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12 条记录 (耗时 0.017 秒)

    Banking system controlled responsive to data bearing records
    1.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US08573482B1

    公开(公告)日：2013-11-05

    申请号：US13419932

    申请日：2012-03-14

    申请人： Richard C. Lute ,  Mark A. Douglass ,  Roy Mleziva ,  Shawn Griggy

    发明人： Richard C. Lute ,  Mark A. Douglass ,  Roy Mleziva ,  Shawn Griggy

    IPC分类号： G07F19/00

    CPC分类号： H05K7/14 ,  G07F19/205 ,  Y10S902/08 ,  Y10S902/09 ,  Y10S902/10 ,  Y10S902/11 ,  Y10S902/12 ,  Y10S902/13 ,  Y10S902/14 ,  Y10S902/15

    摘要： An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.

    摘要翻译： 包括自动银行机器的装置可操作以至少部分地响应从数据承载记录读取的数据来进行财务转移。 该机器包括读卡器，其可操作以读取可用于识别机器的用户和金融帐户中的至少一个的卡数据。 与机器相关联的计算机可操作以通过读卡器的操作来读取卡片数据，并且确定读卡数据对应于被授权通过机器进行交易的金融账户。 该计算机至少部分地响应于使金融账户至少与评估和记入与金融交易相关联的值的确定。

    Automated banking machine operated responsive to data bearing records
    2.
    发明授权
    Automated banking machine operated responsive to data bearing records 有权
    自动银行业务响应数据记录

    公开(公告)号：US08011573B1

    公开(公告)日：2011-09-06

    申请号：US12316127

    申请日：2008-12-09

    申请人： Daniel Schoeffler ,  Mark A. Douglass ,  Dave Kraft ,  Roy Mleziva

    发明人： Daniel Schoeffler ,  Mark A. Douglass ,  Dave Kraft ,  Roy Mleziva

    IPC分类号： G06Q40/00

    CPC分类号： G07F19/205 ,  G07F19/20

    摘要： An automated banking machine operates responsive to data read from user cards. The automated banking machine operates responsive to the card data to carry out financial transactions for authorized users. The banking machine includes a top housing, a card reader, a display, a cash dispenser, and a chest portion. The chest portion includes a side wall that has a striker plate. The chest has a movable door, and a locking bolt adapted to secure the door in a closed position. An aligner is adjustable to relatively position and reduce relative movement of the door and the chest when the locking bolt secures the door in a locked condition.

    摘要翻译： 一种自动银行机器响应于从用户卡读取的数据而进行操作。 自动银行服务器响应于卡数据进行操作以对授权用户执行金融交易。 银行机包括顶部外壳，读卡器，显示器，自动取款机和胸部。 胸部包括具有撞针板的侧壁。 胸部具有可移动的门和适于将门固定在关闭位置的锁定螺栓。 当锁定螺栓将门固定在锁定状态时，对准器可调节以相对位置并减小门和胸部的相对运动。

    Transaction apparatus and method that identifies an authorized user by appearance and voice
    5.
    发明授权
    Transaction apparatus and method that identifies an authorized user by appearance and voice 失效
    通过外观和语音识别授权用户的交易装置和方法

    公开(公告)号：US6023688A

    公开(公告)日：2000-02-08

    申请号：US37559

    申请日：1998-03-09

    申请人： Natarajan Ramachandran ,  Roy Mleziva ,  Jeffrey A. Hill

    发明人： Natarajan Ramachandran ,  Roy Mleziva ,  Jeffrey A. Hill

    IPC分类号： G07C9/00 ,  G07F19/00 ,  G06F19/00

    CPC分类号： G07C9/00158 ,  G06Q20/042 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q20/40145 ,  G07F19/20 ,  G07F19/201 ,  G07C2011/02

    摘要： A financial transaction apparatus (30) includes a financial transaction machine (32). The machine includes devices (34) including transaction function devices (42, 44, 46, 48) for carrying out operations associated with financial transactions. The terminal also includes an imaging device (50) and an audio input device (52), as well as a visual output device (36) and an audio output device (54). Terminal (32) is connected to a computer (68) which has an associated data store (70). The data store includes user data including image data and voice data corresponding to authorized users. The identity of a customer operating the machine is determined by resolving first identity data based on image signals from the imaging device which correspond to a user's appearance. Second identity data is resolved by the processor from voice signals from the audio input device corresponding to the user's voice. The computer enables operation of the transaction function devices if the level of correlation between the first and second identity data is sufficient to establish that the image and voice signals originate from a single authorized user.

    摘要翻译： 金融交易装置（30）包括金融交易机（32）。 该机器包括用于执行与金融交易相关的操作的交易功能设备（42,44,46,48）的设备（34）。 终端还包括成像设备（50）和音频输入设备（52），以及可视输出设备（36）和音频输出设备（54）。 终端（32）连接到具有关联的数据存储（70）的计算机（68）。 数据存储包括用户数据，包括与授权用户对应的图像数据和语音数据。 通过根据与用户的外观相对应的来自成像装置的图像信号来解析第一身份数据来确定操作机器的客户的身份。 第二身份数据由处理器从与用户语音相对应的音频输入设备的语音信号中解决。 如果第一和第二身份数据之间的相关程度足以确定图像和语音信号来自单个授权用户，则计算机使得交易功能设备能够操作。