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31.发明公开公开(公告)号：US20230162290A1
公开(公告)日：2023-05-25
申请号：US18156261
申请日：2023-01-18
Inventor： Amy Engelhorn , Kathryn E. Knarr
Abstract: A computer-implemented method includes providing a user an electronic form with a field associated, processing an image of the object that the user submitted via a user-interactive control of the form to identify physical features of the object, using the identified physical features to determine two or more possible types of the object, determining confidence levels associated with the possible type(s), providing to the user indications of the possible type(s) and a request for confirmation of a determined type of the object, and, in response to receiving confirmation of the determined type from the user, causing the client device to automatically populate the field of the electronic form in accordance with the determined type.
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公开(公告)号：US11568494B1
公开(公告)日：2023-01-31
申请号：US16933358
申请日：2020-07-20
Inventor： Timothy Joel Davis , Amy Engelhorn , Tami R. Custer , Karen E. Przybylski , Paul C. Szews , Rosemarie Geier Grant , Eric Haefli , Arthur P. Paulette, Jr.
Abstract: In a computer-implemented method, one or more digital aerial images of a property of a current or potential policyholder may be received. The digital aerial image(s) may be processed to determine one or more features of the property, including one or more features of a tree. A predicted location of roots of the tree is determined based upon the tree feature(s). The property feature(s) is/are analyzed to determine a risk of damage to a structure located on the property, by analyzing at least the predicted location of roots of the tree to determine a risk of damage to a foundation of the structure. Based at least in part on this risk, a risk output is generated that includes an indication of whether action should be taken to mitigate the risk of damage and/or whether insurance coverage should be offered, and/or includes a measure of the risk of damage.
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公开(公告)号：US11295392B1
公开(公告)日：2022-04-05
申请号：US16853334
申请日：2020-04-20
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
Abstract: A system for enhanced personal property replacement (i) builds a virtual inventory of personal belongings, such as by performing object recognition techniques on mobile device digital images with the customer's permission or affirmative consent; (ii) receives user preferences transmitted from their mobile device; (iii) receives a request from the user to handle an insurance claim after an insurance-related event; (iv) determines items to purchase for the user based upon the user preferences, and/or the extent of damage; and/or (v) transmits, to a retailer remote server a virtual order for the items to be delivered to the user at a temporary (hotel) or permanent (home) address. Insurance claim monies may be used to pay for the items. As a result, after an event (e.g., fire, tornado, hurricane), household or other goods may be automatically purchased and delivered to a customer to alleviate the negative impact of the event on their life.
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公开(公告)号：US11288752B1
公开(公告)日：2022-03-29
申请号：US16834985
申请日：2020-03-30
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
Abstract: A computer system for enhanced personal property replacement may be provided. The computer system may include at least one processor in communication with at least one memory device. The at least one processor may programmed to receive a plurality of user preferences transmitted from a user computer device associated with a user, receive a request from the user to cover a claim, determine a first plurality of items for the user based upon the claim and the plurality of user preferences, and/or transmit, to a retailer computer device associated with a retailer, an order for the determined first plurality of items with the retailer to be delivered to the user at an address associated with the user.
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公开(公告)号：US11113767B1
公开(公告)日：2021-09-07
申请号：US16457026
申请日：2019-06-28
Inventor： Timothy Joel Davis , Amy Engelhorn
Abstract: An augmented reality (AR) system for generating and displaying an enhanced situation visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image representative of a current view of a user. The ESV computing device may determine a subject of the image, retrieve reference information associated with the subject from the reference database, and determine situation information specific to the subject. The reference and situation information may be displayed on the user computing device to provide an ESV of the subject. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating homeowner's insurance claims, and/or for instructional guidance.
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Patent Agency Ranking
公开(公告)号：US10832344B1
公开(公告)日：2020-11-10
申请号：US16238108
申请日：2019-01-02
Inventor： Amy Engelhorn
IPC: G06Q40/08 , G06F3/0484
Abstract: A method and system for associating information regarding an object with image objects is disclosed, wherein each image object is a visual data containers including an image associated with the object and data items relating to the object. A user may interact with a graphical user interface to create, modify, and associate image objects by means of the associated images. Information regarding the objects may be associated therewith by means of the image objects, and image objects may be associated with other image objects to generate associations between information regarding the underlying objects. Information regarding other image objects or the associated image may be used to determine information regarding the object, which may be associated with the image object. In some embodiments, associating two or more image objects may associate the underlying objects for purposes of insurance policies or may generate a new insurance policy based on the image objects.
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公开(公告)号：US10672079B1
公开(公告)日：2020-06-02
申请号：US15243210
申请日：2016-08-22
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
Abstract: A system for enhanced personal property replacement (i) builds a virtual inventory of personal belongings, such as by performing object recognition techniques on mobile device digital images with the customer's permission or affirmative consent; (ii) receives user preferences transmitted from their mobile device; (iii) receives a request from the user to handle an insurance claim after an insurance-related event; (iv) determines items to purchase for the user based upon the user preferences, and/or the extent of damage; and/or (v) transmits, to a retailer remote server a virtual order for the items to be delivered to the user at a temporary (hotel) or permanent (home) address. Insurance claim monies may be used to pay for the items. As a result, after an event (e.g., fire, tornado, hurricane), household or other goods may be automatically purchased and delivered to a customer to alleviate the negative impact of the event on their life.
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38.发明授权公开(公告)号：US09786011B1
公开(公告)日：2017-10-10
申请号：US14560411
申请日：2014-12-04
Inventor： Amy Engelhorn , Kathryn E. Knarr
CPC classification number: G06Q40/08 , G06K9/6202 , G06K9/6215
Abstract: In a computer-implemented method, an insurance policyholder may be provided an electronic insurance form including at least a first field, the first field being associated with a query for which an accurate response depends on a type of an object associated with the insurance policyholder. An image of the object may be received. The image of the object may be processed according to an object recognition technique to identify at least one characteristic of the image of the object. The identified characteristic(s) may be used to determine the type of the object, and the insurance policyholder may be provided an indication of the determined type of the object to facilitate manual or automatic entry of accurate information in the first field. Additionally or alternatively, the indication of the determined type of the object may be automatically entered in the first field. An insurance policy or quote may be adjusted accordingly.
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公开(公告)号：US20230306158A1
公开(公告)日：2023-09-28
申请号：US18319291
申请日：2023-05-17
Inventor： Timothy Joel Davis , Amy Engelhorn
CPC classification number: G06F30/20 , G06T19/006 , G06Q40/08
Abstract: An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image and/or GPS location of a property. The ESV computing device may determine the subject of the image is the property, retrieve reference information including peril maps associated with the property from the reference database, and determine situation information specific to the subject. The reference and situation information including a loss estimate may be displayed on the user computing device to provide an ESV of the property. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating an insurance policy, premium, and/or discount, and/or generating insurance-related recommendations.
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公开(公告)号：US11699005B2
公开(公告)日：2023-07-11
申请号：US17476382
申请日：2021-09-15
Inventor： Timothy Joel Davis , Amy Engelhorn
CPC classification number: G06F30/20 , G06T19/006 , G06Q40/08
Abstract: An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image and/or GPS location of a property. The ESV computing device may determine the subject of the image is the property, retrieve reference information including peril maps associated with the property from the reference database, and determine situation information specific to the subject. The reference and situation information including a loss estimate may be displayed on the user computing device to provide an ESV of the property. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating an insurance policy, premium, and/or discount, and/or generating insurance-related recommendations.
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