公开(公告)号：US08595048B2

公开(公告)日：2013-11-26

申请号：US12108826

申请日：2008-04-24

申请人： Jay S. Walker ,  Magdalena Mik ,  Timothy A. Palmer ,  Russell P. Sammon ,  Michiko Kobayashi ,  Geoffrey M. Gelman ,  Miles Lasater ,  Andrew P. Golden ,  Keith Bemer ,  Scott Wolinsky

发明人： Jay S. Walker ,  Magdalena Mik ,  Timothy A. Palmer ,  Russell P. Sammon ,  Michiko Kobayashi ,  Geoffrey M. Gelman ,  Miles Lasater ,  Andrew P. Golden ,  Keith Bemer ,  Scott Wolinsky

IPC分类号： G06Q40/00 ,  G06Q30/00 ,  G06Q20/00

CPC分类号： G06Q30/0222 ,  G06Q10/0637 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0236 ,  G06Q30/0247

摘要： A method and apparatus for allowing a customer to purchase or otherwise receive a benefit during a first transaction that will be redeemed by the customer or provided to the customer at a later time or during a future transaction for the purchase, rental, lease, etc. of one or more products and/or services. The price to the customer for the benefit may be a monetary amount, a non-monetary amount, a commitment by the customer to complete or perform some obligation or qualifying action. The value of the benefit to the customer may be based on one or more aspects or characteristics of the first transaction.

摘要翻译： 一种方法和装置，用于允许客户在第一交易期间购买或以其他方式获得将由客户兑换或在稍后时间或在未来交易期间为购买，租赁，租赁等提供给客户的利益。 的一个或多个产品和/或服务。 客户的利益价格可能是货币金额，非货币金额，客户承诺完成或履行一些义务或合格行动。 对客户的利益的价值可以基于第一交易的一个或多个方面或特征。

公开(公告)号：US08560395B2

公开(公告)日：2013-10-15

申请号：US11535322

申请日：2006-09-26

申请人： Jay S. Walker ,  Magdalena Mik ,  John M. Packes, Jr. ,  Russell Pratt Sammon ,  Michiko Kobayashi

发明人： Jay S. Walker ,  Magdalena Mik ,  John M. Packes, Jr. ,  Russell Pratt Sammon ,  Michiko Kobayashi

IPC分类号： G06Q30/00

CPC分类号： G06Q30/0611 ,  G06Q10/02 ,  G06Q20/20 ,  G06Q30/0234 ,  G06Q30/0241 ,  G06Q30/06 ,  G06Q30/0613 ,  G06Q30/0617 ,  G06Q30/0633 ,  G06Q30/0643 ,  G06Q40/04

摘要： Systems and methods are provided wherein an indication of a plurality of product categories is received, each product category being associated with a plurality of products. For example, the indication of the plurality of product categories may be received from a buyer. Buyer offer information, including an indication of an offer amount associated with the plurality of product categories, is also received. A subset of the plurality of products is selected for each of the product categories, and an indication of the selected products is provided. The buyer's offer may then be evaluated. If the buyer's offer is accepted, the selected products may be provided to the buyer in exchange for payment of the offer amount.

公开(公告)号：US20130226735A1

公开(公告)日：2013-08-29

申请号：US13620719

申请日：2012-09-15

申请人： Jay S. Walker ,  Jose A. Suarez ,  T. Scott Case ,  Michiko Kobayashi ,  Andrew P. Golden

发明人： Jay S. Walker ,  Jose A. Suarez ,  T. Scott Case ,  Michiko Kobayashi ,  Andrew P. Golden

IPC分类号： G06Q30/06

CPC分类号： G06Q30/0613 ,  G06Q30/02 ,  G06Q30/0261 ,  G06Q30/0266 ,  G06Q30/0268 ,  G06Q30/0601

摘要： A system to determine offers and/or to determine the acceptability of offers based on received information relating to product redemption at a third party. According to one embodiment, the system includes arrangement for a customer to redeem a product from a third party, reception of information relating to a redemption of the product by the customer, reception of an offer to purchase a product for an offer price, determination to accept the offer based on the received information relating to the redemption, determination of an assigned third party at which the offer product may be redeemed based on the received information, and transmission of an acceptance of the offer and an indication of the assigned third party.

