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公开(公告)号：US11915322B2
公开(公告)日：2024-02-27
申请号：US18176272
申请日：2023-02-28
Inventor： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
IPC: G06Q40/08 , G06Q20/34 , G06Q30/0601 , G06V20/10 , H04W84/12
CPC classification number: G06Q40/08 , G06Q20/34 , G06Q30/0625 , G06Q30/0633 , G06V20/10 , H04W84/12
Abstract: A computer system for enhanced personal property replacement may be provided. The computer system may include at least one processor in communication with at least one memory device. The at least one processor may programmed to receive a plurality of user preferences transmitted from a user computer device associated with a user, receive a request from the user to cover a claim, determine a first plurality of items for the user based upon the claim and the plurality of user preferences, and/or transmit, to a retailer computer device associated with a retailer, an order for the determined first plurality of items with the retailer to be delivered to the user at an address associated with the user.
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公开(公告)号：US20240013316A1
公开(公告)日：2024-01-11
申请号：US18472944
申请日：2023-09-22
Inventor： Timothy Joel Davis , Amy Engelhorn
CPC classification number: G06Q40/08 , G06T19/006
Abstract: An augmented reality (AR) system for generating and displaying an enhanced situation visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image representative of a current view of a user. The ESV computing device may determine a subject of the image, retrieve reference information associated with the subject from the reference database, and determine situation information specific to the subject. The reference and situation information may be displayed on the user computing device to provide an ESV of the subject. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating homeowner's insurance claims, and/or for instructional guidance.
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公开(公告)号：US20230230175A1
公开(公告)日：2023-07-20
申请号：US18186020
申请日：2023-03-17
Inventor： Timothy Joel Davis
IPC: G06Q40/08 , G06F3/0482 , G06F3/0486 , G06F3/04883
CPC classification number: G06Q40/08 , G06F3/0482 , G06F3/0486 , G06F3/04883
Abstract: An insurance server for using a tokenized icon to provide an insurance quote or submit an insurance claim may include a processor programmed to receive an image from a user application, and data associated with the image, wherein at least a portion of the obtained data is associated as metadata with the tokenized icon. The processor may instruct the user application to use an icon associated with the tokenized icon as a first graphical object, and to modify, in response to an association of the first graphical object with a second graphical object in the user application, the metadata of the tokenized icon based upon data associated with the second graphical object. The processor may transmit the virtual quote or proposed insurance claim to the user application, the virtual quote or proposed insurance claim being based upon the modified metadata. As a result, the online customer experience may be enhanced.
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公开(公告)号：US11636551B2
公开(公告)日：2023-04-25
申请号：US17573280
申请日：2022-01-11
Inventor： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US20220129992A1
公开(公告)日：2022-04-28
申请号：US17573372
申请日：2022-01-11
Inventor： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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Patent Agency Ranking
公开(公告)号：US20220004684A1
公开(公告)日：2022-01-06
申请号：US17476382
申请日：2021-09-15
Inventor： Timothy Joel Davis , Amy Engelhorn
Abstract: An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image and/or GPS location of a property. The ESV computing device may determine the subject of the image is the property, retrieve reference information including peril maps associated with the property from the reference database, and determine situation information specific to the subject. The reference and situation information including a loss estimate may be displayed on the user computing device to provide an ESV of the property. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating an insurance policy, premium, and/or discount, and/or generating insurance-related recommendations.
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公开(公告)号：US11127055B1
公开(公告)日：2021-09-21
申请号：US14972877
申请日：2015-12-17
Inventor： Timothy Joel Davis
Abstract: A computer-implemented method for navigating an automated process using audio and tactile feedback is presented. The method includes capturing conversational audio originating from a client computing device and extracting data elements from the conversational audio. The method include matching the extracted data elements to a set of predefined data categories and determining one or more remaining data categories from the set of predefined data categories to satisfy the requirements of a transaction type. The method further includes determining a next best question addressing at least one of the remaining data categories. In one embodiment, the method may relate to enhancing an online customer experience, and help a customer obtain a quote for insurance products, submit an insurance claim, and/or wirelessly communicate with an insurance provider via a mobile device to adjust or acquire insurance policies, such as auto, home, health, renters, or life insurance and/or acquire vehicle or home loans.
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公开(公告)号：US10579749B1
公开(公告)日：2020-03-03
申请号：US15184886
申请日：2016-06-16
Inventor： Timothy Joel Davis , Amy Engelhorn
Abstract: An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image and/or GPS location of a property. The ESV computing device may determine the subject of the image is the property, retrieve reference information including peril maps associated with the property from the reference database, and determine situation information specific to the subject. The reference and situation information including a loss estimate may be displayed on the user computing device to provide an ESV of the property. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating an insurance policy, premium, and/or discount, and/or generating insurance-related recommendations.
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公开(公告)号：US10565566B1
公开(公告)日：2020-02-18
申请号：US14850398
申请日：2015-09-10
Inventor： Timothy Joel Davis
Abstract: Systems and methods for ordering a replacement component or repair service are disclosed. According to some aspects, condition data indicating a condition of a consumable component may be generated by sensor and transmitted to an order assistance system. The order assistance system may determine whether the consumable component requires at least one of replacement or repair by comparing the condition data with one or more maintenance parameters. Additionally, in response to a determination that the consumable component requires at least one of replacement or repair, the order assistance system may recommend at least one of a replacement component or a repair service in accordance with one or more order parameters pre-selected by a user. In some aspects, an insurance policy associated with the consumable component may be adjusted based on the successful repair or replacement of the consumable component.
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公开(公告)号：US10453147B1
公开(公告)日：2019-10-22
申请号：US14853016
申请日：2015-09-14
Inventor： Timothy Joel Davis
Abstract: The present disclosure generally relates to methods and systems to generate property insurance data based on aerial images. The property insurance data is representative of property insurance information. The aerial images may be obtained using a digital camera attached to an unmanned drone. The aerial images may be obtained when a camera is less than five-hundred feet from a property. The property insurance data may be generated based on a series of images taken at different points in time.
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