AUTONOMOUS VEHICLE TECHNOLOGY EFFECTIVENESS DETERMINATION FOR INSURANCE PRICING

    公开(公告)号:US20200302547A1

    公开(公告)日:2020-09-24

    申请号:US16895373

    申请日:2020-06-08

    Abstract: Methods and systems for determining the effectiveness of one or more autonomous (and/or semi-autonomous) operation features of a vehicle are provided. According to certain aspects, information regarding autonomous operation features of the vehicle may be used to determine an effectiveness metric indicative of the ability of each autonomous operation feature to avoid or mitigate accidents or other losses. The information may include operating data from the vehicle or other vehicles having similar autonomous operation features, test data, or loss data from other vehicles. The determined effectiveness metric may then be used to determine part or all of an insurance policy, which may be reviewed by an insured and updated based upon the effectiveness metric.

    Method and system for enhancing the functionality of a vehicle

    公开(公告)号:US10747234B1

    公开(公告)日:2020-08-18

    申请号:US15409136

    申请日:2017-01-18

    Abstract: Methods and systems for enhancing the functionality of a semi-autonomous vehicle are described herein. The semi-autonomous vehicle may receive a communication from a fully autonomous vehicle within a threshold distance of the semi-autonomous vehicle. If the vehicles are travelling on the same route or the same portion of a route, the semi-autonomous vehicle may navigate to a location behind the fully autonomous vehicle. Then the semi-autonomous vehicle may operate autonomously by replicating one or more functions performed by the fully autonomous vehicle. The functions and/or maneuvers performed by the fully autonomous vehicle may be detected via sensors in the semi-autonomous vehicle and/or may be identified by communicating with the fully autonomous vehicle to receive indications of upcoming maneuvers. In this manner, the semi-autonomous vehicle may act as a fully autonomous vehicle.

    Autonomous vehicle refueling
    43.
    发明授权

    公开(公告)号:US10691126B1

    公开(公告)日:2020-06-23

    申请号:US15976990

    申请日:2018-05-11

    Abstract: Methods and systems for autonomous vehicle recharging or refueling are disclosed. Autonomous vehicles may be automatically refueled by routing the vehicles to available fueling stations when not in operation, according to methods described herein. A fuel level within a tank of an autonomous vehicle may be monitored until it reaches a refueling threshold, at which point an on-board computer may generate a predicted use profile for the vehicle. Based upon the predicted use profile, a time and location for the vehicle to refuel the vehicle may be determined. In some embodiments, the vehicle may be controlled to automatically travel to a fueling station, refill a fuel tank, and return to its starting location in order to refuel when not in use.

    Fault determination with autonomous feature use monitoring

    公开(公告)号:US10685403B1

    公开(公告)日:2020-06-16

    申请号:US15689374

    申请日:2017-08-29

    Abstract: Methods and systems for determining fault for an accident involving a vehicle having one or more autonomous (and/or semi-autonomous) operation features and paying claims associated with such accidents are provided. According to certain aspects, operating data from sensors within or near the vehicle may be used to determine the occurrence of a vehicle accident, such as a collision. The operating data may further be used to determine an allocation of fault for the accident between a vehicle operator, the autonomous operation features, or a third party. The allocation of fault may be used to further determine and make claims payments related to the accident. In some embodiments, claims may be rejected based upon the operating data and determined allocation of fault.

    Autonomous vehicle operation feature monitoring and evaluation of effectiveness

    公开(公告)号:US10529027B1

    公开(公告)日:2020-01-07

    申请号:US14713249

    申请日:2015-05-15

    Abstract: Methods and systems for monitoring use and determining risks associated with operation of a vehicle having one or more autonomous operation features are provided. According to certain aspects, operating data may be recorded during operation of the vehicle. This may include information regarding the vehicle, the vehicle environment, use of the autonomous operation features, and/or control decisions made by the features. The control decisions may include actions the feature would have taken to control the vehicle, but which were not taken because a vehicle operator was controlling the relevant aspect of vehicle operation at the time. The operating data may be recorded in a log, which may then be used to determine risk levels associated with vehicle operation based upon risk levels associated with the autonomous operation features. The risk levels may further be used to adjust an insurance policy associated with the vehicle.

    Accident fault determination for autonomous vehicles

    公开(公告)号:US10319039B1

    公开(公告)日:2019-06-11

    申请号:US14951803

    申请日:2015-11-25

    Abstract: Methods and systems for determining fault for an accident involving a vehicle having one or more autonomous (and/or semi-autonomous) operation features are provided. According to certain aspects, operating data from sensors within or near the vehicle may be used to determine fault for a vehicle accident, such as a collision. The operating data may include information regarding use of the features at the time of the accident and may further be used to determine an allocation of fault for the accident between a vehicle operator, the autonomous operation features, or a third party. The allocation of fault may be used to determine and/or adjust coverage levels for an insurance policy associated with the vehicle. The allocation of fault may further be used to adjust risk levels or profiles associated with the vehicle operator or with the autonomous operation features.

    Autonomous vehicle application
    49.
    发明授权

    公开(公告)号:US10134278B1

    公开(公告)日:2018-11-20

    申请号:US15908060

    申请日:2018-02-28

    Abstract: Methods and systems for communicating between autonomous vehicles are described herein. Such communication may be performed for signaling, collision avoidance, path coordination, and/or autonomous control. A computing device may receive data for the same road segment from autonomous vehicles, including (i) an indication of a location within the road segment, and (ii) an indication of a condition of the road segment. The computing device may generate, from the data for the same road segment, an overall indication of the condition of the road segment, which may include a recommendation to vehicles approaching the road segment. Additionally, the computing device may receive a request from a computing device within a vehicle approaching the road segment to display vehicle data. The overall indication for the road segment may then be displayed on a user interface of the computing device.

    Autonomous vehicle application
    50.
    发明授权

    公开(公告)号:US09940834B1

    公开(公告)日:2018-04-10

    申请号:US15409115

    申请日:2017-01-18

    Abstract: Methods and systems for communicating between autonomous vehicles are described herein. Such communication may be performed for signaling, collision avoidance, path coordination, and/or autonomous control. A computing device may receive communications from autonomous vehicles, where the communications include data for the same road segment, including an indication of a condition of the road segment. The computing device may combine the data for the same road segment to generate an overall indication of the condition of the road segment, which may include a recommendation to vehicles approaching the road segment. Additionally, the computing device may receive a request from a mobile device within a vehicle approaching the road segment to display vehicle data. The overall indication for the road segment may then be displayed on a user interface of the mobile device.

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