堆叠从机器呈现给用户。 堆叠机构包括堆叠支撑构件（668），柔性构件（692）和间隔开的支撑件（694）。 当堆叠支撑构件沿着第一旋转方向旋转时，注意事项被接合以支撑与堆叠支撑构件的连接。 在堆叠堆积之后，堆叠支撑构件在相反的旋转方向上的旋转将堆叠从堆垛机构传递。

公开(公告)号：US06607124B1

公开(公告)日：2003-08-19

申请号：US09664659

申请日：2000-09-19

申请人： Andrew Junkins ,  Nat Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller

发明人： Andrew Junkins ,  Nat Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller

IPC分类号： G06F1760

CPC分类号： B65H29/006 ,  B65H2301/4191 ,  B65H2701/1912 ,  G06Q20/1085 ,  G07D11/0057 ,  G07D11/0081 ,  G07F19/20 ,  G07F19/203

摘要： The invention relates to an automated transaction machine of the recycling currency type. The machine permits a merchant to both store and withdraw cash. The machine also permits a customer to withdraw cash. The automated transaction machine includes a chest portion and a top housing portion. The portions have a front side and a rear side. The rear side of the machine is primarily intended for use by the merchant. The front side of the machine is primarily intended for use by a customer. The merchant side of the chest portion includes an inlet opening for inserting cash and an outlet opening for dispensing cash. The customer side of the chest portion also includes an outlet opening for dispensing cash. The top housing portion includes a separate user interface on the merchant side and a separate user interface on the customer side.

摘要翻译： 本发明涉及回收货币类型的自动交易机。 该机器允许商家存储和提取现金。 该机器还允许客户提取现金。 自动交易机包括胸部和顶部壳体部分。 这些部分具有前侧和后侧。 机器的后侧主要供商人使用。 机器的正面主要供客户使用。 胸部部分的商业侧包括用于插入现金的入口和用于分配现金的出口。 胸部的客户侧还包括用于分配现金的出口。 顶部壳体部分包括商业侧上的单独的用户界面和客户侧的单独的用户界面。

公开(公告)号：US08011572B2

公开(公告)日：2011-09-06

申请号：US12288788

申请日：2008-10-23

申请人： Natarajan Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller ,  Roy Mleziva ,  Jeffrey A. Hill

发明人： Natarajan Ramachandran ,  Mark Owens ,  Mark D. Smith ,  Sean Haney ,  Andrew Junkins ,  Matthew Force ,  H. Thomas Graef ,  Elizabeth M. Herrera ,  Robert G. Miller ,  Roy Mleziva ,  Jeffrey A. Hill

IPC分类号： G06Q40/00 ,  G06Q20/00 ,  G07D11/00 ,  G07F19/00 ,  G06K5/00 ,  G06K7/00 ,  G06K7/08 ,  G06K19/00 ,  G06F7/08

CPC分类号： G07F19/203 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/40145 ,  G06Q30/0609 ,  G07C9/00158 ,  G07C2011/02 ,  G07F19/20 ,  G07F19/201

摘要： A cash dispensing banking transaction machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user included in an audio input signal to audio input device corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.

摘要翻译： 响应于数据承载记录操作的现金分配银行交易机器包括从用户卡读取识别数据的读卡器。 当确定指示包括在音频输入信号中的用户的声音到音频输入设备时，该机器从用于金融帐户的自动提款机分配现金，而不会导致读卡器设备从对应于该金融帐户的卡读取数据 对应于与金融账户相关联的存储在数据存储中的特定识别用户。