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    Systems and methods for allocating vehicle costs between vehicle users for anticipated trips
    4.
    发明授权
    Systems and methods for allocating vehicle costs between vehicle users for anticipated trips 有权

    公开(公告)号：US11972487B1

    公开(公告)日：2024-04-30

    申请号：US17190990

    申请日：2021-03-03

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Gregory Hayward ,  Scott Christensen

    IPC: G06Q40/08 ,  G06Q30/0283 ,  G07C5/00 ,  G07C5/02

    CPC classification number: G06Q40/08 ,  G06Q30/0283 ,  G07C5/008 ,  G07C5/02

    Abstract: Vehicle costs may be allocated between users of a vehicle, including autonomous vehicles. A vehicle cost allocation (VCA) computing device receives an anticipated trip report associated with an anticipated future trip, the anticipated trip report associated with at least one vehicle user including an anticipated driver of the vehicle and an anticipated passenger, the anticipated trip report including at least one of an anticipated destination and a distance of the anticipated future trip. The VCA computing device is also configured to determine one or more anticipated vehicle costs for the anticipated future trip. The vehicle costs may include usage-based or trip-based insurance. The VCA computing device is also configured to allocate a respective portion of the vehicle cost to the anticipated driver and passenger and transmit the anticipated vehicle costs to for review by the anticipated driver.

    VIRTUAL TESTING OF AUTONOMOUS ENVIRONMENT CONTROL SYSTEM
    8.
    发明公开
    VIRTUAL TESTING OF AUTONOMOUS ENVIRONMENT CONTROL SYSTEM 审中-公开

    公开(公告)号：US20230205684A1

    公开(公告)日：2023-06-29

    申请号：US18117642

    申请日：2023-03-06

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Blake Konrardy ,  Scott T. Christensen ,  Gregory Hayward ,  Scott Farris

    IPC: G06F11/36 ,  G16Y30/00 ,  G16Y10/80

    CPC classification number: G06F11/3692 ,  G06F11/3688 ,  G16Y10/80 ,  G16Y30/00

    Abstract: Methods and systems for assessing, detecting, and responding to malfunctions involving components of autonomous vehicles and/or smart homes are described herein. Autonomous operation features and related components can be assessed using direct or indirect data regarding operation. Such assessment may be performed to determine the robustness of autonomous systems, including the use of virtual assessment of software components within a simulated environment. To this end, a server may retrieve one or more routines associated with autonomous operation. The server may also generate a set of test data associated with test conditions. The server may also execute an emulator that virtually simulates autonomous environment. The test data may be presented to the routines executing in the emulator to generate output data. The server may then analyze the output data to determine a quality metric.

    PROVIDING INSURANCE DISCOUNTS BASED UPON USAGE OF TELEMATICS DATA-BASED RISK MITIGATION AND PREVENTION FUNCTIONALITY
    9.
    发明申请
    PROVIDING INSURANCE DISCOUNTS BASED UPON USAGE OF TELEMATICS DATA-BASED RISK MITIGATION AND PREVENTION FUNCTIONALITY 有权

    公开(公告)号：US20230048622A1

    公开(公告)日：2023-02-16

    申请号：US17975925

    申请日：2022-10-28

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Gregory Hayward

    IPC: G06Q40/08 ,  G08G1/0968

    Abstract: A computer-implemented method of updating an auto insurance policy is provided. The method may include (1) determining that a customer's mobile device has a Telematics Application (“App”) installed on it, the Telematics App configured to (i) receive telematics data associated with another vehicle via a wireless communication broadcast; (ii) determine a travel event from analysis of the telematics data received, and (iii) generate a corrective action based upon the telematics data received or travel event determined that alleviates the risk of vehicle collision. The method may also include (2) monitoring, with the customer's permission, an amount or percentage of usage of the Telematics App on the customer's mobile device while the customer is driving in an insured vehicle; and (3) adjusting an insurance policy premium or discount based upon usage of the Telematics App to facilitate rewarding risk-averse drivers and encourage usage of risk mitigation or prevention technology.

    AUTONOMOUS VEHICLE REFUELING
    10.
    发明申请
    AUTONOMOUS VEHICLE REFUELING 有权

    公开(公告)号：US20230043047A1

    公开(公告)日：2023-02-09

    申请号：US17972935

    申请日：2022-10-25

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Blake Konrardy ,  Scott T. Christensen ,  Gregory Hayward ,  Scott Farris

    IPC: G05D1/00 ,  G01C21/34

    Abstract: Methods and systems for autonomous vehicle recharging or refueling are disclosed. Autonomous vehicles may be automatically refueled by routing the vehicles to available fueling stations when not in operation, according to methods described herein. A fuel level within a tank of an autonomous vehicle may be monitored until it reaches a refueling threshold, at which point an on-board computer may generate a predicted use profile for the vehicle. Based upon the predicted use profile, a time and location for the vehicle to refuel the vehicle may be determined. In some embodiments, the vehicle may be controlled to automatically travel to a fueling station, refill a fuel tank, and return to its starting location in order to refuel when not in use.

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