摘要翻译： 根据所收到的与第三方产品兑换有关的信息，确定报价和/或确定报价的可接受性的系统。 根据一个实施例，该系统包括用于客户从第三方兑换产品的装置，接收由客户兑换产品的信息，接收以报价价购买产品的要约，确定为 基于接收到的有关赎回信息，根据接收到的信息确定提供产品可能被赎回的分配的第三方以及发送接受该要约以及所分配的第三方的指示，接受该提议。

公开(公告)号：US20130211961A1

公开(公告)日：2013-08-15

申请号：US13620726

申请日：2012-09-15

申请人： Jay S. Walker ,  Jose A. Suarez ,  T. Scott Case ,  Michiko Kobayashi ,  Andrew P. Golden

发明人： Jay S. Walker ,  Jose A. Suarez ,  T. Scott Case ,  Michiko Kobayashi ,  Andrew P. Golden

IPC分类号： G06Q30/06

CPC分类号： G06Q30/0613 ,  G06Q30/02 ,  G06Q30/0235 ,  G06Q30/06 ,  G06Q30/0601

摘要： A system to determine offers and/or to determine the acceptability of offers based on received information relating to product redemption at a third party. According to one embodiment, the system includes arrangement for a customer to redeem a product from a third party, reception of information relating to a redemption of the product by the customer, reception of an offer to purchase a product for an offer price, determination to accept the offer based on the received information relating to the redemption, determination of an assigned third party at which the offer product may be redeemed based on the received information, and transmission of an acceptance of the offer and an indication of the assigned third party.

公开(公告)号：US20120239480A1

公开(公告)日：2012-09-20

申请号：US13436490

申请日：2012-03-30

申请人： Jay S. Walker ,  James A. Jorasch ,  Daniel E. Tedesco ,  Stephen C. Tulley ,  Timothy A. Palmer ,  Russell Pratt Sammon ,  John M. Packes, JR. ,  Geoffrey M. Gelman ,  Kurt M. Maschoff ,  Andrew M. Golden ,  Michiko Kobayashi

发明人： Jay S. Walker ,  James A. Jorasch ,  Daniel E. Tedesco ,  Stephen C. Tulley ,  Timothy A. Palmer ,  Russell Pratt Sammon ,  John M. Packes, JR. ,  Geoffrey M. Gelman ,  Kurt M. Maschoff ,  Andrew M. Golden ,  Michiko Kobayashi

IPC分类号： G06Q30/02

CPC分类号： G06Q30/0257 ,  G06Q30/02 ,  G06Q30/0215 ,  G06Q30/0267 ,  G06Q30/04

摘要： A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.

公开(公告)号：US08131588B2

公开(公告)日：2012-03-06

申请号：US13048829

申请日：2011-03-15

申请人： Jay S. Walker ,  Daniel E. Tedesco ,  Michiko Kobayashi ,  Andrew P. Golden ,  Scott B. Allison ,  Geoffrey M. Gelman ,  Timothy A. Palmer ,  James A. Jorasch ,  Elizabeth Delamater

发明人： Jay S. Walker ,  Daniel E. Tedesco ,  Michiko Kobayashi ,  Andrew P. Golden ,  Scott B. Allison ,  Geoffrey M. Gelman ,  Timothy A. Palmer ,  James A. Jorasch ,  Elizabeth Delamater

IPC分类号： G07G1/00 ,  G07G1/14

CPC分类号： G06Q30/0609 ,  G06Q10/087 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0208 ,  G06Q30/0213 ,  G06Q30/0234 ,  G06Q30/0239 ,  G06Q30/0601 ,  G06Q30/0641 ,  G06Q30/0645

