SYSTEMS AND METHODS FOR IDENTIFYING AND ASSESSING LOCATION-BASED RISKS FOR VEHICLES
    31.
    发明申请
    SYSTEMS AND METHODS FOR IDENTIFYING AND ASSESSING LOCATION-BASED RISKS FOR VEHICLES 审中-公开
    用于识别和评估基于位置的车辆风险的系统和方法

    公开(公告)号:US20150324923A1

    公开(公告)日:2015-11-12

    申请号:US14273093

    申请日:2014-05-08

    CPC classification number: G06Q40/08 G06Q10/0635 G06Q30/0266

    Abstract: Methods and systems for improving vehicular safety by notifying vehicle operators of location-based risks are provided. According to embodiments, a processing server may receive an initial location of a vehicle. Based on location data associated with the initial location, the processing server can determine the risk of an incident. The processing server can generate a notification to communicate to the vehicle operator, and the vehicle operator can assess the risk and take action to mitigate the risk, for example by relocating the vehicle. The processing server can receive updated location data for the vehicle and can determine, based on the updated location data, that the risk has been mitigated.

    Abstract translation: 提供了通过车辆运营商通报基于位置的风险来改善车辆安全的方法和系统。 根据实施例,处理服务器可以接收车辆的初始位置。 基于与初始位置相关联的位置数据,处理服务器可以确定事件的风险。 处理服务器可以产生通知以与车辆操作者通信,并且车辆操作者可以评估风险并采取行动来减轻风险,例如通过重新定位车辆。 处理服务器可以接收车辆的更新的位置数据,并且可以基于更新的位置数据来确定风险已被减轻。

    TRIP-BASED VEHICLE INSURANCE
    32.
    发明申请
    TRIP-BASED VEHICLE INSURANCE 有权
    基于TRIP的车辆保险

    公开(公告)号:US20140257867A1

    公开(公告)日:2014-09-11

    申请号:US14203015

    申请日:2014-03-10

    Abstract: Methods and systems for offering and providing trip-based vehicle insurance are provided. Information is received regarding a vehicle operator and a vehicle, and trip-based insurance policies including quantities of vehicle use units are offered to the customer. Based on selected coverage types, the insurance provider may generate an insurance quote for a policy having an amount of the vehicle use units and may facilitate a purchase transaction with the customer for the insurance policy. Once a policy is selected and purchased, the system and method monitor vehicle use to determine each use of a vehicle use unit. Each vehicle use unit generally corresponds to one vehicle trip, but additional vehicle trip limitations may be added that may result in additional charges when exceeded during the course of a vehicle trip.

    Abstract translation: 提供了提供和提供旅行车辆保险的方法和系统。 收到关于车辆操作员和车辆的信息,并且向客户提供包括车辆使用单元数量的旅行保险单。 根据所选择的覆盖类型,保险提供者可以为具有车辆使用单位量的策略生成保险报价,并且可以促进与客户的保险单的购买交易。 一旦选择和购买政策,系统和方法监测车辆使用情况,以确定每个使用车辆使用单位。 每个车辆使用单元通常对应于一次车辆行程,但是可以添加额外的车辆行驶限制,这可能导致在车辆行驶过程中超出时的额外费用。

    Dynamic Safe Storage of Vehicle Content

    公开(公告)号:US20220258747A1

    公开(公告)日:2022-08-18

    申请号:US17738209

    申请日:2022-05-06

    Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.

    Driver identification for trips associated with anonymous vehicle telematics data

    公开(公告)号:US10699498B1

    公开(公告)日:2020-06-30

    申请号:US16145958

    申请日:2018-09-28

    Abstract: A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include metrics indicative of different driving behaviors and/or different features of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis that includes executing a clustering algorithm may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.

    Driver identification for trips associated with anonymous vehicle telematics data

    公开(公告)号:US10115246B1

    公开(公告)日:2018-10-30

    申请号:US15010381

    申请日:2016-01-29

    Abstract: A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include one or more metrics each indicative of a different driving behavior or a different feature of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.

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