利索-全球专利检索

  1. 登录
  2. 注册

搜索结果

820 条记录 (耗时 0.042 秒)

    Method and apparatus for providing and processing installment plans at a terminal
    42.
    发明授权
    Method and apparatus for providing and processing installment plans at a terminal 有权
    在终端提供和处理分期付款计划的方法和装置

    公开(公告)号：US06980968B1

    公开(公告)日：2005-12-27

    申请号：US09654341

    申请日：2000-09-08

    申请人： Jay S. Walker ,  James A. Jorasch ,  Andrew S. Van Luchene

    发明人： Jay S. Walker ,  James A. Jorasch ,  Andrew S. Van Luchene

    IPC分类号： G06Q20/00 ,  G06Q30/00 ,  G06Q40/00 ,  G06F17/60

    CPC分类号： G06Q30/06 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/20 ,  G06Q30/0601 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G06Q40/12

    摘要： A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The central controller, in turn, generates one or more installment plan identifiers defining installment plans for payment of the purchase price. The installment plan identifiers are based on the purchase price and/or the financial account identifier. For example, certain accounts or certain high purchase prices may merit preferred installment plans. The installment plan identifiers are transmitted to the POS terminal. A purchaser at the POS terminal selects whether he would like to pay for his purchase in installments and, if so, using which installment plan. The POS terminal generates a selection signal indicative of whether to accept any of the installment plans, and transmits the selection signal to the central controller. The central controller receives the selection signal. If the selection signal indicates acceptance of any installment plan, use of the accepted installment plan for the financial account is authorized. Thereafter, bills are generated which reflect installment charges to be paid.

    摘要翻译： 中央控制器从POS终端接收购买价格和金融帐户标识符。 财务帐户标识符指定一个金融账户，如信用卡账户。 中央控制器又产生一个或多个分期计划标识符，用于定义用于支付购买价格的分期付款计划。 分期付款计划标识符是基于购买价格和/或金融账户标识符。 例如，某些帐户或某些高购买价格可能值得优先分期付款计划。 分期付款计划标识符被发送到POS终端。 POS终端的购买者选择是否愿意分期付款，如果是，请使用分期付款方案。 POS终端产生指示是否接受任何分期计划的选择信号，并将选择信号发送到中央控制器。 中央控制器接收选择信号。 如果选择信号表示接受任何分期付款计划，则授权对该金融账户使用已接受的分期付款计划。 此后，生成了要支付的分期付款的票据。

    Method and apparatus for securing a computer-based game of chance
    43.
    发明授权
    Method and apparatus for securing a computer-based game of chance 失效

    公开(公告)号：US06203427B1

    公开(公告)日：2001-03-20

    申请号：US08888049

    申请日：1997-07-03

    申请人： Jay S. Walker ,  Bruce Schneier ,  James A. Jorasch ,  Andrew S. Van Luchene

    发明人： Jay S. Walker ,  Bruce Schneier ,  James A. Jorasch ,  Andrew S. Van Luchene

    IPC分类号： A63F924

    CPC分类号： G07F17/32 ,  G06Q50/34 ,  G07F17/3262 ,  G07F17/3288

    摘要： A system is described for facilitating an Internet-based game of chance, particularly a computer-based version of a punchboard game having a grid with prizes associated with the various grid locations. The user can pay a central controller for each selection by providing a credit card number, or through other Internet transaction means. The central controller sends the user a fresh virtual punchboard (i.e. a game in which no selections have yet been made). The user selects a grid location, encrypts it, and then transmits it to the central controller. The central controller then generates prize values for the grid that it sent to the player. The user's computer stores the locations of each prize and determines whether the player's selection was a winner. If he has won, the player sends the decryption key to the central controller to decrypt his grid selection and authenticate his selection. The central controller then initiates a payment to the user.

    Method and apparatus for securing a computer-based game of chance
    50.
    发明授权
    Method and apparatus for securing a computer-based game of chance 失效
    用于确保基于计算机的机会游戏的方法和装置

    公开(公告)号：US06790139B2

    公开(公告)日：2004-09-14

    申请号：US09765165

    申请日：2001-01-18

    申请人： Jay S. Walker ,  Bruce Schneier ,  James A. Jorasch ,  Andrew S. Van Luchene

    发明人： Jay S. Walker ,  Bruce Schneier ,  James A. Jorasch ,  Andrew S. Van Luchene

    IPC分类号： A63F924

    CPC分类号： G07F17/32 ,  G06Q50/34 ,  G07F17/3262 ,  G07F17/3288

    摘要： A system is described for facilitating an Internet-based game of chance, particularly a computer-based version of a punchboard game having a grid with prizes associated with the various grid locations. The user can pay a central controller for each selection by providing a credit card number, or through other Internet transaction means. The central controller sends the user a fresh virtual punchboard (i.e. a game in which no selections have yet been made). The user selects a grid location, encrypts it, and then transmits it to the central controller. The central controller then generates prize values for the grid that it sent to the player. The user's computer stores the locations of each prize and determines whether the player's selection was a winner. If he has won, the player sends the decryption key to the central controller to decrypt his grid selection and authenticate his selection. The central controller then initiates a payment to the user.

    摘要翻译： 描述了一种用于促进基于因特网的机会游戏的系统，特别是具有与各种网格位置相关联的奖品的网格的打板游戏的基于计算机的版本。 用户可以通过提供信用卡号码或通过其他因特网交易手段为每个选择支付中央控制器。 中央控制器向用户发送新鲜的虚拟打孔板（即尚未进行选择的游戏）。 用户选择网格位置，对其进行加密，然后将其传输到中央控制器。 然后中央控制器为其发送给播放器的网格生成奖励值。 用户的计算机存储每个奖品的位置，并确定玩家的选择是否是赢家。 如果他赢了，玩家将解密密钥发送给中央控制器，对其网格选择进行解密并验证他的选择。 中央控制器然后开始向用户付款。