摘要： Methods, computer readable media and systems are described wherein a security deposit is used to facilitate a transaction with a customer. In an embodiment, a process includes receiving an indication that a customer is interested in making a purchase during a transaction from a merchant, and transmitting an offer for a benefit to be applied to the transaction in exchange for a future performance of a task by the customer and a security deposit. The task is associated with a subsidy provider other than the merchant. The method also includes providing the offer to the customer, receiving the security deposit, applying the benefit to the transaction before performance of the task, and returning at least a portion of the security deposit to the customer based on the performance of the task. For example, a subsidy provider may offer to apply a subsidy amount to a transaction involving the purchase of a lawn mower in exchange for a future performance of a task by the customer such as test driving a new car. It is also arranged for the customer to provide a security deposit. When the customer performs the task by test driving the car, arrangements are then made to return at least a portion of the security deposit to the customer.

摘要翻译： 描述了方法，计算机可读介质和系统，其中使用安全存款来促进与客户的交易。 在一个实施例中，一个过程包括在商业交易期间接收客户有兴趣进行购买的指示，以及发送要被应用于交易的利益的报价，以换取任务的未来表现 客户和保证金。 该任务与商户以外的补贴提供者相关联。 该方法还包括向客户提供报价，接收保证金，在执行任务之前将交易的利益应用于交易，以及基于任务执行将至少一部分安全存款返还给客户。 例如，补贴提供者可以提供对涉及购买割草机的交易的补贴金额，以换取客户未来履行任务，例如驾驶新车的测试。 还安排客户提供保证金。 当客户通过测试驾驶汽车执行任务时，安排将至少一部分保证金返还给客户。

公开(公告)号：US20080208663A1

公开(公告)日：2008-08-28

申请号：US12108826

申请日：2008-04-24

申请人： Jay S. Walker ,  Magdalena Mik ,  Timothy A. Palmer ,  Russell P. Sammon ,  Michiko Kobayashi ,  Geoffrey M. Gelman ,  Miles Lasater ,  Andrew P. Golden ,  Keith Bemer ,  Scott Wolinsky

发明人： Jay S. Walker ,  Magdalena Mik ,  Timothy A. Palmer ,  Russell P. Sammon ,  Michiko Kobayashi ,  Geoffrey M. Gelman ,  Miles Lasater ,  Andrew P. Golden ,  Keith Bemer ,  Scott Wolinsky

IPC分类号： G06Q30/00 ,  G06Q99/00

CPC分类号： G06Q30/0222 ,  G06Q10/0637 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0236 ,  G06Q30/0247

摘要： A method and apparatus for allowing a customer to purchase or otherwise receive a benefit during a first transaction that will be redeemed by the customer or provided to the customer at a later time or during a future transaction for the purchase, rental, lease, etc. of one or more products and/or services. The price to the customer for the benefit may be a monetary amount, a non-monetary amount, a commitment by the customer to complete or perform some obligation or qualifying action. The value of the benefit to the customer may be based on one or more aspects or characteristics of the first transaction.

摘要翻译： 一种方法和装置，用于允许客户在第一交易期间购买或以其他方式获得将由客户兑换或在稍后时间或在未来交易期间为购买，租赁，租赁等提供给客户的利益。 的一个或多个产品和/或服务。 客户的利益价格可能是货币金额，非货币金额，客户承诺完成或履行一些义务或合格行动。 对客户的利益的价值可以基于第一交易的一个或多个方面或特征。

公开(公告)号：US07415425B1

公开(公告)日：2008-08-19

申请号：US09685079

申请日：2000-10-06

申请人： Jay S. Walker ,  Daniel E. Tedesco ,  Michiko Kobayashi ,  Andrew P. Golden ,  Scott B. Allison ,  Geoffrey M. Gelman ,  Timothy A. Palmer ,  James A. Jorasch ,  Elizabeth Delamater

发明人： Jay S. Walker ,  Daniel E. Tedesco ,  Michiko Kobayashi ,  Andrew P. Golden ,  Scott B. Allison ,  Geoffrey M. Gelman ,  Timothy A. Palmer ,  James A. Jorasch ,  Elizabeth Delamater

IPC分类号： G07G1/00 ,  G07G1/14

CPC分类号： G06Q30/0609 ,  G06Q10/087 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0208 ,  G06Q30/0213 ,  G06Q30/0234 ,  G06Q30/0239 ,  G06Q30/0601 ,  G06Q30/0641 ,  G06Q30/0645

摘要： Systems and methods are provided wherein a security deposit is used to facilitate a transaction with a customer. It is arranged for a benefit to be applied to the transaction in exchange for a future performance of a task by the customer. For example, a subsidy provider may offer to apply a subsidy amount to the transaction in exchange for a future performance of the task by the customer. It is also arranged for the customer to provide a security deposit. Based on the performance of the task by the customer, it is arranged for the security deposit to be returned to the customer.

摘要翻译： 提供了系统和方法，其中使用安全存款来促进与客户的交易。 为了交换未来的客户履行任务而安排交易的一个好处。 例如，补贴提供者可以提供向交易申请补贴金额，以换取客户未来履行任务。 还安排客户提供保证金。 根据客户履行的任务，安排将保证金退还给客户。

公开(公告)号：US20080052186A1

公开(公告)日：2008-02-28

申请号：US11926769

申请日：2007-10-29

申请人： Jay Walker ,  Jose Suarez ,  T. Case ,  Michiko Kobayashi ,  Andrew Golden

发明人： Jay Walker ,  Jose Suarez ,  T. Case ,  Michiko Kobayashi ,  Andrew Golden

IPC分类号： G06Q30/00

CPC分类号： G06Q30/0613 ,  G06Q30/02 ,  G06Q30/0235 ,  G06Q30/06 ,  G06Q30/0601

摘要： A system to determine offers and/or to determine the acceptability of offers based on received information relating to product redemption at a third party. According to one embodiment, the system includes arrangement for a customer to redeem a product from a third party, reception of information relating to a redemption of the product by the customer, reception of an offer to purchase a product for an offer price, determination to accept the offer based on the received information relating to the redemption, determination of an assigned third party at which the offer product may be redeemed based on the received information, and transmission of an acceptance of the offer and an indication of the assigned third party.

摘要翻译： 根据所收到的与第三方产品兑换有关的信息，确定报价和/或确定报价的可接受性的系统。 根据一个实施例，该系统包括用于客户从第三方兑换产品的装置，接收由客户兑换产品的信息，接收以报价价购买产品的要约，确定为 基于接收到的有关赎回信息，根据接收到的信息确定提供产品可能被赎回的分配的第三方以及发送接受该要约以及所分配的第三方的指示，接受该提议。

公开(公告)号：US20070250388A1

公开(公告)日：2007-10-25

申请号：US11768594

申请日：2007-06-26

申请人： Jay Walker ,  Magdalena Mik ,  James Jorasch ,  Andrew Luchene ,  Michiko Kobayashi ,  Geoffrey Gelman ,  Russell Sammon ,  Andrew Golden ,  Adam Stevenson

发明人： Jay Walker ,  Magdalena Mik ,  James Jorasch ,  Andrew Luchene ,  Michiko Kobayashi ,  Geoffrey Gelman ,  Russell Sammon ,  Andrew Golden ,  Adam Stevenson

IPC分类号： G06Q30/00

CPC分类号： G06Q20/40 ,  G06Q20/085 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/22 ,  G06Q30/018 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0224 ,  G06Q30/0226 ,  G06Q30/0231 ,  G06Q30/0236 ,  G06Q30/0238 ,  G06Q30/0284 ,  G06Q30/0601

摘要： A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription is established by receiving a request to establish a subscription and receiving information that identifies a product. Terms of a subscription for the product are established. The established subscription is identified by a redemption identifier which is communicated to the customer. It is also determined whether the customer is complying with a frequency of the subscription.

摘要翻译： 订阅系统允许客户建立与一个或多个零售商的产品的订阅（例如，通过通过控制器或中央系统建立订阅）。 在一个实施例中，通过接收建立订阅和接收标识产品的信息的请求来建立订阅。 产品的订购条款已经建立。 已建立的订阅由通信给客户的兑换标识符标识。 还确定客户是否符合订阅的频率。